Gibson County, Indiana: commercial real estate data.
Gibson County, Indiana had an estimated 33,038 residents on July 1, 2024, up 0.1 percent since the 2020 census base of 33,016, across 487 square miles. County output reached $4.45 bn in 2024, 728 establishments operate here, and the SBA record carries 22 7(a) approvals worth $12.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gibson County
How many people live in Gibson County
- Population, American Community Survey 2020-202433,000
- Households13,438
- Average household size2.46
- Median household income$67,573
- Median age40.2
- Median gross rent$935 per month
- Median owner-occupied home value$180,000
- Home value to household income2.7 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher18.5 percent
- Adults 25 and over with a graduate degree5.3 percent
- Adults 25 and over22,629
- Population under 187,810
- Share under 1823.7 percent
- Population 65 and over6,007
- Share 65 and over18.2 percent
- Working age population, 18 to 6419,183
- Civilian labor force16,230
- Unemployment rate2.3 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among Indiana counties50th of 92
- Rank by population among US county-equivalents, Puerto Rico included1395th of 3,222
Gibson County is the 50th largest of 92 Indiana counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.7 percent against 18.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Gibson County
Is Gibson County's population growing?
- Population, July 1, 202433,038
- Census 2020 base population33,016
- Population change since the 2020 census base0.07 percent
- Population change, 2023 to 2024119
- Births, 2024367
- Deaths, 2024346
- Natural change, 202421
- Net domestic migration, 202473
- Net international migration, 202426
- Total net migration, 202499
- Cumulative net domestic migration, 2021 to 2024-26
- Rank by growth among US county-equivalents1800th of 3,144
The county has grown 0.07 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Gibson County
Where are people moving to Gibson County from?
- Tax returns filed by households arriving822
- People arriving, from those returns1,456
- Tax returns filed by households leaving787
- Net household movement35
- Adjusted gross income arriving$39.8 m
- Net adjusted gross income movement$-907,000
- Average income of an arriving household$48,467
- Average income of a leaving household$51,775
- Largest single originVanderburgh County (209 households)
- Largest single destinationVanderburgh County (250 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Vanderburgh County | 209 | 353 | $10.6 m |
| Warrick County | 75 | 139 | $4.0 m |
| Knox County | 46 | 82 | $1.5 m |
| Pike County | 43 | 79 | $2.0 m |
| Wabash County | 31 | 45 | $1.2 m |
| Posey County | 28 | 64 | $1.8 m |
Households arriving report $3,308 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Vanderburgh County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Gibson County
What is the Gibson County economy?
- County GDP, 2024$4.45 bn
- County GDP, 2023$4.28 bn
- GDP change, 2023 to 20244.1 percent
- GDP change over five years30.1 percent
- Rank by GDP among the Indiana areas BEA publishes24th of 92
- Rank by GDP among the US county areas BEA publishes761st of 3,127
- GDP per resident$134,932
Output grew 4.1 percent in the latest year and 30.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Gibson County
Employment by industry in Gibson County
- Covered employment, annual average21,424
- Establishments reporting800
- Average annual pay$67,856
- Average weekly wage$1,305
- Manufacturing, employment10,719
- Manufacturing, average annual pay$84,656
- Retail trade, employment1,596
- Retail trade, average annual pay$31,609
- Administrative and support and waste management services, employment1,169
- Administrative and support and waste management services, average annual pay$41,059
- Transportation and warehousing, employment990
- Transportation and warehousing, average annual pay$59,767
- Accommodation and food services, employment928
- Wholesale trade, employment475
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 10,719 | 44 | $84,656 |
| Retail trade | 1,596 | 103 | $31,609 |
| Administrative and support and waste management services | 1,169 | 44 | $41,059 |
| Transportation and warehousing | 990 | 41 | $59,767 |
| Accommodation and food services | 928 | 60 | $19,457 |
| Wholesale trade | 475 | 34 | $61,891 |
| Construction | 374 | 62 | $67,562 |
| Utilities | 355 | 12 | $124,106 |
Manufacturing is the largest private sector at 10,719 jobs, 50.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Gibson County
How many businesses are in Gibson County?
