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Lawrence County, Illinois: commercial real estate data.

Lawrence County, Illinois had an estimated 14,801 residents on July 1, 2024, down 3.3 percent since the 2020 census base of 15,307, across 372 square miles. County output reached $661.2 m in 2024, 247 establishments operate here, and the SBA record carries 4 7(a) approvals worth $4.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Lawrence County

How many people live in Lawrence County

  • Population, American Community Survey 2020-202415,031
  • Households5,472
  • Average household size2.75
  • Median household income$55,324
  • Median age40.7
  • Median gross rent$836 per month
  • Median owner-occupied home value$99,100
  • Home value to household income1.8 times
  • Annual rent as a share of median income18.1 percent
  • Adults 25 and over with a bachelor degree or higher14.9 percent
  • Adults 25 and over with a graduate degree5.4 percent
  • Adults 25 and over10,992
  • Population under 182,796
  • Share under 1818.6 percent
  • Population 65 and over2,779
  • Share 65 and over18.5 percent
  • Working age population, 18 to 649,456
  • Civilian labor force6,459
  • Unemployment rate8.1 percent
  • Labor force participation, adults 18 and over52.8 percent
  • Rank by population among Illinois counties72nd of 102
  • Rank by population among US county-equivalents, Puerto Rico included2161st of 3,222

Lawrence County is the 72nd largest of 102 Illinois counties by population. A median home costs 1.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 18.6 percent against 18.5 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Lawrence County

Is Lawrence County's population growing?

  • Population, July 1, 202414,801
  • Census 2020 base population15,307
  • Population change since the 2020 census base-3.31 percent
  • Population change, 2023 to 2024-85
  • Births, 202492
  • Deaths, 2024205
  • Natural change, 2024-113
  • Net domestic migration, 202411
  • Net international migration, 202415
  • Total net migration, 202426
  • Cumulative net domestic migration, 2021 to 2024-190
  • Rank by growth among US county-equivalents2792nd of 3,144

The county has lost 3.31 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Lawrence County

Where are people moving to Lawrence County from?

  • Tax returns filed by households arriving247
  • People arriving, from those returns386
  • Tax returns filed by households leaving342
  • Net household movement-95
  • Adjusted gross income arriving$9.9 m
  • Net adjusted gross income movement$-2.5 m
  • Average income of an arriving household$40,130
  • Average income of a leaving household$36,316
  • Largest single originKnox County (43 households)
  • Largest single destinationKnox County (56 households)
Largest origins of households moving into Lawrence County
OriginHouseholdsPeopleAdjusted gross income
Knox County4361$1.2 m
Crawford County2546$1.1 m
Richland County2241$803,000

Households arriving report $3,814 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Knox County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Lawrence County

What is the Lawrence County economy?

  • County GDP, 2024$661.2 m
  • County GDP, 2023$635.6 m
  • GDP change, 2023 to 20244.0 percent
  • GDP change over five years30.1 percent
  • Rank by GDP among the Illinois areas BEA publishes79th of 102
  • Rank by GDP among the US county areas BEA publishes2199th of 3,127
  • GDP per resident$43,987

Output grew 4.0 percent in the latest year and 30.1 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Lawrence County

Employment by industry in Lawrence County

  • Covered employment, annual average4,016
  • Establishments reporting258
  • Average annual pay$51,158
  • Average weekly wage$984
  • Retail trade, employment350
  • Retail trade, average annual pay$29,098
  • Wholesale trade, employment172
  • Wholesale trade, average annual pay$57,713
  • Administrative and support and waste management services, employment98
  • Administrative and support and waste management services, average annual pay$52,768
  • Agriculture, forestry, fishing and hunting, employment91
  • Agriculture, forestry, fishing and hunting, average annual pay$49,428
  • Mining, quarrying, and oil and gas extraction, employment72
  • Professional, scientific and technical services, employment48
Private sector employment and pay by industry, Lawrence County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade35028$29,098
Wholesale trade17211$57,713
Administrative and support and waste management services9810$52,768
Agriculture, forestry, fishing and hunting9119$49,428
Mining, quarrying, and oil and gas extraction7210$78,898
Professional, scientific and technical services4812$47,345

Retail trade is the largest private sector at 350 jobs, 8.7 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Lawrence County

How many businesses are in Lawrence County?

