HomeIllinoisKane CountyMontgomery
Montgomery, Illinois: commercial real estate data.
Montgomery is a Census village of 21,515 people across 10.01 square miles of land, lying across Kane County and Kendall County. Median household income is $103,734, 79.3 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $9.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Montgomery
What Montgomery is
- Census place typevillage
- Land area10.01 sq mi
- Water area0.19 sq mi
- Population per square mile of land2,150
- County holding the largest share of its areaKane County, 52.7 percent
- Counties this place lies inKane County 52.7 percent, Kendall County 47.3 percent
Montgomery crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How many people live in Montgomery
- Population21,515
- Median age35.3
- Population under 186,122
- Share under 1828.5 percent
- Population 65 and over2,327
- Share 65 and over10.8 percent
- Households7,144
- Family households5,384
- Share of households that are families75.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Income and work in Montgomery
- Median household income$103,734
- Per capita income$37,156
- Civilian labor force12,007
- Employed11,601
- Unemployed406 plus or minus 282
- Unemployment rate3.4 percent plus or minus 2.3
- Adults 25 and over13,290
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher28.7 percent
- Adults 25 and over with a graduate degree5.6 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
Housing in Montgomery
- Housing units7,507
- Occupied units7,144
- Vacant units363 plus or minus 236
- Vacancy rate4.8 percent plus or minus 3.1
- Owner occupied5,667
- Renter occupied1,477 plus or minus 474
- Ownership rate79.3 percent
- Median owner-occupied home value$299,500
- Median gross rent, monthly$1,984 plus or minus $526
- Annual rent as a share of median income23.0 percent plus or minus 6.5
- Single family units6,641
- Share single family88.5 percent
- Units in buildings of two or more802 plus or minus 281
- Share in buildings of two or more10.7 percent plus or minus 3.7
- Mobile homes64 plus or minus 55
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
How Montgomery gets to work
- Workers 16 and over who commute10,168
- Commuting under 15 minutes1,557 plus or minus 513
- Share commuting under 15 minutes15.3 percent plus or minus 4.9
- Commuting 30 minutes or more5,644
- Share commuting 30 minutes or more55.5 percent
- Drove alone80.6 percent
- Carpooled5.1 percent plus or minus 2.6
- Public transport0.6 percent plus or minus 0.7
- Walked0.4 percent plus or minus 0.4
- Worked from home12.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Montgomery
SBA loans in Montgomery (7(a))
- Approvals16
- Gross approval$9,202,900
- Average approval$575,181
- Median approval$120,000
- Largest approval$2,714,000
- Jobs supported138
- Jobs per approval8.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises6.3 percent
- Distinct lenders9
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery
SBA loans in Montgomery (504)
- Approvals15
- Gross approval$15,064,000
- Average approval$1,004,267
- Median approval$492,000
- Largest approval$4,922,000
- Jobs supported131
- Loans with a final outcome6
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Montgomery, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery
Flood risk in Montgomery
- NFIP communityVillage of Montgomery
- NFIP community number170328
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date01/08/14
The Village of Montgomery participates in the National Flood Insurance Program as community 170328 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kane County, not Montgomery
Kane County context, not Montgomery figures
- Establishments in Kane County13,537
- Covered employment, Kane County213,795
- Average annual pay, Kane County$62,791
- Housing units permitted, Kane County2,132
Every figure in this section is published for Kane County as a whole and is not a measurement of Montgomery.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Montgomery questions, answered from the record.
How many people live in Montgomery, Illinois?
21,515, in 7,144 households. Montgomery village covers 10.01 square miles of land, which is 2,150 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Montgomery in?
Montgomery lies in more than one. By area it is 52.7 percent in Kane County, 47.3 percent in Kendall County. This page sits under Kane County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Montgomery?
$103,734. The median owner-occupied home is valued at $299,500. Median gross rent is $1,984 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Montgomery businesses?
16 7(a) approvals totaling $9.2 m since FY2020, across 9 lenders, median approval $120,000, plus 15 504 approvals worth $15.1 m since FY2010. These count approvals to borrowers whose address is in Montgomery, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Montgomery borrowers get paid back?
No rate is published for Montgomery. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Montgomery in the National Flood Insurance Program?
Yes. Montgomery appears in the FEMA Community Status Book as Montgomery, village of, community 170328, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Montgomery figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kane County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Montgomery.
Is zoning published for Montgomery?
No. Nothing on this page presents parcel level zoning.