Knox County, Indiana: commercial real estate data.
Knox County, Indiana had an estimated 35,872 residents on July 1, 2024, down 1.1 percent since the 2020 census base of 36,287, across 516 square miles. County output reached $2.50 bn in 2024, 873 establishments operate here, and the SBA record carries 10 7(a) approvals worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Knox County
How many people live in Knox County
- Population, American Community Survey 2020-202436,007
- Households15,169
- Average household size2.37
- Median household income$61,237
- Median age39.0
- Median gross rent$796 per month
- Median owner-occupied home value$137,700
- Home value to household income2.2 times
- Annual rent as a share of median income15.6 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent
- Adults 25 and over with a graduate degree7.0 percent
- Adults 25 and over24,200
- Population under 187,787
- Share under 1821.6 percent
- Population 65 and over6,877
- Share 65 and over19.1 percent
- Working age population, 18 to 6421,343
- Civilian labor force17,730
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over62.8 percent
- Rank by population among Indiana counties44th of 92
- Rank by population among US county-equivalents, Puerto Rico included1316th of 3,222
Knox County is the 44th largest of 92 Indiana counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.6 percent against 19.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Knox County
Is Knox County's population growing?
- Population, July 1, 202435,872
- Census 2020 base population36,287
- Population change since the 2020 census base-1.14 percent
- Population change, 2023 to 2024-155
- Births, 2024368
- Deaths, 2024479
- Natural change, 2024-111
- Net domestic migration, 2024-165
- Net international migration, 2024122
- Total net migration, 2024-43
- Cumulative net domestic migration, 2021 to 2024-202
- Rank by growth among US county-equivalents2233rd of 3,144
The county has lost 1.14 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Knox County
Where are people moving to Knox County from?
- Tax returns filed by households arriving720
- People arriving, from those returns1,268
- Tax returns filed by households leaving680
- Net household movement40
- Adjusted gross income arriving$33.3 m
- Net adjusted gross income movement$4.8 m
- Average income of an arriving household$46,297
- Average income of a leaving household$41,969
- Largest single originDaviess County (89 households)
- Largest single destinationDaviess County (62 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Daviess County | 89 | 155 | $3.4 m |
| Lawrence County | 56 | 106 | $2.8 m |
| Vanderburgh County | 41 | 64 | $1.6 m |
| Greene County | 38 | 80 | $2.3 m |
| Gibson County | 34 | 56 | $1.3 m |
| Marion County | 32 | 40 | $1.2 m |
| Sullivan County | 27 | 65 | $1.0 m |
Households arriving report $4,328 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Daviess County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Knox County
What is the Knox County economy?
- County GDP, 2024$2.50 bn
- County GDP, 2023$2.56 bn
- GDP change, 2023 to 2024-2.2 percent
- GDP change over five years28.0 percent
- Rank by GDP among the Indiana areas BEA publishes36th of 92
- Rank by GDP among the US county areas BEA publishes1104th of 3,127
- GDP per resident$69,484
Output grew -2.2 percent in the latest year and 28.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Knox County
Employment by industry in Knox County
- Covered employment, annual average17,077
- Establishments reporting950
- Average annual pay$50,982
- Average weekly wage$980
- Manufacturing, employment2,273
- Manufacturing, average annual pay$55,371
- Health care and social assistance, employment2,224
- Health care and social assistance, average annual pay$57,565
- Retail trade, employment1,807
- Retail trade, average annual pay$30,108
- Accommodation and food services, employment1,515
- Accommodation and food services, average annual pay$20,143
- Mining, quarrying, and oil and gas extraction, employment788
- Construction, employment679
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,273 | 40 | $55,371 |
| Health care and social assistance | 2,224 | 103 | $57,565 |
| Retail trade | 1,807 | 140 | $30,108 |
| Accommodation and food services | 1,515 | 82 | $20,143 |
| Mining, quarrying, and oil and gas extraction | 788 | 7 | $88,949 |
| Construction | 679 | 80 | $70,280 |
| Wholesale trade | 574 | 52 | $63,211 |
| Administrative and support and waste management services | 573 | 37 | $39,476 |
Manufacturing is the largest private sector at 2,273 jobs, 13.3 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Knox County
How many businesses are in Knox County?