  • Establishments, all industries247
  • Employment at those establishments2,737
  • Annual payroll$121.9 m
  • Establishments per 1,000 residents16.4

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Lawrence County

Building permits in Lawrence County

  • Housing units authorized by permit, 202464
  • Declared construction value permitted$11.0 m
  • Single family units authorized64
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$172,500
  • Units authorized per 1,000 households11.7

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Lawrence County

SBA loans in Lawrence County (7(a) and 504)

  • 7(a) approvals recorded4
  • 7(a) gross approval dollars$4.0 m
  • Average 7(a) approval$1,008,975
  • Median 7(a) approval$722,950
  • Largest single approval$2,540,000
  • Jobs reported supported, 7(a)158
  • Jobs per approval39.5
  • Distinct 7(a) lenders active3
  • Distinct industries receiving approvals3
  • Median 7(a) term109 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter3
  • Franchise loans0
  • Franchise share of approvals0.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lawrence County

SBA loan default and charge-off rates in Lawrence County

Do SBA loans in Lawrence County get paid back?

  • Loans with a final outcome recorded1
  • Paid in full1
  • Charged off0
  • Status: Exempt from disclosure3
  • Status: Paid in full1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lawrence County

SBA lending by place in Lawrence County

  • Borrower cities with recorded lending2
  • Lawrenceville, approvals3
  • Sumner, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Lawrence County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Lawrenceville3$3,985,900
Sumner1$50,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lawrence County

How large is Lawrence County?

  • Land area372 sq mi
  • Rank by land area among Illinois counties80th of 102
  • Width, east to west22.5 mi
  • Height, north to south19.6 mi
  • Geographies sharing a boundary4
  • Residents per square mile of land40
  • Establishments per square mile0.66

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Lawrence County

Flood risk in Lawrence County

  • Participation of the county's own NFIP community Lawrence County, unincorporated areasNot participating, community 170409
  • Communities in the county in the NFIP Community Status Book6
  • Of those, participating in the NFIP2
  • NFIP participation rate33.3 percent
  • Communities carrying a CRS class0
  • Radon levels in Lawrence County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Lawrence County (community 170409), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Lawrence County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 33.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Lawrence County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202415,031
  • Households5,472
  • Average household size2.75
  • Median household income$55,324
  • Median age40.7

How a feasibility study works →

Common questions

Lawrence County questions, answered from the record.

How many people live in Lawrence County, Illinois?

The Census Bureau estimates 14,801 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,031, in 5,472 households, ranking 72nd of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Lawrence County's population growing?

The population has fallen 3.31 percent since the 2020 census base of 15,307, to 14,801 on July 1, 2024. In 2024 there were 92 births against 205 deaths, with net migration of 26. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Lawrence County?

$55,324. The median owner-occupied home is valued at $99,100, which is 1.8 times income, and median gross rent is $836 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Lawrence County?

247 establishments, employing 2,737 people with an annual payroll of $121.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Lawrence County?

Retail trade is the largest private sector at 350 jobs, 8.7 percent of covered employment. Covered employment averages 4,016 jobs at an average annual pay of $51,158, or $984 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Lawrence County?

4 7(a) approvals totaling $4.0 m since FY2020, across 3 lenders, with a median approval of $722,950. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Lawrence County?

64 housing units were authorized by permit in 2024, with a declared construction value of $11.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Lawrence County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Lawrence County come from?

The largest single origin is Knox County, with 43 households. Arriving households report an average income of $40,130 against $36,316 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Lawrence County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Lawrence County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Lawrence County

Cities and places in Lawrence.

5 Census places lie wholly or partly in Lawrence County. All 5 carry enough published place level data for a page of their own and are linked.

Census places in Lawrence County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Lawrence County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Lawrencevillecity3,9413Wholly in this county
Sumnercity2,2521Wholly in this county
Bridgeportcity1,826None recordedWholly in this county
St. Francisvillecity736None recordedWholly in this county
Russellvillevillage87None recordedWholly in this county