Scott County, Illinois: commercial real estate data.
Scott County, Illinois had an estimated 4,880 residents on July 1, 2024, down 3.9 percent since the 2020 census base of 5,080, across 251 square miles. County output reached $207.8 m in 2024, 84 establishments operate here, and the SBA record carries 1 7(a) approvals worth $166,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Scott County
How many people live in Scott County
- Population, American Community Survey 2020-20244,937
- Households2,046
- Average household size2.41
- Median household income$66,705
- Median age46.0
- Median gross rent$689 per month
- Median owner-occupied home value$96,400
- Home value to household income1.4 times
- Annual rent as a share of median income12.4 percent
- Adults 25 and over with a bachelor degree or higher21.5 percent
- Adults 25 and over with a graduate degree4.2 percent
- Adults 25 and over3,531
- Population under 181,030
- Share under 1820.9 percent
- Population 65 and over1,142
- Share 65 and over23.1 percent
- Working age population, 18 to 642,765
- Civilian labor force2,246
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over57.5 percent
- Rank by population among Illinois counties97th of 102
- Rank by population among US county-equivalents, Puerto Rico included2904th of 3,222
Scott County is the 97th largest of 102 Illinois counties by population. A median home costs 1.4 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 23.1 percent against 20.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Scott County
Is Scott County's population growing?
- Population, July 1, 20244,880
- Census 2020 base population5,080
- Population change since the 2020 census base-3.94 percent
- Population change, 2023 to 202430
- Births, 202444
- Deaths, 202447
- Natural change, 2024-3
- Net domestic migration, 202432
- Net international migration, 20242
- Total net migration, 202434
- Cumulative net domestic migration, 2021 to 2024-101
- Rank by growth among US county-equivalents2895th of 3,144
The county has lost 3.94 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Scott County
Where are people moving to Scott County from?
- Tax returns filed by households arriving90
- People arriving, from those returns152
- Tax returns filed by households leaving99
- Net household movement-9
- Adjusted gross income arriving$3.8 m
- Net adjusted gross income movement$-548,000
- Average income of an arriving household$42,656
- Average income of a leaving household$44,313
- Largest single originMorgan County (52 households)
- Largest single destinationMorgan County (49 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Morgan County | 52 | 83 | $2.1 m |
Households arriving report $1,657 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Morgan County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Scott County
What is the Scott County economy?
- County GDP, 2024$207.8 m
- County GDP, 2023$198.3 m
- GDP change, 2023 to 20244.8 percent
- GDP change over five years37.8 percent
- Rank by GDP among the Illinois areas BEA publishes98th of 102
- Rank by GDP among the US county areas BEA publishes2892nd of 3,127
- GDP per resident$42,089
Output grew 4.8 percent in the latest year and 37.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Scott County
Employment by industry in Scott County
- Covered employment, annual average920
- Establishments reporting101
- Average annual pay$49,729
- Average weekly wage$956
- Retail trade, employment70
- Retail trade, average annual pay$26,275
- Construction, employment32
- Construction, average annual pay$73,497
- Transportation and warehousing, employment17
- Transportation and warehousing, average annual pay$39,426
- Other services, except public administration, employment8
- Other services, except public administration, average annual pay$40,594
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 70 | 7 | $26,275 |
| Construction | 32 | 9 | $73,497 |
| Transportation and warehousing | 17 | 9 | $39,426 |
| Other services, except public administration | 8 | 4 | $40,594 |
Retail trade is the largest private sector at 70 jobs, 7.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Scott County
How many businesses are in Scott County?
- Establishments, all industries84
- Employment at those establishments604
- Annual payroll$34.5 m
- Establishments per 1,000 residents17.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Scott County
SBA loans in Scott County (7(a) and 504)
- 7(a) approvals recorded1
- 7(a) gross approval dollars$166,500
- Average 7(a) approval$166,500
- Median 7(a) approval$166,500
- Largest single approval$166,500
- Jobs reported supported, 7(a)4
- Jobs per approval4.0
- Distinct 7(a) lenders active1
- Distinct industries receiving approvals1
- Median 7(a) term180 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter0
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded2
- 504 gross approval dollars$1.6 m
- Average 504 approval$811,500
- Median 504 approval$811,500
- Distinct CDCs active1
- 504 jobs per approval16.5
- 504 jobs per million dollars approved20.3
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$1.8 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA loan default and charge-off rates in Scott County
Do SBA loans in Scott County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure1
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
How large is Scott County?
- Land area251 sq mi
- Rank by land area among Illinois counties95th of 102
- Width, east to west18.4 mi
- Height, north to south18.6 mi
- Geographies sharing a boundary3
- Residents per square mile of land20
- Establishments per square mile0.33
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Scott County
Flood risk in Scott County
- Participation of the county's own NFIP community Scott County, unincorporated areasParticipating, community 170905
- Communities in the county in the NFIP Community Status Book6
- Of those, participating in the NFIP4
- NFIP participation rate66.7 percent
- Communities carrying a CRS class0
- Radon levels in Scott County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Scott County (community 170905), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Scott County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 66.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Scott County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Scott County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20244,937
- Households2,046
- Average household size2.41
- Median household income$66,705
- Median age46.0
Common questions
Scott County questions, answered from the record.
How many people live in Scott County, Illinois?
The Census Bureau estimates 4,880 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 4,937, in 2,046 households, ranking 97th of 102 Illinois counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Scott County's population growing?
The population has fallen 3.94 percent since the 2020 census base of 5,080, to 4,880 on July 1, 2024. In 2024 there were 44 births against 47 deaths, with net migration of 34. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Scott County?
$66,705. The median owner-occupied home is valued at $96,400, which is 1.4 times income, and median gross rent is $689 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Scott County?
84 establishments, employing 604 people with an annual payroll of $34.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Scott County?
Retail trade is the largest private sector at 70 jobs, 7.6 percent of covered employment. Covered employment averages 920 jobs at an average annual pay of $49,729, or $956 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Scott County?
1 7(a) approvals totaling $166,500 since FY2020, across 1 lenders, with a median approval of $166,500, plus 2 504 approvals worth $1.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.
What is the radon zone for Scott County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Scott County come from?
The largest single origin is Morgan County, with 52 households. Arriving households report an average income of $42,656 against $44,313 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Scott County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Scott County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Scott County
Cities and places in Scott.
10 Census places lie wholly or partly in Scott County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Winchester | city | 1,498 | 1 | Wholly in this county |
| Bluffs | village | 531 | None recorded | Wholly in this county |
| Alsey | village | 258 | None recorded | Wholly in this county |
| Manchester | village | 197 | None recorded | Wholly in this county |
| Glasgow | village | 179 | None recorded | Wholly in this county |
| Naples | town | 108 | None recorded | Wholly in this county |
| Exeter | village | 106 | None recorded | Wholly in this county |
| Merritt | CDP | 56 | None recorded | Wholly in this county |
| Riggston | CDP | 30 | None recorded | Wholly in this county |
| Oxville | CDP | 21 | None recorded | Wholly in this county |
Nearby