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HomeIllinoisSt. Clair CountySmithton village

Smithton village, Illinois: commercial real estate data.

Smithton village is a Census village of 3,680 people across 4.51 square miles of land, in St. Clair County. Median household income is $135,455, 93.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $362,000.

68 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Smithton

What Smithton is

  • Census place typevillage
  • Land area4.51 sq mi
  • Water area0.05 sq mi
  • Population per square mile of land816
  • County holding the largest share of its areaSt. Clair County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Smithton

How many people live in Smithton

  • Population3,680
  • Median age45.6
  • Population under 18826 plus or minus 205
  • Share under 1822.4 percent plus or minus 4.7
  • Population 65 and over984 plus or minus 241
  • Share 65 and over26.7 percent plus or minus 5.5
  • Households1,432
  • Family households1,128
  • Share of households that are families78.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Smithton

Income and work in Smithton

  • Median household income$135,455
  • Per capita income$51,499
  • Civilian labor force1,907
  • Employed1,845
  • Unemployed62 plus or minus 51
  • Unemployment rate3.3 percent plus or minus 2.6
  • Adults 25 and over2,614
  • Adults 25 and over with a high school diploma or higher98.7 percent
  • Adults 25 and over with a bachelor degree or higher40.6 percent
  • Adults 25 and over with a graduate degree15.4 percent plus or minus 4.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Smithton

Housing in Smithton

  • Housing units1,445
  • Occupied units1,432
  • Vacant units13 plus or minus 21
  • Vacancy rate0.9 percent plus or minus 1.4
  • Owner occupied1,340
  • Renter occupied92 plus or minus 87
  • Ownership rate93.6 percent
  • Median owner-occupied home value$256,300
  • Single family units1,348
  • Share single family93.3 percent
  • Units in buildings of two or more21 plus or minus 36
  • Share in buildings of two or more1.5 percent plus or minus 2.5
  • Mobile homes76 plus or minus 65
  • Median year structure built2000

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Smithton

How Smithton gets to work

  • Workers 16 and over who commute1,547
  • Commuting under 15 minutes157 plus or minus 71
  • Share commuting under 15 minutes10.1 percent plus or minus 4.1
  • Commuting 30 minutes or more818 plus or minus 211
  • Share commuting 30 minutes or more52.9 percent
  • Drove alone77.7 percent
  • Carpooled3.5 percent plus or minus 3.5
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home17.9 percent plus or minus 6.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Smithton

SBA loans in Smithton (7(a))

  • Approvals3
  • Gross approval$362,000
  • Average approval$120,667
  • Median approval$25,000
  • Ninetieth percentile approval$312,000
  • Largest approval$312,000
  • Jobs supported7
  • Jobs per approval2.3
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term84 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS3

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Smithton

Flood risk in Smithton

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number170892
  • Currently effective map date11/05/03

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

St. Clair County, not Smithton

St. Clair County context, not Smithton figures

These are St. Clair County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Smithton measurements.

  • Establishments in St. Clair County4,973
  • Employment at those establishments, St. Clair County72,871
  • Covered employment, St. Clair County89,981
  • Average annual pay, St. Clair County$57,001
  • Average weekly wage, St. Clair County$1,096
  • Housing units permitted, St. Clair County740
  • Of those, single family, St. Clair County346
  • County product, 2024, St. Clair County$16,131,374,000
  • County product change over the prior year, St. Clair County2.1 percent
  • Average income of an arriving household, St. Clair County$57,798

Every figure in this section is published for St. Clair County as a whole and is not a measurement of Smithton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Smithton questions, answered from the record.

How many people live in Smithton, Illinois?

3,680, in 1,432 households. Smithton village covers 4.51 square miles of land, which is 816 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Smithton in?

St. Clair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Smithton?

$135,455. The median owner-occupied home is valued at $256,300. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Smithton businesses?

3 7(a) approvals totalling $362,000, across 2 lenders, median approval $25,000. These count approvals to borrowers whose address is in Smithton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Smithton borrowers get paid back?

No rate is published for Smithton. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Smithton in the National Flood Insurance Program?

Yes. Smithton appears in the FEMA Community Status Book as community 170892, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Smithton figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Clair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smithton.

Is zoning published for Smithton?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.