Daviess County, Indiana: commercial real estate data.
Daviess County, Indiana had an estimated 34,097 residents on July 1, 2024, up 2.1 percent since the 2020 census base of 33,389, across 429 square miles. County output reached $2.27 bn in 2024, 960 establishments operate here, and the SBA record carries 35 7(a) approvals worth $14.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Daviess County
How many people live in Daviess County
- Population, American Community Survey 2020-202433,658
- Households11,814
- Average household size2.85
- Median household income$68,503
- Median age34.5
- Median gross rent$847 per month
- Median owner-occupied home value$197,200
- Home value to household income2.9 times
- Annual rent as a share of median income14.8 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over20,916
- Population under 1810,015
- Share under 1829.8 percent
- Population 65 and over5,384
- Share 65 and over16.0 percent
- Working age population, 18 to 6418,259
- Civilian labor force15,274
- Unemployment rate1.5 percent
- Labor force participation, adults 18 and over64.6 percent
- Rank by population among Indiana counties48th of 92
- Rank by population among US county-equivalents, Puerto Rico included1377th of 3,222
Daviess County is the 48th largest of 92 Indiana counties by population. A median home costs 2.9 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 29.8 percent against 16.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Daviess County
Is Daviess County's population growing?
- Population, July 1, 202434,097
- Census 2020 base population33,389
- Population change since the 2020 census base2.12 percent
- Population change, 2023 to 2024296
- Births, 2024574
- Deaths, 2024363
- Natural change, 2024211
- Net domestic migration, 2024-81
- Net international migration, 2024164
- Total net migration, 202483
- Cumulative net domestic migration, 2021 to 2024-571
- Rank by growth among US county-equivalents1138th of 3,144
The county has grown 2.12 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Daviess County
Where are people moving to Daviess County from?
- Tax returns filed by households arriving536
- People arriving, from those returns922
- Tax returns filed by households leaving640
- Net household movement-104
- Adjusted gross income arriving$30.6 m
- Net adjusted gross income movement$1.7 m
- Average income of an arriving household$57,151
- Average income of a leaving household$45,188
- Largest single originKnox County (62 households)
- Largest single destinationKnox County (89 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Knox County | 62 | 103 | $2.0 m |
| Martin County | 53 | 108 | $2.8 m |
| Dubois County | 26 | 41 | $963,000 |
| Monroe County | 26 | 44 | $1.2 m |
| Pike County | 26 | 42 | $1.1 m |
| Greene County | 24 | 53 | $999,000 |
| Marion County | 22 | 33 | $1.3 m |
| Vanderburgh County | 22 | 33 | $894,000 |
Households arriving report $11,963 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Knox County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Daviess County
What is the Daviess County economy?
- County GDP, 2024$2.27 bn
- County GDP, 2023$2.06 bn
- GDP change, 2023 to 202410.1 percent
- GDP change over five years53.0 percent
- Rank by GDP among the Indiana areas BEA publishes40th of 92
- Rank by GDP among the US county areas BEA publishes1176th of 3,127
- GDP per resident$67,554
Output grew 10.1 percent in the latest year and 53.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Daviess County
Employment by industry in Daviess County
- Covered employment, annual average13,253
- Establishments reporting978
- Average annual pay$49,660
- Average weekly wage$955
- Manufacturing, employment2,758
- Manufacturing, average annual pay$48,997
- Construction, employment1,705
- Construction, average annual pay$61,138
- Retail trade, employment1,532
- Retail trade, average annual pay$35,079
- Transportation and warehousing, employment846
- Transportation and warehousing, average annual pay$59,690
- Accommodation and food services, employment844
- Health care and social assistance, employment793
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,758 | 110 | $48,997 |
| Construction | 1,705 | 202 | $61,138 |
| Retail trade | 1,532 | 102 | $35,079 |
| Transportation and warehousing | 846 | 48 | $59,690 |
| Accommodation and food services | 844 | 54 | $18,237 |
| Health care and social assistance | 793 | 65 | $40,483 |
| Professional, scientific and technical services | 701 | 72 | $70,307 |
| Wholesale trade | 491 | 47 | $70,984 |
Manufacturing is the largest private sector at 2,758 jobs, 20.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Daviess County
How many businesses are in Daviess County?
