HomeIllinoisMcHenry CountyRichmond village
Richmond village, Illinois: commercial real estate data.
Richmond village is a Census village of 2,622 people across 4.29 square miles of land, in McHenry County. Median household income is $73,029, 51.0 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $7.9 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Richmond
What Richmond is
- Census place typevillage
- Land area4.29 sq mi
- Water area0 sq mi
- Population per square mile of land611
- County holding the largest share of its areaMcHenry County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How many people live in Richmond
- Population2,622
- Median age35.7
- Population under 18482 plus or minus 121
- Share under 1818.4 percent plus or minus 3.9
- Population 65 and over494 plus or minus 121
- Share 65 and over18.8 percent plus or minus 3.8
- Households1,236
- Family households615
- Share of households that are families49.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Income and work in Richmond
- Median household income$73,029
- Per capita income$43,097
- Civilian labor force1,548
- Employed1,411
- Unemployed137 plus or minus 100
- Unemployment rate8.9 percent plus or minus 6.3
- Adults 25 and over1,828
- Adults 25 and over with a high school diploma or higher92.1 percent
- Adults 25 and over with a bachelor degree or higher26.8 percent plus or minus 5.4
- Adults 25 and over with a graduate degree11.5 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
Housing in Richmond
- Housing units1,397
- Occupied units1,236
- Vacant units161 plus or minus 68
- Vacancy rate11.5 percent plus or minus 4.6
- Owner occupied630
- Renter occupied606
- Ownership rate51.0 percent
- Median owner-occupied home value$238,600
- Median gross rent, monthly$1,220
- Annual rent as a share of median income20.0 percent
- Single family units574 plus or minus 121
- Share single family41.1 percent
- Units in buildings of two or more823
- Share in buildings of two or more58.9 percent
- Mobile homes0
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
How Richmond gets to work
- Workers 16 and over who commute1,240
- Commuting under 15 minutes260 plus or minus 85
- Share commuting under 15 minutes21.0 percent plus or minus 5.7
- Commuting 30 minutes or more593 plus or minus 141
- Share commuting 30 minutes or more47.8 percent
- Drove alone75.7 percent
- Carpooled7.5 percent plus or minus 3.9
- Public transport1.5 percent plus or minus 1.6
- Walked2.6 percent plus or minus 2.7
- Worked from home11.0 percent plus or minus 4.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Richmond
SBA loans in Richmond (7(a))
- Approvals9
- Gross approval$7,851,500
- Average approval$872,389
- Median approval$591,200
- Ninetieth percentile approval$4,000,000
- Largest approval$4,000,000
- Jobs supported71
- Jobs per approval7.9
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises33.3 percent
- Distinct lenders6
- Distinct industries by NAICS7
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richmond
SBA loans in Richmond (504)
- Approvals8
- Gross approval$3,071,000
- Average approval$383,875
- Median approval$440,000
- Largest approval$783,000
- Jobs supported44
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Richmond
Flood risk in Richmond
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170484
- Currently effective map date11/16/06
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
McHenry County, not Richmond
McHenry County context, not Richmond figures
These are McHenry County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Richmond measurements.
- Establishments in McHenry County8,140
- Employment at those establishments, McHenry County87,684
- Covered employment, McHenry County96,922
- Average annual pay, McHenry County$55,107
- Average weekly wage, McHenry County$1,060
- Housing units permitted, McHenry County1,565
- Of those, single family, McHenry County887
- County product, 2024, McHenry County$15,982,773,000
- County product change over the prior year, McHenry County4.6 percent
- Average income of an arriving household, McHenry County$80,258
Every figure in this section is published for McHenry County as a whole and is not a measurement of Richmond. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Richmond questions, answered from the record.
How many people live in Richmond, Illinois?
2,622, in 1,236 households. Richmond village covers 4.29 square miles of land, which is 611 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Richmond in?
McHenry County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Richmond?
$73,029. The median owner-occupied home is valued at $238,600. Median gross rent is $1,220 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Richmond businesses?
9 7(a) approvals totalling $7.9 m, across 6 lenders, median approval $591,200, plus 8 504 approvals worth $3.1 m. These count approvals to borrowers whose address is in Richmond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Richmond borrowers get paid back?
No rate is published for Richmond. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Richmond in the National Flood Insurance Program?
Yes. Richmond appears in the FEMA Community Status Book as community 170484, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Richmond figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McHenry County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Richmond.
Is zoning published for Richmond?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.