HomeIllinoisWhiteside CountyAlbany
Albany, Illinois: commercial real estate data.
Albany is a Census village of 776 people across 1.07 square miles of land, in Whiteside County. Median household income is $62,857, 89.1 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $50,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Albany
What Albany is
- Census place typevillage
- Land area1.07 sq mi
- Water area0 sq mi
- Population per square mile of land724 plus or minus 152
- County holding the largest share of its areaWhiteside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population776 plus or minus 163
- Median age37.8 plus or minus 9.6
- Population under 18234 plus or minus 66
- Share under 1830.2 percent
- Population 65 and over142 plus or minus 38
- Share 65 and over18.3 percent
- Households320
- Family households201 plus or minus 52
- Share of households that are families62.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$62,857 plus or minus $14,490
- Per capita income$33,015
- Civilian labor force337 plus or minus 71
- Employed315 plus or minus 65
- Unemployed22 plus or minus 19
- Unemployment rate6.5 percent plus or minus 5.5
- Adults 25 and over516
- Adults 25 and over with a high school diploma or higher94.2 percent plus or minus 24.1
- Adults 25 and over with a bachelor degree or higher19.0 percent plus or minus 4.6
- Adults 25 and over with a graduate degree5.6 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units359 plus or minus 72
- Occupied units320
- Vacant units39 plus or minus 29
- Vacancy rate10.9 percent plus or minus 7.8
- Owner occupied285 plus or minus 58
- Renter occupied35 plus or minus 24
- Ownership rate89.1 percent
- Median owner-occupied home value$148,800
- Median gross rent, monthly$724 plus or minus $177
- Annual rent as a share of median income13.8 percent plus or minus 4.6
- Single family units289 plus or minus 58
- Share single family80.5 percent
- Units in buildings of two or more9 plus or minus 21
- Share in buildings of two or more2.5 percent plus or minus 5.7
- Mobile homes61 plus or minus 35
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute297 plus or minus 62
- Commuting under 15 minutes64 plus or minus 24
- Share commuting under 15 minutes21.5 percent plus or minus 6.8
- Commuting 30 minutes or more81 plus or minus 30
- Share commuting 30 minutes or more27.3 percent plus or minus 8.2
- Drove alone82.8 percent
- Carpooled13.6 percent plus or minus 6.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home3.6 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals1
- Gross approval$50,000
- Average approval$50,000
- Median approval$50,000
- Largest approval$50,000
- Jobs supported5
- Jobs per approval5.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
Flood risk in Albany
- NFIP communityVillage of Albany
- NFIP community number170688
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/11
The Village of Albany participates in the National Flood Insurance Program as community 170688 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Whiteside County, not Albany
Whiteside County context, not Albany figures
- Establishments in Whiteside County1,158
- Covered employment, Whiteside County21,197
- Average annual pay, Whiteside County$54,164
- Housing units permitted, Whiteside County25
Every figure in this section is published for Whiteside County as a whole and is not a measurement of Albany.
All Whiteside County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Albany questions, answered from the record.
How many people live in Albany, Illinois?
776, in 320 households. Albany village covers 1.07 square miles of land, which is 724 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Whiteside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$62,857. The median owner-occupied home is valued at $148,800. Median gross rent is $724 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
1 7(a) approvals totaling $50,000 since FY2020, across 1 lenders, median approval $50,000. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Albany in the National Flood Insurance Program?
Yes. Albany appears in the FEMA Community Status Book as Albany, village of, community 170688, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albany figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Whiteside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
No. Nothing on this page presents parcel level zoning.
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