HomeIllinoisMacoupin CountyGirard
Girard, Illinois: commercial real estate data.
Girard is a Census city of 1,743 people across 0.93 square miles of land, in Macoupin County. Median household income is $50,300, 54.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $671,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Girard
What Girard is
- Census place typecity
- Land area0.93 sq mi
- Water area0 sq mi
- Population per square mile of land1,866
- County holding the largest share of its areaMacoupin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
How many people live in Girard
- Population1,743
- Median age40.9
- Population under 18374 plus or minus 133
- Share under 1821.5 percent plus or minus 6.8
- Population 65 and over306 plus or minus 82
- Share 65 and over17.6 percent plus or minus 3.9
- Households662
- Family households426 plus or minus 96
- Share of households that are families64.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
Income and work in Girard
- Median household income$50,300 plus or minus $15,566
- Per capita income$26,002
- Civilian labor force799 plus or minus 173
- Employed780 plus or minus 168
- Unemployed19 plus or minus 24
- Unemployment rate2.4 percent plus or minus 3.0
- Adults 25 and over1,262
- Adults 25 and over with a high school diploma or higher85.7 percent
- Adults 25 and over with a bachelor degree or higher11.3 percent plus or minus 4.1
- Adults 25 and over with a graduate degree2.1 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
Housing in Girard
- Housing units880
- Occupied units662
- Vacant units218 plus or minus 70
- Vacancy rate24.8 percent plus or minus 7.3
- Owner occupied362 plus or minus 75
- Renter occupied300 plus or minus 101
- Ownership rate54.7 percent
- Median owner-occupied home value$98,100
- Median gross rent, monthly$808
- Annual rent as a share of median income19.3 percent plus or minus 6.9
- Single family units671
- Share single family76.3 percent
- Units in buildings of two or more165 plus or minus 69
- Share in buildings of two or more18.8 percent plus or minus 7.4
- Mobile homes44 plus or minus 39
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
How Girard gets to work
- Workers 16 and over who commute675 plus or minus 147
- Commuting under 15 minutes264 plus or minus 90
- Share commuting under 15 minutes39.1 percent plus or minus 10.4
- Commuting 30 minutes or more318 plus or minus 128
- Share commuting 30 minutes or more47.1 percent plus or minus 15.9
- Drove alone75.4 percent
- Carpooled6.2 percent plus or minus 3.4
- Public transport0.0 percent
- Walked4.4 percent plus or minus 5.1
- Worked from home12.5 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Girard
SBA loans in Girard (7(a))
- Approvals5
- Gross approval$671,500
- Average approval$134,300
- Median approval$50,000
- Largest approval$350,000
- Jobs supported29
- Jobs per approval5.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Girard, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Macoupin County, not Girard
Macoupin County context, not Girard figures
- Establishments in Macoupin County813
- Covered employment, Macoupin County10,150
- Average annual pay, Macoupin County$46,689
- Housing units permitted, Macoupin County65
Every figure in this section is published for Macoupin County as a whole and is not a measurement of Girard.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Girard questions, answered from the record.
How many people live in Girard, Illinois?
1,743, in 662 households. Girard city covers 0.93 square miles of land, which is 1,866 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Girard in?
Macoupin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Girard?
$50,300. The median owner-occupied home is valued at $98,100. Median gross rent is $808 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Girard businesses?
5 7(a) approvals totaling $671,500 since FY2020, across 2 lenders, median approval $50,000. These count approvals to borrowers whose address is in Girard, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Girard borrowers get paid back?
No rate is published for Girard. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Girard figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Macoupin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Girard.
Is zoning published for Girard?
No. Nothing on this page presents parcel level zoning.