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HomeIllinoisSangamon CountyRochester village

Rochester village, Illinois: commercial real estate data.

Rochester village is a Census village of 3,766 people across 2.68 square miles of land, in Sangamon County. Median household income is $117,118, 93.3 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $2.9 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Rochester

What Rochester is

  • Census place typevillage
  • Land area2.68 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,404
  • County holding the largest share of its areaSangamon County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rochester

How many people live in Rochester

  • Population3,766
  • Median age39.8
  • Population under 18924 plus or minus 192
  • Share under 1824.5 percent
  • Population 65 and over721 plus or minus 207
  • Share 65 and over19.1 percent plus or minus 5.2
  • Households1,423
  • Family households1,032
  • Share of households that are families72.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rochester

Income and work in Rochester

  • Median household income$117,118
  • Per capita income$47,762
  • Civilian labor force1,747
  • Employed1,696
  • Unemployed51 plus or minus 52
  • Unemployment rate2.9 percent plus or minus 2.9
  • Adults 25 and over2,554
  • Adults 25 and over with a high school diploma or higher98.6 percent
  • Adults 25 and over with a bachelor degree or higher47.9 percent
  • Adults 25 and over with a graduate degree16.7 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rochester

Housing in Rochester

  • Housing units1,478
  • Occupied units1,423
  • Vacant units55 plus or minus 56
  • Vacancy rate3.7 percent plus or minus 3.8
  • Owner occupied1,328
  • Renter occupied95 plus or minus 45
  • Ownership rate93.3 percent
  • Median owner-occupied home value$238,900
  • Median gross rent, monthly$1,288 plus or minus $448
  • Annual rent as a share of median income13.2 percent plus or minus 4.8
  • Single family units1,445
  • Share single family97.8 percent
  • Units in buildings of two or more33 plus or minus 30
  • Share in buildings of two or more2.2 percent plus or minus 2.0
  • Mobile homes0
  • Median year structure built1985

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rochester

How Rochester gets to work

  • Workers 16 and over who commute1,404
  • Commuting under 15 minutes214 plus or minus 85
  • Share commuting under 15 minutes15.2 percent plus or minus 5.7
  • Commuting 30 minutes or more238 plus or minus 98
  • Share commuting 30 minutes or more17.0 percent plus or minus 6.6
  • Drove alone72.3 percent
  • Carpooled7.2 percent plus or minus 3.7
  • Public transport0.0 percent
  • Walked0.6 percent plus or minus 1.0
  • Worked from home19.1 percent plus or minus 5.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Rochester

SBA loans in Rochester (7(a))

  • Approvals13
  • Gross approval$2,923,900
  • Average approval$224,915
  • Median approval$125,000
  • Ninetieth percentile approval$597,000
  • Largest approval$597,000
  • Jobs supported87
  • Jobs per approval6.7
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises7.7 percent
  • Distinct lenders5
  • Distinct industries by NAICS8

A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Rochester

SBA loans in Rochester (504)

  • Approvals4
  • Gross approval$2,122,000
  • Average approval$530,500
  • Median approval$447,000
  • Largest approval$1,077,000
  • Jobs supported13
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs3

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Rochester

Flood risk in Rochester

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number170840
  • Currently effective map date08/02/07

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Sangamon County, not Rochester

Sangamon County context, not Rochester figures

These are Sangamon County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rochester measurements.

  • Establishments in Sangamon County4,925
  • Employment at those establishments, Sangamon County80,005
  • Covered employment, Sangamon County134,376
  • Average annual pay, Sangamon County$69,350
  • Average weekly wage, Sangamon County$1,334
  • Housing units permitted, Sangamon County191
  • Of those, single family, Sangamon County123
  • County product, 2024, Sangamon County$15,668,703,000
  • County product change over the prior year, Sangamon County7.0 percent
  • Average income of an arriving household, Sangamon County$58,644

Every figure in this section is published for Sangamon County as a whole and is not a measurement of Rochester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Rochester questions, answered from the record.

How many people live in Rochester, Illinois?

3,766, in 1,423 households. Rochester village covers 2.68 square miles of land, which is 1,404 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Rochester in?

Sangamon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Rochester?

$117,118. The median owner-occupied home is valued at $238,900. Median gross rent is $1,288 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Rochester businesses?

13 7(a) approvals totalling $2.9 m, across 5 lenders, median approval $125,000, plus 4 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Rochester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Rochester borrowers get paid back?

No rate is published for Rochester. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Rochester in the National Flood Insurance Program?

Yes. Rochester appears in the FEMA Community Status Book as community 170840, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Rochester figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sangamon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rochester.

Is zoning published for Rochester?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.