- Establishments, all industries873
- Employment at those establishments14,031
- Annual payroll$694.4 m
- Establishments per 1,000 residents24.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Knox County
Building permits in Knox County
- Housing units authorized by permit, 202436
- Declared construction value permitted$11.1 m
- Single family units authorized36
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$307,728
- Units authorized per 1,000 households2.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Knox County
SBA loans in Knox County (7(a) and 504)
- 7(a) approvals recorded10
- 7(a) gross approval dollars$8.3 m
- Average 7(a) approval$834,840
- Median 7(a) approval$450,000
- Largest single approval$3,000,000
- Jobs reported supported, 7(a)198
- Jobs per approval19.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term156 months
- Share of loans on real estate terms, 240 months or longer30.0 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter5
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded17
- 504 gross approval dollars$13.1 m
- Average 504 approval$768,824
- Median 504 approval$568,000
- Distinct CDCs active2
- 504 jobs per approval8.3
- 504 jobs per million dollars approved10.8
- Most active CDCIndiana Statewide Certified Development Corporation (16)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$21.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Knox County
SBA loan default and charge-off rates in Knox County
Do SBA loans in Knox County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Exempt from disclosure8
- Status: Paid in full1
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Knox County
SBA lending by place in Knox County
- Borrower cities with recorded lending2
- Vincennes, approvals6
- Bicknell, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Vincennes | 6 | $5,012,400 |
| Bicknell | 4 | $3,336,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Knox County
How large is Knox County?
- Land area516 sq mi
- Rank by land area among Indiana counties6th of 92
- Width, east to west34.6 mi
- Height, north to south34 mi
- Geographies sharing a boundary8
- Residents per square mile of land70
- Establishments per square mile1.69
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Knox County
Flood risk in Knox County
- Participation of the county's own NFIP community Knox County, unincorporated areasParticipating, community 180422
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Knox County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Knox County (community 180422), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Knox County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Knox County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Knox County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202436,007
- Households15,169
- Average household size2.37
- Median household income$61,237
- Median age39.0
Common questions
Knox County questions, answered from the record.
How many people live in Knox County, Indiana?
The Census Bureau estimates 35,872 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 36,007, in 15,169 households, ranking 44th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Knox County's population growing?
The population has fallen 1.14 percent since the 2020 census base of 36,287, to 35,872 on July 1, 2024. In 2024 there were 368 births against 479 deaths, with net migration of -43. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Knox County?
$61,237. The median owner-occupied home is valued at $137,700, which is 2.2 times income, and median gross rent is $796 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Knox County?
873 establishments, employing 14,031 people with an annual payroll of $694.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Knox County?
Manufacturing is the largest private sector at 2,273 jobs, 13.3 percent of covered employment. Covered employment averages 17,077 jobs at an average annual pay of $50,982, or $980 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Knox County?
10 7(a) approvals totaling $8.3 m since FY2020, across 8 lenders, with a median approval of $450,000, plus 17 504 approvals worth $13.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Knox County?
36 housing units were authorized by permit in 2024, with a declared construction value of $11.1 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Knox County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Knox County come from?
The largest single origin is Daviess County, with 89 households. Arriving households report an average income of $46,297 against $41,969 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Knox County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Knox County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Knox County
Cities and places in Knox.
13 Census places lie wholly or partly in Knox County. All 13 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Vincennes | city | 16,586 | 6 | Wholly in this county |
| Bicknell | city | 3,017 | 4 | Wholly in this county |
| Oaktown | town | 860 | None recorded | Wholly in this county |
| Freelandville | CDP | 807 | None recorded | Wholly in this county |
| Monroe City | town | 767 | None recorded | Wholly in this county |
| Bruceville | town | 446 | None recorded | Wholly in this county |
| Wheatland | town | 349 | None recorded | Wholly in this county |
| Sandborn | town | 339 | None recorded | Wholly in this county |
| Edwardsport | town | 337 | None recorded | Wholly in this county |
| Decker | town | 174 | None recorded | Wholly in this county |
| Ragsdale | CDP | 88 | None recorded | Wholly in this county |
| Emison | CDP | 76 | None recorded | Wholly in this county |
| Westphalia | CDP | 47 | None recorded | Wholly in this county |