HomeIndianaPosey CountyMount Vernon
Mount Vernon, Indiana: commercial real estate data.
Mount Vernon is a Census city of 6,400 people across 2.88 square miles of land, in Posey County. Median household income is $62,263, 66.6 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $6.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Vernon
What Mount Vernon is
- Census place typecity
- Land area2.88 sq mi
- Water area0.04 sq mi
- Population per square mile of land2,224
- County holding the largest share of its areaPosey County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population6,400
- Median age41.1
- Population under 181,391
- Share under 1821.7 percent
- Population 65 and over1,454
- Share 65 and over22.7 percent
- Households3,055
- Family households1,875
- Share of households that are families61.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$62,263
- Per capita income$35,686
- Civilian labor force3,071
- Employed2,951
- Unemployed120 plus or minus 86
- Unemployment rate3.9 percent plus or minus 2.8
- Adults 25 and over4,538
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher18.6 percent plus or minus 4.7
- Adults 25 and over with a graduate degree6.9 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units3,246
- Occupied units3,055
- Vacant units191 plus or minus 121
- Vacancy rate5.9 percent plus or minus 3.7
- Owner occupied2,035
- Renter occupied1,020
- Ownership rate66.6 percent
- Median owner-occupied home value$163,300
- Median gross rent, monthly$783
- Annual rent as a share of median income15.1 percent
- Single family units2,606
- Share single family80.3 percent
- Units in buildings of two or more592 plus or minus 179
- Share in buildings of two or more18.2 percent plus or minus 5.5
- Mobile homes48 plus or minus 62
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute2,784
- Commuting under 15 minutes1,569
- Share commuting under 15 minutes56.4 percent
- Commuting 30 minutes or more686 plus or minus 195
- Share commuting 30 minutes or more24.6 percent plus or minus 6.6
- Drove alone88.0 percent
- Carpooled5.3 percent plus or minus 2.9
- Public transport0.0 percent
- Walked2.5 percent plus or minus 1.7
- Worked from home3.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals11
- Gross approval$6,000,600
- Average approval$545,509
- Median approval$260,000
- Largest approval$3,300,000
- Jobs supported125
- Jobs per approval11.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more36.4 percent
- Share to franchises9.1 percent
- Distinct lenders6
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA loans in Mount Vernon (504)
- Approvals3
- Gross approval$675,000
- Average approval$225,000
- Median approval$67,000
- Largest approval$546,000
- Jobs supported9
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- NFIP communityCity of Mount Vernon
- NFIP community number180389
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/05/14
The City of Mount Vernon participates in the National Flood Insurance Program as community 180389 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Posey County, not Mount Vernon
Posey County context, not Mount Vernon figures
- Establishments in Posey County538
- Covered employment, Posey County8,961
- Average annual pay, Posey County$68,064
- Housing units permitted, Posey County46
Every figure in this section is published for Posey County as a whole and is not a measurement of Mount Vernon.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Indiana?
6,400, in 3,055 households. Mount Vernon city covers 2.88 square miles of land, which is 2,224 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Posey County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$62,263. The median owner-occupied home is valued at $163,300. Median gross rent is $783 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
11 7(a) approvals totaling $6.0 m since FY2020, across 6 lenders, median approval $260,000, plus 3 504 approvals worth $675,000 since FY2010. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as Mount Vernon, city of, community 180389, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Posey County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
No. Nothing on this page presents parcel level zoning.