HomeIllinoisScott CountyWinchester city
Winchester city, Illinois: commercial real estate data.
Winchester city is a Census city of 1,498 people across 1.13 square miles of land, in Scott County. Median household income is $48,250, 64.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $166,500.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Winchester
What Winchester is
- Census place typecity
- Land area1.13 sq mi
- Water area0 sq mi
- Population per square mile of land1,327
- County holding the largest share of its areaScott County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How many people live in Winchester
- Population1,498
- Median age44.6
- Population under 18352
- Share under 1823.5 percent
- Population 65 and over348
- Share 65 and over23.2 percent
- Households676
- Family households388
- Share of households that are families57.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Income and work in Winchester
- Median household income$48,250
- Per capita income$31,408
- Civilian labor force651
- Employed618
- Unemployed33 plus or minus 17
- Unemployment rate5.1 percent plus or minus 2.5
- Adults 25 and over1,022
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent plus or minus 4.4
- Adults 25 and over with a graduate degree5.8 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Housing in Winchester
- Housing units773
- Occupied units676
- Vacant units97 plus or minus 45
- Vacancy rate12.5 percent plus or minus 5.7
- Owner occupied433
- Renter occupied243 plus or minus 56
- Ownership rate64.1 percent
- Median owner-occupied home value$93,900
- Median gross rent, monthly$593 plus or minus $159
- Annual rent as a share of median income14.7 percent plus or minus 4.8
- Single family units587
- Share single family75.9 percent
- Units in buildings of two or more151 plus or minus 51
- Share in buildings of two or more19.5 percent plus or minus 6.2
- Mobile homes35 plus or minus 20
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How Winchester gets to work
- Workers 16 and over who commute574
- Commuting under 15 minutes129 plus or minus 39
- Share commuting under 15 minutes22.5 percent plus or minus 5.7
- Commuting 30 minutes or more185 plus or minus 59
- Share commuting 30 minutes or more32.2 percent plus or minus 8.5
- Drove alone84.8 percent
- Carpooled6.7 percent plus or minus 3.1
- Public transport0.0 percent
- Walked2.6 percent plus or minus 1.9
- Worked from home5.9 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
SBA loans in Winchester (7(a))
- Approvals1
- Gross approval$166,500
- Average approval$166,500
- Median approval$166,500
- Ninetieth percentile approval$166,500
- Largest approval$166,500
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winchester
SBA loans in Winchester (504)
- Approvals1
- Gross approval$541,000
- Average approval$541,000
- Median approval$541,000
- Largest approval$541,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winchester
Flood risk in Winchester
- Listed NFIP communities1
- Of those, participating1
- NFIP community number171327
- Currently effective map date08/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Scott County, not Winchester
Scott County context, not Winchester figures
These are Scott County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winchester measurements.
- Establishments in Scott County84
- Employment at those establishments, Scott County604
- Covered employment, Scott County920
- Average annual pay, Scott County$49,729
- Average weekly wage, Scott County$956
- County product, 2024, Scott County$207,793,000
- County product change over the prior year, Scott County4.8 percent
- Average income of an arriving household, Scott County$42,656
Every figure in this section is published for Scott County as a whole and is not a measurement of Winchester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winchester questions, answered from the record.
How many people live in Winchester, Illinois?
1,498, in 676 households. Winchester city covers 1.13 square miles of land, which is 1,327 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winchester in?
Scott County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winchester?
$48,250. The median owner-occupied home is valued at $93,900. Median gross rent is $593 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winchester businesses?
1 7(a) approvals totalling $166,500, across 1 lenders, median approval $166,500, plus 1 504 approvals worth $541,000. These count approvals to borrowers whose address is in Winchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winchester borrowers get paid back?
No rate is published for Winchester. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Winchester in the National Flood Insurance Program?
Yes. Winchester appears in the FEMA Community Status Book as community 171327, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winchester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Scott County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winchester.
Is zoning published for Winchester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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