HomeIllinoisWhiteside CountyFulton
Fulton, Illinois: commercial real estate data.
Fulton is a Census city of 3,709 people across 2.34 square miles of land, in Whiteside County. Median household income is $45,581, 77.1 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $1.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fulton
What Fulton is
- Census place typecity
- Land area2.34 sq mi
- Water area0.46 sq mi
- Population per square mile of land1,587
- County holding the largest share of its areaWhiteside County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
How many people live in Fulton
- Population3,709
- Median age44.6
- Population under 18759 plus or minus 167
- Share under 1820.5 percent plus or minus 4.4
- Population 65 and over826 plus or minus 177
- Share 65 and over22.3 percent plus or minus 4.7
- Households1,664
- Family households937
- Share of households that are families56.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
Income and work in Fulton
- Median household income$45,581 plus or minus $9,760
- Per capita income$35,606
- Civilian labor force1,661
- Employed1,582
- Unemployed79 plus or minus 76
- Unemployment rate4.8 percent plus or minus 4.5
- Adults 25 and over2,629
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher21.2 percent plus or minus 5.5
- Adults 25 and over with a graduate degree8.7 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
Housing in Fulton
- Housing units1,866
- Occupied units1,664
- Vacant units202 plus or minus 121
- Vacancy rate10.8 percent plus or minus 6.4
- Owner occupied1,283
- Renter occupied381 plus or minus 192
- Ownership rate77.1 percent
- Median owner-occupied home value$121,700
- Median gross rent, monthly$954
- Annual rent as a share of median income25.1 percent plus or minus 6.2
- Single family units1,522
- Share single family81.6 percent
- Units in buildings of two or more209 plus or minus 105
- Share in buildings of two or more11.2 percent plus or minus 5.5
- Mobile homes135 plus or minus 56
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
How Fulton gets to work
- Workers 16 and over who commute1,456
- Commuting under 15 minutes711 plus or minus 211
- Share commuting under 15 minutes48.8 percent plus or minus 12.4
- Commuting 30 minutes or more216 plus or minus 83
- Share commuting 30 minutes or more14.8 percent plus or minus 5.2
- Drove alone80.5 percent
- Carpooled10.8 percent plus or minus 5.9
- Public transport0.0 percent
- Walked2.0 percent plus or minus 1.9
- Worked from home5.9 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fulton
SBA loans in Fulton (7(a))
- Approvals8
- Gross approval$1,313,400
- Average approval$164,175
- Median approval$123,750
- Largest approval$425,000
- Jobs supported39
- Jobs per approval4.9
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term150 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Fulton, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fulton
Flood risk in Fulton
- NFIP communityCity of Fulton
- NFIP community number170690
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/17/17
The City of Fulton participates in the National Flood Insurance Program as community 170690 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Whiteside County, not Fulton
Whiteside County context, not Fulton figures
- Establishments in Whiteside County1,158
- Covered employment, Whiteside County21,197
- Average annual pay, Whiteside County$54,164
- Housing units permitted, Whiteside County25
Every figure in this section is published for Whiteside County as a whole and is not a measurement of Fulton.
All Whiteside County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fulton questions, answered from the record.
How many people live in Fulton, Illinois?
3,709, in 1,664 households. Fulton city covers 2.34 square miles of land, which is 1,587 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fulton in?
Whiteside County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fulton?
$45,581. The median owner-occupied home is valued at $121,700. Median gross rent is $954 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fulton businesses?
8 7(a) approvals totaling $1.3 m since FY2020, across 3 lenders, median approval $123,750. These count approvals to borrowers whose address is in Fulton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fulton borrowers get paid back?
No rate is published for Fulton. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fulton in the National Flood Insurance Program?
Yes. Fulton appears in the FEMA Community Status Book as Fulton, city of, community 170690, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fulton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Whiteside County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fulton.
Is zoning published for Fulton?
No. Nothing on this page presents parcel level zoning.
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