HomeIllinoisSangamon CountyChatham
Chatham, Illinois: commercial real estate data.
Chatham is a Census village of 14,639 people across 7.41 square miles of land, in Sangamon County. Median household income is $106,773, 80.6 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chatham
What Chatham is
- Census place typevillage
- Land area7.41 sq mi
- Water area0 sq mi
- Population per square mile of land1,977
- County holding the largest share of its areaSangamon County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How many people live in Chatham
- Population14,639
- Median age35.4
- Population under 184,607
- Share under 1831.5 percent
- Population 65 and over1,748
- Share 65 and over11.9 percent
- Households5,624
- Family households3,631
- Share of households that are families64.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Income and work in Chatham
- Median household income$106,773
- Per capita income$47,647
- Civilian labor force7,543
- Employed7,270
- Unemployed273 plus or minus 170
- Unemployment rate3.6 percent plus or minus 2.2
- Adults 25 and over9,048
- Adults 25 and over with a high school diploma or higher98.8 percent
- Adults 25 and over with a bachelor degree or higher53.2 percent
- Adults 25 and over with a graduate degree21.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
Housing in Chatham
- Housing units5,833
- Occupied units5,624
- Vacant units209 plus or minus 120
- Vacancy rate3.6 percent plus or minus 2.1
- Owner occupied4,532
- Renter occupied1,092 plus or minus 260
- Ownership rate80.6 percent
- Median owner-occupied home value$243,200
- Median gross rent, monthly$1,256
- Annual rent as a share of median income14.1 percent
- Single family units4,831
- Share single family82.8 percent
- Units in buildings of two or more919 plus or minus 263
- Share in buildings of two or more15.8 percent plus or minus 4.4
- Mobile homes83 plus or minus 73
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
How Chatham gets to work
- Workers 16 and over who commute6,221
- Commuting under 15 minutes1,494 plus or minus 426
- Share commuting under 15 minutes24.0 percent plus or minus 6.6
- Commuting 30 minutes or more1,351 plus or minus 344
- Share commuting 30 minutes or more21.7 percent plus or minus 5.3
- Drove alone77.0 percent
- Carpooled5.7 percent plus or minus 2.0
- Public transport0.2 percent plus or minus 0.4
- Walked0.5 percent plus or minus 0.6
- Worked from home15.3 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chatham
SBA loans in Chatham (7(a))
- Approvals7
- Gross approval$1,421,300
- Average approval$203,043
- Median approval$150,000
- Largest approval$550,400
- Jobs supported82
- Jobs per approval11.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Chatham, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chatham
SBA loans in Chatham (504)
- Approvals6
- Gross approval$3,314,000
- Average approval$552,333
- Median approval$467,500
- Largest approval$1,228,000
- Jobs supported56
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Chatham, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chatham
Flood risk in Chatham
- NFIP communityVillage of Chatham
- NFIP community number170601
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/02/07
The Village of Chatham participates in the National Flood Insurance Program as community 170601 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sangamon County, not Chatham
Sangamon County context, not Chatham figures
- Establishments in Sangamon County4,925
- Covered employment, Sangamon County134,376
- Average annual pay, Sangamon County$69,350
- Housing units permitted, Sangamon County191
Every figure in this section is published for Sangamon County as a whole and is not a measurement of Chatham.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chatham questions, answered from the record.
How many people live in Chatham, Illinois?
14,639, in 5,624 households. Chatham village covers 7.41 square miles of land, which is 1,977 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chatham in?
Sangamon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chatham?
$106,773. The median owner-occupied home is valued at $243,200. Median gross rent is $1,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chatham businesses?
7 7(a) approvals totaling $1.4 m since FY2020, across 4 lenders, median approval $150,000, plus 6 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Chatham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chatham borrowers get paid back?
No rate is published for Chatham. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chatham in the National Flood Insurance Program?
Yes. Chatham appears in the FEMA Community Status Book as Chatham, village of, community 170601, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chatham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sangamon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chatham.
Is zoning published for Chatham?
No. Nothing on this page presents parcel level zoning.