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HomeIllinoisMacoupin CountyCarlinville city

Carlinville city, Illinois: commercial real estate data.

Carlinville city is a Census city of 5,480 people across 3.37 square miles of land, in Macoupin County. Median household income is $57,708, 63.6 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.9 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Carlinville

What Carlinville is

  • Census place typecity
  • Land area3.37 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,627
  • County holding the largest share of its areaMacoupin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carlinville

How many people live in Carlinville

  • Population5,480
  • Median age39.9
  • Population under 181,222 plus or minus 255
  • Share under 1822.3 percent plus or minus 4.5
  • Population 65 and over1,334
  • Share 65 and over24.3 percent
  • Households2,032
  • Family households1,173
  • Share of households that are families57.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carlinville

Income and work in Carlinville

  • Median household income$57,708
  • Per capita income$30,638
  • Civilian labor force2,294
  • Employed2,240
  • Unemployed54 plus or minus 48
  • Unemployment rate2.4 percent plus or minus 2.1
  • Adults 25 and over3,714
  • Adults 25 and over with a high school diploma or higher82.8 percent
  • Adults 25 and over with a bachelor degree or higher23.4 percent plus or minus 5.1
  • Adults 25 and over with a graduate degree8.7 percent plus or minus 3.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carlinville

Housing in Carlinville

  • Housing units2,245
  • Occupied units2,032
  • Vacant units213 plus or minus 146
  • Vacancy rate9.5 percent plus or minus 6.4
  • Owner occupied1,293
  • Renter occupied739 plus or minus 160
  • Ownership rate63.6 percent
  • Median owner-occupied home value$105,700
  • Median gross rent, monthly$824
  • Annual rent as a share of median income17.1 percent plus or minus 4.4
  • Single family units1,712
  • Share single family76.3 percent
  • Units in buildings of two or more307 plus or minus 132
  • Share in buildings of two or more13.7 percent plus or minus 5.7
  • Mobile homes226 plus or minus 149
  • Median year structure built1960

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carlinville

How Carlinville gets to work

  • Workers 16 and over who commute2,037
  • Commuting under 15 minutes1,200
  • Share commuting under 15 minutes58.9 percent
  • Commuting 30 minutes or more577 plus or minus 215
  • Share commuting 30 minutes or more28.3 percent plus or minus 9.8
  • Drove alone82.7 percent
  • Carpooled5.5 percent plus or minus 3.7
  • Public transport0.0 percent
  • Walked4.2 percent plus or minus 2.9
  • Worked from home7.6 percent plus or minus 4.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Carlinville

SBA loans in Carlinville (7(a))

  • Approvals6
  • Gross approval$1,926,400
  • Average approval$321,067
  • Median approval$378,400
  • Ninetieth percentile approval$655,000
  • Largest approval$655,000
  • Jobs supported46
  • Jobs per approval7.7
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS5

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Carlinville

SBA loans in Carlinville (504)

  • Approvals1
  • Gross approval$496,000
  • Average approval$496,000
  • Median approval$496,000
  • Largest approval$496,000
  • Jobs supported25
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Carlinville

Flood risk in Carlinville

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number170431
  • Currently effective map date09/04/86(M)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Macoupin County, not Carlinville

Macoupin County context, not Carlinville figures

These are Macoupin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carlinville measurements.

  • Establishments in Macoupin County813
  • Employment at those establishments, Macoupin County7,626
  • Covered employment, Macoupin County10,150
  • Average annual pay, Macoupin County$46,689
  • Average weekly wage, Macoupin County$898
  • Housing units permitted, Macoupin County65
  • Of those, single family, Macoupin County59
  • County product, 2024, Macoupin County$1,525,271,000
  • County product change over the prior year, Macoupin County1.9 percent
  • Average income of an arriving household, Macoupin County$52,249

Every figure in this section is published for Macoupin County as a whole and is not a measurement of Carlinville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Carlinville questions, answered from the record.

How many people live in Carlinville, Illinois?

5,480, in 2,032 households. Carlinville city covers 3.37 square miles of land, which is 1,627 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Carlinville in?

Macoupin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Carlinville?

$57,708. The median owner-occupied home is valued at $105,700. Median gross rent is $824 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Carlinville businesses?

6 7(a) approvals totalling $1.9 m, across 4 lenders, median approval $378,400, plus 1 504 approvals worth $496,000. These count approvals to borrowers whose address is in Carlinville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Carlinville borrowers get paid back?

No rate is published for Carlinville. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Carlinville in the National Flood Insurance Program?

Yes. Carlinville appears in the FEMA Community Status Book as community 170431, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Carlinville figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Macoupin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carlinville.

Is zoning published for Carlinville?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.