- Establishments, all industries728
- Employment at those establishments20,517
- Annual payroll$1.26 bn
- Establishments per 1,000 residents22.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Gibson County
Building permits in Gibson County
- Housing units authorized by permit, 2024167
- Declared construction value permitted$23.8 m
- Single family units authorized99
- Multifamily units authorized68
- Multifamily share of units40.7 percent
- Average declared value per unit$142,350
- Units authorized per 1,000 households12.4
Multifamily is 40.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Gibson County
SBA loans in Gibson County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$12.2 m
- Average 7(a) approval$554,423
- Median 7(a) approval$165,250
- 10th percentile approval$60,660
- 90th percentile approval$790,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)179
- Jobs per approval8.1
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer36.4 percent
- Loans on real estate terms8
- Loans on working capital terms, 120 months or shorter13
- Franchise loans3
- Franchise share of approvals13.6 percent
- Most active lenderGerman American Bank (5)
- 504 approvals recorded8
- 504 gross approval dollars$4.0 m
- Average 504 approval$501,750
- Median 504 approval$276,500
- Distinct CDCs active2
- 504 jobs per approval7.0
- 504 jobs per million dollars approved14.0
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$16.2 m
The average approval of $554,423 sits well above the median of $165,250, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 36.4 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gibson County
SBA loan default and charge-off rates in Gibson County
Do SBA loans in Gibson County get paid back?
- Loans with a final outcome recorded4
- Paid in full4
- Charged off0
- Status: Exempt from disclosure14
- Status: Paid in full4
- Status: Cancelled4
Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County
SBA lending by place in Gibson County
- Borrower cities with recorded lending4
- Princeton, approvals12
- Haubstadt, approvals4
- Fort Branch, approvals3
- Oakland City, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Princeton | 12 | $10,571,000 |
| Haubstadt | 4 | $965,000 |
| Fort Branch | 3 | $377,800 |
| Oakland City | 3 | $283,500 |
Princeton accounts for 12 approvals against 4 in Haubstadt. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County
How large is Gibson County?
- Land area487 sq mi
- Rank by land area among Indiana counties13th of 92
- Width, east to west34.7 mi
- Height, north to south25.4 mi
- Geographies sharing a boundary7
- Residents per square mile of land68
- Establishments per square mile1.49
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Gibson County
Flood risk in Gibson County
- Participation of the county's own NFIP community Gibson County, unincorporated areasParticipating, community 180434
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP6
- NFIP participation rate85.7 percent
- Communities carrying a CRS class0
- Radon levels in Gibson County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Gibson County (community 180434), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Gibson County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 85.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Gibson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Gibson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202433,000
- Households13,438
- Average household size2.46
- Median household income$67,573
- Median age40.2
Common questions
Gibson County questions, answered from the record.
How many people live in Gibson County, Indiana?
The Census Bureau estimates 33,038 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 33,000, in 13,438 households, ranking 50th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Gibson County's population growing?
The population has grown 0.07 percent since the 2020 census base of 33,016, to 33,038 on July 1, 2024. In 2024 there were 367 births against 346 deaths, with net migration of 99. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Gibson County?
$67,573. The median owner-occupied home is valued at $180,000, which is 2.7 times income, and median gross rent is $935 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Gibson County?
728 establishments, employing 20,517 people with an annual payroll of $1.26 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Gibson County?
Manufacturing is the largest private sector at 10,719 jobs, 50.0 percent of covered employment. Covered employment averages 21,424 jobs at an average annual pay of $67,856, or $1,305 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Gibson County?
22 7(a) approvals totaling $12.2 m since FY2020, across 12 lenders, with a median approval of $165,250, plus 8 504 approvals worth $4.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Gibson County?
167 housing units were authorized by permit in 2024, with a declared construction value of $23.8 m. Multifamily was 40.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Gibson County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Gibson County come from?
The largest single origin is Vanderburgh County, with 209 households. Arriving households report an average income of $48,467 against $51,775 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Gibson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Gibson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Gibson County
Cities and places in Gibson.
12 Census places lie wholly or partly in Gibson County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Princeton | city | 8,372 | 12 | Wholly in this county |
| Fort Branch | town | 3,021 | 3 | Wholly in this county |
| Oakland City | city | 2,262 | 3 | Wholly in this county |
| Haubstadt | town | 1,905 | 4 | Wholly in this county |
| Owensville | town | 1,156 | None recorded | Wholly in this county |
| Patoka | town | 737 | None recorded | Wholly in this county |
| Francisco | town | 537 | None recorded | Wholly in this county |
| Johnson | CDP | 379 | None recorded | Wholly in this county |
| Somerville | town | 243 | None recorded | Wholly in this county |
| Hazleton | town | 196 | None recorded | Wholly in this county |
| Mackey | town | 88 | None recorded | Wholly in this county |
| Buckskin | CDP | 83 | None recorded | Wholly in this county |