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HomeIndianaDeKalb CountyWaterloo

Waterloo, Indiana: commercial real estate data.

Waterloo is a Census town of 2,073 people across 2.11 square miles of land, in DeKalb County. Median household income is $67,083, 81.2 percent of occupied homes are owned.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Waterloo

What Waterloo is

  • Census place typetown
  • Land area2.11 sq mi
  • Water area0 sq mi
  • Population per square mile of land982
  • County holding the largest share of its areaDeKalb County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waterloo

How many people live in Waterloo

  • Population2,073
  • Median age35.3
  • Population under 18535 plus or minus 122
  • Share under 1825.8 percent
  • Population 65 and over173 plus or minus 65
  • Share 65 and over8.3 percent plus or minus 2.7
  • Households773 plus or minus 162
  • Family households513 plus or minus 123
  • Share of households that are families66.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waterloo

Income and work in Waterloo

  • Median household income$67,083
  • Per capita income$27,936
  • Civilian labor force1,237 plus or minus 247
  • Employed1,158 plus or minus 241
  • Unemployed79 plus or minus 64
  • Unemployment rate6.4 percent plus or minus 5.0
  • Adults 25 and over1,283 plus or minus 275
  • Adults 25 and over with a high school diploma or higher87.8 percent plus or minus 24.5
  • Adults 25 and over with a bachelor degree or higher14.2 percent plus or minus 5.3
  • Adults 25 and over with a graduate degree6.5 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waterloo

Housing in Waterloo

  • Housing units852 plus or minus 174
  • Occupied units773 plus or minus 162
  • Vacant units79 plus or minus 57
  • Vacancy rate9.3 percent plus or minus 6.4
  • Owner occupied628 plus or minus 146
  • Renter occupied145 plus or minus 60
  • Ownership rate81.2 percent
  • Median owner-occupied home value$104,600
  • Median gross rent, monthly$829
  • Annual rent as a share of median income14.8 percent plus or minus 3.2
  • Single family units585 plus or minus 146
  • Share single family68.7 percent
  • Units in buildings of two or more147 plus or minus 71
  • Share in buildings of two or more17.3 percent plus or minus 7.5
  • Mobile homes120 plus or minus 64
  • Median year structure built1958

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waterloo

How Waterloo gets to work

  • Workers 16 and over who commute1,069 plus or minus 251
  • Commuting under 15 minutes364 plus or minus 110
  • Share commuting under 15 minutes34.1 percent
  • Commuting 30 minutes or more319 plus or minus 105
  • Share commuting 30 minutes or more29.8 percent plus or minus 6.8
  • Drove alone85.3 percent
  • Carpooled2.6 percent plus or minus 1.9
  • Public transport0.0 percent
  • Walked3.8 percent plus or minus 3.1
  • Worked from home6.7 percent plus or minus 7.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Waterloo

Flood risk in Waterloo

  • NFIP communityTown of Waterloo
  • NFIP community number180050
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/29/06

The Town of Waterloo participates in the National Flood Insurance Program as community 180050 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

DeKalb County, not Waterloo

DeKalb County context, not Waterloo figures

  • Establishments in DeKalb County1,034
  • Covered employment, DeKalb County22,201
  • Average annual pay, DeKalb County$62,916
  • Housing units permitted, DeKalb County116

Every figure in this section is published for DeKalb County as a whole and is not a measurement of Waterloo.

All DeKalb County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Waterloo questions, answered from the record.

How many people live in Waterloo, Indiana?

2,073, in 773 households. Waterloo town covers 2.11 square miles of land, which is 982 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Waterloo in?

DeKalb County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Waterloo?

$67,083. The median owner-occupied home is valued at $104,600. Median gross rent is $829 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Is Waterloo in the National Flood Insurance Program?

Yes. Waterloo appears in the FEMA Community Status Book as Waterloo, town of, community 180050, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Waterloo figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for DeKalb County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waterloo.

Is zoning published for Waterloo?

No. Nothing on this page presents parcel level zoning.