HomeIndianaGibson CountyOakland City
Oakland City, Indiana: commercial real estate data.
Oakland City is a Census city of 2,262 people across 1.02 square miles of land, in Gibson County. Median household income is $48,850, 60.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $283,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakland City
What Oakland City is
- Census place typecity
- Land area1.02 sq mi
- Water area0 sq mi
- Population per square mile of land2,216
- County holding the largest share of its areaGibson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
How many people live in Oakland City
- Population2,262
- Median age38.6
- Population under 18337 plus or minus 110
- Share under 1814.9 percent plus or minus 4.4
- Population 65 and over465 plus or minus 114
- Share 65 and over20.6 percent plus or minus 4.3
- Households893
- Family households572 plus or minus 124
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
Income and work in Oakland City
- Median household income$48,850
- Per capita income$25,563
- Civilian labor force1,068
- Employed1,002
- Unemployed66 plus or minus 43
- Unemployment rate6.2 percent plus or minus 3.9
- Adults 25 and over1,481
- Adults 25 and over with a high school diploma or higher82.5 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.8 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
Housing in Oakland City
- Housing units1,131
- Occupied units893
- Vacant units238 plus or minus 99
- Vacancy rate21.0 percent plus or minus 8.2
- Owner occupied536 plus or minus 113
- Renter occupied357 plus or minus 84
- Ownership rate60.0 percent
- Median owner-occupied home value$109,500
- Median gross rent, monthly$880
- Annual rent as a share of median income21.6 percent
- Single family units882
- Share single family78.0 percent
- Units in buildings of two or more120 plus or minus 69
- Share in buildings of two or more10.6 percent plus or minus 5.9
- Mobile homes129 plus or minus 73
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
How Oakland City gets to work
- Workers 16 and over who commute908
- Commuting under 15 minutes312 plus or minus 94
- Share commuting under 15 minutes34.4 percent plus or minus 8.7
- Commuting 30 minutes or more317 plus or minus 116
- Share commuting 30 minutes or more34.9 percent plus or minus 11.5
- Drove alone68.5 percent
- Carpooled13.9 percent plus or minus 7.2
- Public transport0.0 percent
- Walked10.7 percent plus or minus 5.3
- Worked from home3.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
SBA loans in Oakland City (7(a))
- Approvals3
- Gross approval$283,500
- Average approval$94,500
- Median approval$106,500
- Largest approval$139,900
- Jobs supported17
- Jobs per approval5.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Oakland City, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakland City
Flood risk in Oakland City
- NFIP communityCity of Oakland City
- NFIP community number180072
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/05/14(M)
The City of Oakland City participates in the National Flood Insurance Program as community 180072 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gibson County, not Oakland City
Gibson County context, not Oakland City figures
- Establishments in Gibson County728
- Covered employment, Gibson County21,424
- Average annual pay, Gibson County$67,856
- Housing units permitted, Gibson County167
Every figure in this section is published for Gibson County as a whole and is not a measurement of Oakland City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakland City questions, answered from the record.
How many people live in Oakland City, Indiana?
2,262, in 893 households. Oakland City city covers 1.02 square miles of land, which is 2,216 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakland City in?
Gibson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakland City?
$48,850. The median owner-occupied home is valued at $109,500. Median gross rent is $880 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakland City businesses?
3 7(a) approvals totaling $283,500 since FY2020, across 3 lenders, median approval $106,500. These count approvals to borrowers whose address is in Oakland City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakland City borrowers get paid back?
No rate is published for Oakland City. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakland City in the National Flood Insurance Program?
Yes. Oakland City appears in the FEMA Community Status Book as Oakland City, city of, community 180072, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakland City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gibson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakland City.
Is zoning published for Oakland City?
No. Nothing on this page presents parcel level zoning.
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