HomeIndianaDeKalb CountySt. Joe
St. Joe, Indiana: commercial real estate data.
St. Joe is a Census town of 411 people across 0.34 square miles of land, in DeKalb County. Median household income is $55,000, 77.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $114,200 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Joe
What St. Joe is
- Census place typetown
- Land area0.34 sq mi
- Water area0 sq mi
- Population per square mile of land1,225 plus or minus 432
- County holding the largest share of its areaDeKalb County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joe
How many people live in St. Joe
- Population411 plus or minus 145
- Median age33.6 plus or minus 7.2
- Population under 18116 plus or minus 60
- Share under 1828.2 percent plus or minus 10.8
- Population 65 and over61 plus or minus 25
- Share 65 and over14.8 percent plus or minus 3.3
- Households144 plus or minus 44
- Family households102 plus or minus 39
- Share of households that are families70.8 percent plus or minus 16.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joe
Income and work in St. Joe
- Median household income$55,000 plus or minus $29,880
- Per capita income$22,134
- Civilian labor force164 plus or minus 57
- Employed147 plus or minus 51
- Unemployed17 plus or minus 22
- Unemployment rate10.4 percent plus or minus 12.9
- Adults 25 and over273 plus or minus 92
- Adults 25 and over with a high school diploma or higher71.8 percent plus or minus 31.0
- Adults 25 and over with a bachelor degree or higher5.1 percent plus or minus 6.0
- Adults 25 and over with a graduate degree0.4 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joe
Housing in St. Joe
- Housing units211 plus or minus 67
- Occupied units144 plus or minus 44
- Vacant units67 plus or minus 46
- Vacancy rate31.8 percent plus or minus 19.3
- Owner occupied112 plus or minus 36
- Renter occupied32 plus or minus 26
- Ownership rate77.8 percent
- Median owner-occupied home value$87,100
- Median gross rent, monthly$805 plus or minus $281
- Annual rent as a share of median income17.6 percent plus or minus 11.3
- Single family units148 plus or minus 45
- Share single family70.1 percent plus or minus 30.8
- Units in buildings of two or more8 plus or minus 16
- Share in buildings of two or more3.8 percent plus or minus 7.4
- Mobile homes55 plus or minus 48
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joe
How St. Joe gets to work
- Workers 16 and over who commute138 plus or minus 45
- Commuting under 15 minutes31 plus or minus 17
- Share commuting under 15 minutes22.5 percent plus or minus 10.3
- Commuting 30 minutes or more42 plus or minus 21
- Share commuting 30 minutes or more30.4 percent plus or minus 11.9
- Drove alone77.9 percent plus or minus 34.9
- Carpooled10.0 percent plus or minus 7.9
- Public transport0.0 percent
- Walked10.7 percent plus or minus 9.4
- Worked from home1.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Joe
SBA loans in St. Joe (7(a))
- Approvals2
- Gross approval$114,200
- Average approval$57,100
- Median approval$57,100
- Largest approval$80,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term59 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in St. Joe, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Joe
Flood risk in St. Joe
- NFIP communityTown of St. Joe
- NFIP community number180049
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The Town of St. Joe participates in the National Flood Insurance Program as community 180049 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
DeKalb County, not St. Joe
DeKalb County context, not St. Joe figures
- Establishments in DeKalb County1,034
- Covered employment, DeKalb County22,201
- Average annual pay, DeKalb County$62,916
- Housing units permitted, DeKalb County116
Every figure in this section is published for DeKalb County as a whole and is not a measurement of St. Joe.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Joe questions, answered from the record.
How many people live in St. Joe, Indiana?
411, in 144 households. St. Joe town covers 0.34 square miles of land, which is 1,225 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Joe in?
DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Joe?
$55,000. The median owner-occupied home is valued at $87,100. Median gross rent is $805 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Joe businesses?
2 7(a) approvals totaling $114,200 since FY2020, across 2 lenders, median approval $57,100. These count approvals to borrowers whose address is in St. Joe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Joe borrowers get paid back?
No rate is published for St. Joe. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Joe in the National Flood Insurance Program?
Yes. St. Joe appears in the FEMA Community Status Book as St. Joe, town of, community 180049, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Joe figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Joe.
Is zoning published for St. Joe?
No. Nothing on this page presents parcel level zoning.
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