- Establishments, all industries960
- Employment at those establishments12,065
- Annual payroll$552.9 m
- Establishments per 1,000 residents28.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Daviess County
Building permits in Daviess County
- Housing units authorized by permit, 202471
- Declared construction value permitted$13.2 m
- Single family units authorized39
- Multifamily units authorized32
- Multifamily share of units45.1 percent
- Average declared value per unit$186,137
- Units authorized per 1,000 households6.0
Multifamily is 45.1 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Daviess County
SBA loans in Daviess County (7(a) and 504)
- 7(a) approvals recorded35
- 7(a) gross approval dollars$14.3 m
- Average 7(a) approval$407,686
- Median 7(a) approval$192,000
- 10th percentile approval$33,600
- 90th percentile approval$848,000
- Largest single approval$4,250,000
- Jobs reported supported, 7(a)256
- Jobs per approval7.3
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals26
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter26
- Franchise loans3
- Franchise share of approvals8.6 percent
- Leading industry by approval countFull-Service Restaurants (4)
- Most active lenderSprings Valley Bank & Trust Company (17)
- 504 approvals recorded6
- 504 gross approval dollars$6.4 m
- Average 504 approval$1,063,333
- Median 504 approval$756,500
- Distinct CDCs active3
- 504 jobs per approval11.3
- 504 jobs per million dollars approved10.7
- Most active CDCIndiana Statewide Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$20.6 m
The average approval of $407,686 sits well above the median of $192,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Daviess County
SBA loan default and charge-off rates in Daviess County
Do SBA loans in Daviess County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure22
- Status: Paid in full6
- Status: Cancelled7
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Daviess County
SBA lending by place in Daviess County
- Borrower cities with recorded lending4
- Washington, approvals30
- Montgomery, approvals3
- Odon, approvals1
- Bloomington, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Washington | 30 | $9,101,800 |
| Montgomery | 3 | $4,647,200 |
| Odon | 1 | $500,000 |
| Bloomington | 1 | $20,000 |
Washington accounts for 30 approvals against 3 in Montgomery. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Daviess County
How large is Daviess County?
- Land area429 sq mi
- Rank by land area among Indiana counties26th of 92
- Width, east to west20.2 mi
- Height, north to south27.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land78
- Establishments per square mile2.24
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Daviess County
Flood risk in Daviess County
- Participation of the county's own NFIP community Daviess County, unincorporated areasParticipating, community 180433
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Daviess County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Daviess County (community 180433), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Daviess County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Daviess County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Daviess County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202433,658
- Households11,814
- Average household size2.85
- Median household income$68,503
- Median age34.5
Common questions
Daviess County questions, answered from the record.
How many people live in Daviess County, Indiana?
The Census Bureau estimates 34,097 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 33,658, in 11,814 households, ranking 48th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Daviess County's population growing?
The population has grown 2.12 percent since the 2020 census base of 33,389, to 34,097 on July 1, 2024. In 2024 there were 574 births against 363 deaths, with net migration of 83. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Daviess County?
$68,503. The median owner-occupied home is valued at $197,200, which is 2.9 times income, and median gross rent is $847 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Daviess County?
960 establishments, employing 12,065 people with an annual payroll of $552.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Daviess County?
Manufacturing is the largest private sector at 2,758 jobs, 20.8 percent of covered employment. Covered employment averages 13,253 jobs at an average annual pay of $49,660, or $955 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Daviess County?
35 7(a) approvals totaling $14.3 m since FY2020, across 10 lenders, with a median approval of $192,000, plus 6 504 approvals worth $6.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Daviess County?
71 housing units were authorized by permit in 2024, with a declared construction value of $13.2 m. Multifamily was 45.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Daviess County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Daviess County come from?
The largest single origin is Knox County, with 62 households. Arriving households report an average income of $57,151 against $45,188 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Daviess County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Daviess County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Daviess County
Cities and places in Daviess.
8 Census places lie wholly or partly in Daviess County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Washington | city | 12,367 | 30 | Wholly in this county |
| Odon | town | 1,419 | 1 | Wholly in this county |
| Montgomery | town | 1,111 | 3 | Wholly in this county |
| Elnora | town | 531 | None recorded | Wholly in this county |
| Plainville | town | 412 | None recorded | Wholly in this county |
| Cannelburg | town | 178 | None recorded | Wholly in this county |
| Raglesville | CDP | 139 | None recorded | Wholly in this county |
| Alfordsville | town | 25 | None recorded | Wholly in this county |
A further 1 of the county's 35 SBA 7(a) approvals are to borrowers in cities that match no Census place in Daviess County, the largest being Bloomington (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby