HomeIllinoisWhiteside CountyFulton city
Fulton city, Illinois: commercial real estate data.
Fulton city is a Census city of 3,709 people across 2.34 square miles of land, in Whiteside County. Median household income is $45,581, 77.1 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $1.3 m.
70 sourced place values · tier FULL · 8 sections
Fulton
What Fulton is
- Census place typecity
- Land area2.34 sq mi
- Water area0.46 sq mi
- Population per square mile of land1,587
- County holding the largest share of its areaWhiteside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
How many people live in Fulton
- Population3,709
- Median age44.6
- Population under 18759 plus or minus 167
- Share under 1820.5 percent plus or minus 4.4
- Population 65 and over826 plus or minus 177
- Share 65 and over22.3 percent plus or minus 4.7
- Households1,664
- Family households937
- Share of households that are families56.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
Income and work in Fulton
- Median household income$45,581 plus or minus $9,760
- Per capita income$35,606
- Civilian labor force1,661
- Employed1,582
- Unemployed79 plus or minus 76
- Unemployment rate4.8 percent plus or minus 4.5
- Adults 25 and over2,629
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent plus or minus 5.5
- Adults 25 and over with a graduate degree8.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
Housing in Fulton
- Housing units1,866
- Occupied units1,664
- Vacant units202 plus or minus 121
- Vacancy rate10.8 percent plus or minus 6.4
- Owner occupied1,283
- Renter occupied381 plus or minus 192
- Ownership rate77.1 percent
- Median owner-occupied home value$121,700
- Median gross rent, monthly$954
- Annual rent as a share of median income25.1 percent plus or minus 6.2
- Single family units1,522
- Share single family81.6 percent
- Units in buildings of two or more209 plus or minus 105
- Share in buildings of two or more11.2 percent plus or minus 5.5
- Mobile homes135 plus or minus 56
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
How Fulton gets to work
- Workers 16 and over who commute1,456
- Commuting under 15 minutes711 plus or minus 211
- Share commuting under 15 minutes48.8 percent plus or minus 12.4
- Commuting 30 minutes or more216 plus or minus 83
- Share commuting 30 minutes or more14.8 percent plus or minus 5.2
- Drove alone80.5 percent
- Carpooled10.8 percent plus or minus 5.9
- Public transport0.0 percent
- Walked2.0 percent plus or minus 1.9
- Worked from home5.9 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
SBA 7(a) lending to Fulton borrowers
- Approvals8
- Gross approval$1,313,400
- Average approval$164,175
- Median approval$135,000
- Ninetieth percentile approval$425,000
- Largest approval$425,000
- Jobs supported39
- Jobs per approval4.9
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS8
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton
Flood programme status in Fulton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170690
- Currently effective map date02/17/17
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Whiteside County, not Fulton
Whiteside County context, not Fulton figures
These are Whiteside County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fulton measurements.
- Establishments in Whiteside County1,158
- Employment at those establishments, Whiteside County17,838
- Covered employment, Whiteside County21,197
- Average annual pay, Whiteside County$54,164
- Average weekly wage, Whiteside County$1,042
- Housing units permitted, Whiteside County25
- Of those, single family, Whiteside County21
- County product, 2024, Whiteside County$2,977,796,000
- County product change over the prior year, Whiteside County4.9 percent
- Average income of an arriving household, Whiteside County$50,947
Every figure in this section is published for Whiteside County as a whole and is not a measurement of Fulton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fulton questions, answered from the record.
How many people live in Fulton, Illinois?
3,709, in 1,664 households. Fulton city covers 2.34 square miles of land, which is 1,587 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fulton in?
Whiteside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fulton?
$45,581. The median owner-occupied home is valued at $121,700. Median gross rent is $954 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fulton businesses?
8 7(a) approvals totalling $1.3 m, across 3 lenders, median approval $135,000. These count approvals to borrowers whose address is in Fulton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fulton borrowers get paid back?
No rate is published for Fulton. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Fulton in the National Flood Insurance Program?
Yes. Fulton appears in the FEMA Community Status Book as community 170690, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fulton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Whiteside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fulton.
Is zoning published for Fulton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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