HomeIndianaGibson CountyOakland City city
Oakland City city, Indiana: commercial real estate data.
Oakland City city is a Census city of 2,262 people across 1.02 square miles of land, in Gibson County. Median household income is $48,850, 60.0 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $283,500.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oakland City
What Oakland City is
- Census place typecity
- Land area1.02 sq mi
- Water area0 sq mi
- Population per square mile of land2,216
- County holding the largest share of its areaGibson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
How many people live in Oakland City
- Population2,262
- Median age38.6
- Population under 18337 plus or minus 110
- Share under 1814.9 percent plus or minus 4.4
- Population 65 and over465 plus or minus 114
- Share 65 and over20.6 percent plus or minus 4.3
- Households893
- Family households572 plus or minus 124
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
Income and work in Oakland City
- Median household income$48,850
- Per capita income$25,563
- Civilian labor force1,068
- Employed1,002
- Unemployed66 plus or minus 43
- Unemployment rate6.2 percent plus or minus 3.9
- Adults 25 and over1,481
- Adults 25 and over with a high school diploma or higher82.5 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.8 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
Housing in Oakland City
- Housing units1,131
- Occupied units893
- Vacant units238 plus or minus 99
- Vacancy rate21.0 percent plus or minus 8.2
- Owner occupied536 plus or minus 113
- Renter occupied357 plus or minus 84
- Ownership rate60.0 percent
- Median owner-occupied home value$109,500
- Median gross rent, monthly$880
- Annual rent as a share of median income21.6 percent
- Single family units882
- Share single family78.0 percent
- Units in buildings of two or more120 plus or minus 69
- Share in buildings of two or more10.6 percent plus or minus 5.9
- Mobile homes129 plus or minus 73
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
How Oakland City gets to work
- Workers 16 and over who commute908
- Commuting under 15 minutes312 plus or minus 94
- Share commuting under 15 minutes34.4 percent plus or minus 8.7
- Commuting 30 minutes or more317 plus or minus 116
- Share commuting 30 minutes or more34.9 percent plus or minus 11.5
- Drove alone68.5 percent
- Carpooled13.9 percent plus or minus 7.2
- Public transport0.0 percent
- Walked10.7 percent plus or minus 5.3
- Worked from home3.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland City
SBA loans in Oakland City (7(a))
- Approvals3
- Gross approval$283,500
- Average approval$94,500
- Median approval$106,500
- Ninetieth percentile approval$139,900
- Largest approval$139,900
- Jobs supported17
- Jobs per approval5.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term240 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gibson County, not Oakland City
Gibson County context, not Oakland City figures
These are Gibson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oakland City measurements.
- Establishments in Gibson County728
- Employment at those establishments, Gibson County20,517
- Covered employment, Gibson County21,424
- Average annual pay, Gibson County$67,856
- Average weekly wage, Gibson County$1,305
- Housing units permitted, Gibson County167
- Of those, single family, Gibson County99
- County product, 2024, Gibson County$4,452,759,000
- County product change over the prior year, Gibson County4.1 percent
- Average income of an arriving household, Gibson County$48,467
Every figure in this section is published for Gibson County as a whole and is not a measurement of Oakland City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oakland City questions, answered from the record.
How many people live in Oakland City, Indiana?
2,262, in 893 households. Oakland City city covers 1.02 square miles of land, which is 2,216 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakland City in?
Gibson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakland City?
$48,850. The median owner-occupied home is valued at $109,500. Median gross rent is $880 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakland City businesses?
3 7(a) approvals totalling $283,500, across 3 lenders, median approval $106,500. These count approvals to borrowers whose address is in Oakland City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakland City borrowers get paid back?
No rate is published for Oakland City. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oakland City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gibson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakland City.
Is zoning published for Oakland City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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