HomeIllinoisKane CountyGeneva city
Geneva city, Illinois: commercial real estate data.
Geneva city is a Census city of 21,258 people across 10.10 square miles of land, in Kane County. Median household income is $144,341, 85.1 percent of occupied homes are owned, and the SBA record carries 70 7(a) approvals to borrowers here worth $23.1 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Geneva
What Geneva is
- Census place typecity
- Land area10.1 sq mi
- Water area0.24 sq mi
- Population per square mile of land2,105
- County holding the largest share of its areaKane County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How many people live in Geneva
- Population21,258
- Median age43.2
- Population under 184,837
- Share under 1822.8 percent
- Population 65 and over4,004
- Share 65 and over18.8 percent
- Households8,374
- Family households6,010
- Share of households that are families71.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Income and work in Geneva
- Median household income$144,341
- Per capita income$73,547
- Civilian labor force11,824
- Employed11,612
- Unemployed212 plus or minus 102
- Unemployment rate1.8 percent plus or minus 0.9
- Adults 25 and over14,929
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher63.8 percent
- Adults 25 and over with a graduate degree24.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
Housing in Geneva
- Housing units8,704
- Occupied units8,374
- Vacant units330 plus or minus 149
- Vacancy rate3.8 percent plus or minus 1.7
- Owner occupied7,129
- Renter occupied1,245 plus or minus 267
- Ownership rate85.1 percent
- Median owner-occupied home value$441,400
- Median gross rent, monthly$1,768
- Annual rent as a share of median income14.7 percent
- Single family units7,352
- Share single family84.5 percent
- Units in buildings of two or more1,338 plus or minus 299
- Share in buildings of two or more15.4 percent plus or minus 3.4
- Mobile homes14 plus or minus 22
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
How Geneva gets to work
- Workers 16 and over who commute8,525
- Commuting under 15 minutes2,856
- Share commuting under 15 minutes33.5 percent
- Commuting 30 minutes or more3,637
- Share commuting 30 minutes or more42.7 percent
- Drove alone63.7 percent
- Carpooled3.1 percent plus or minus 1.3
- Public transport4.7 percent plus or minus 1.7
- Walked1.1 percent plus or minus 0.8
- Worked from home25.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Geneva
SBA loans in Geneva (7(a))
- Approvals70
- Gross approval$23,078,300
- Average approval$329,690
- Median approval$230,000
- Ninetieth percentile approval$808,000
- Largest approval$2,180,000
- Jobs supported678
- Jobs per approval9.7
- Loans with a final outcome19
- Paid in full18
- Charged off1
- Charge-off rate over resolved loans5.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more11.4 percent
- Share to franchises27.1 percent
- Distinct lenders26
- Distinct industries by NAICS34
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Geneva
SBA loans in Geneva (504)
- Approvals35
- Gross approval$19,612,000
- Average approval$560,343
- Median approval$353,000
- Largest approval$2,894,000
- Jobs supported261
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Geneva
Flood risk in Geneva
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170325
- Currently effective map date07/20/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kane County, not Geneva
Kane County context, not Geneva figures
These are Kane County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Geneva measurements.
- Establishments in Kane County13,537
- Employment at those establishments, Kane County194,921
- Covered employment, Kane County213,795
- Average annual pay, Kane County$62,791
- Average weekly wage, Kane County$1,208
- Housing units permitted, Kane County2,132
- Of those, single family, Kane County1,741
- County product, 2024, Kane County$37,058,271,000
- County product change over the prior year, Kane County4.5 percent
- Average income of an arriving household, Kane County$85,505
Every figure in this section is published for Kane County as a whole and is not a measurement of Geneva. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Geneva questions, answered from the record.
How many people live in Geneva, Illinois?
21,258, in 8,374 households. Geneva city covers 10.10 square miles of land, which is 2,105 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Geneva in?
Kane County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Geneva?
$144,341. The median owner-occupied home is valued at $441,400. Median gross rent is $1,768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Geneva businesses?
70 7(a) approvals totalling $23.1 m, across 26 lenders, median approval $230,000, plus 35 504 approvals worth $19.6 m. These count approvals to borrowers whose address is in Geneva, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Geneva borrowers get paid back?
Of the 19 loans that have reached a final outcome, 18 were paid in full and 1 charged off, a charge off rate of 5.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Geneva in the National Flood Insurance Program?
Yes. Geneva appears in the FEMA Community Status Book as community 170325, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Geneva figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Geneva.
Is zoning published for Geneva?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.