Johnson County, Indiana: commercial real estate data.
Johnson County, Indiana had an estimated 170,614 residents on July 1, 2024, up 5.5 percent since the 2020 census base of 161,780, across 320 square miles. County output reached $8.25 bn in 2024, 3,779 establishments operate here, and the SBA record carries 326 7(a) approvals worth $97.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Johnson County
How many people live in Johnson County
- Population, American Community Survey 2020-2024166,315
- Households62,554
- Average household size2.66
- Median household income$90,454
- Median age38.0
- Median gross rent$1,271 per month
- Median owner-occupied home value$284,600
- Home value to household income3.1 times
- Annual rent as a share of median income16.9 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent
- Adults 25 and over with a graduate degree13.5 percent
- Adults 25 and over112,528
- Population under 1840,361
- Share under 1824.3 percent
- Population 65 and over26,185
- Share 65 and over15.7 percent
- Working age population, 18 to 6499,769
- Civilian labor force87,110
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over69.2 percent
- Rank by population among Indiana counties11th of 92
- Rank by population among US county-equivalents, Puerto Rico included415th of 3,222
Johnson County is the 11th largest of 92 Indiana counties by population. A median home costs 3.1 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.3 percent against 15.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Johnson County
Is Johnson County's population growing?
- Population, July 1, 2024170,614
- Census 2020 base population161,780
- Population change since the 2020 census base5.46 percent
- Population change, 2023 to 20242,309
- Births, 20241,957
- Deaths, 20241,545
- Natural change, 2024412
- Net domestic migration, 20241,321
- Net international migration, 2024576
- Total net migration, 20241,897
- Cumulative net domestic migration, 2021 to 20245,966
- Rank by growth among US county-equivalents477th of 3,144
The county has grown 5.46 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Johnson County
Where are people moving to Johnson County from?
- Tax returns filed by households arriving6,390
- People arriving, from those returns11,823
- Tax returns filed by households leaving5,901
- Net household movement489
- Adjusted gross income arriving$390.6 m
- Net adjusted gross income movement$23.7 m
- Average income of an arriving household$61,132
- Average income of a leaving household$62,181
- Largest single originMarion County (2,875 households)
- Largest single destinationMarion County (2,253 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Marion County | 2,875 | 5,399 | $167.5 m |
| Morgan County | 281 | 501 | $16.8 m |
| Bartholomew County | 261 | 472 | $15.5 m |
| Hendricks County | 185 | 322 | $16.7 m |
| Hamilton County | 156 | 246 | $11.3 m |
| Shelby County | 144 | 274 | $6.5 m |
| Monroe County | 107 | 185 | $7.9 m |
| Brown County | 89 | 185 | $6.9 m |
Households arriving report $1,049 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Marion County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Johnson County
What is the Johnson County economy?
- County GDP, 2024$8.25 bn
- County GDP, 2023$7.86 bn
- GDP change, 2023 to 20245.0 percent
- GDP change over five years38.2 percent
- Rank by GDP among the Indiana areas BEA publishes14th of 92
- Rank by GDP among the US county areas BEA publishes516th of 3,127
- GDP per resident$49,621
Output grew 5.0 percent in the latest year and 38.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Johnson County
Employment by industry in Johnson County
- Covered employment, annual average65,487
- Establishments reporting4,199
- Average annual pay$50,444
- Average weekly wage$970
- Transportation and warehousing, employment9,054
- Transportation and warehousing, average annual pay$48,262
- Retail trade, employment8,678
- Retail trade, average annual pay$35,289
- Health care and social assistance, employment8,292
- Health care and social assistance, average annual pay$52,011
- Accommodation and food services, employment7,210
- Accommodation and food services, average annual pay$23,433
- Manufacturing, employment5,819
- Construction, employment4,937
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 9,054 | 256 | $48,262 |
| Retail trade | 8,678 | 517 | $35,289 |
| Health care and social assistance | 8,292 | 399 | $52,011 |
| Accommodation and food services | 7,210 | 353 | $23,433 |
| Manufacturing | 5,819 | 161 | $65,949 |
| Construction | 4,937 | 435 | $74,733 |
| Administrative and support and waste management services | 3,133 | 278 | $45,404 |
| Wholesale trade | 2,246 | 218 | $73,247 |
Transportation and warehousing is the largest private sector at 9,054 jobs, 13.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Johnson County
How many businesses are in Johnson County?
- Establishments, all industries3,779
- Employment at those establishments60,256
- Annual payroll$2.88 bn
- Establishments per 1,000 residents22.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Johnson County
Building permits in Johnson County
- Housing units authorized by permit, 20241,134
- Declared construction value permitted$426.8 m
- Single family units authorized1,076
- Multifamily units authorized58
- Multifamily share of units5.1 percent
- Average declared value per unit$376,348
- Units authorized per 1,000 households18.1
Single-family homes are 94.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Johnson County
SBA loans in Johnson County (7(a) and 504)
- 7(a) approvals recorded326
- 7(a) gross approval dollars$97.3 m
- Average 7(a) approval$298,319
- Median 7(a) approval$100,000
- 10th percentile approval$25,000
- 90th percentile approval$671,250
- Largest single approval$3,900,000
- Jobs reported supported, 7(a)2,581
- Jobs per approval7.9
- Distinct 7(a) lenders active51
- Distinct industries receiving approvals107
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer8.6 percent
- Loans on real estate terms28
- Loans on working capital terms, 120 months or shorter291
- Franchise loans33
- Franchise share of approvals10.1 percent
- Leading industry by approval countGeneral Freight Trucking, Long-Distance, Truckload (67)
- Most active lenderThe Huntington National Bank (170)
- 504 approvals recorded70
- 504 gross approval dollars$50.9 m
- Average 504 approval$727,086
- Median 504 approval$395,000
- Distinct CDCs active2
- 504 jobs per approval12.1
- 504 jobs per million dollars approved16.7
- Most active CDCPremier Capital Corporation (39)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$148.1 m
The average approval of $298,319 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 8.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Johnson County
SBA loan default and charge-off rates in Johnson County
Do SBA loans in Johnson County get paid back?
- Loans with a final outcome recorded67
- Paid in full61
- Charged off6
- Charge-off rate on resolved loans9.0 percent
- Status: Exempt from disclosure207
- Status: Paid in full61
- Status: Cancelled35
- Status: Charged off6
- Status: Committed, not yet disbursed17
Of the 67 loans that have reached a final outcome, 9.0 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Johnson County
SBA lending by place in Johnson County
- Borrower cities with recorded lending10
- Greenwood, approvals195
- Franklin, approvals65
- Whiteland, approvals31
- Bargersville, approvals21
- Trafalgar, approvals7
- New Whiteland, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Greenwood | 195 | $52,581,300 |
| Franklin | 65 | $26,304,200 |
| Whiteland | 31 | $7,198,200 |
| Bargersville | 21 | $6,455,100 |
| Trafalgar | 7 | $2,960,700 |
| New Whiteland | 2 | $450,000 |
| Nineveh | 2 | $170,000 |
| Plainfield | 1 | $682,500 |
| 2 other borrower cities | 2 | $450,000 |
Greenwood accounts for 195 approvals against 65 in Franklin. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Johnson County
How large is Johnson County?
- Land area320 sq mi
- Rank by land area among Indiana counties75th of 92
- Width, east to west16.1 mi
- Height, north to south20.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land520
- Establishments per square mile11.81
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Johnson County
Flood risk in Johnson County
- Participation of the county's own NFIP community Johnson County, unincorporated areasParticipating, community 180111
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Johnson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Johnson County (community 180111), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Johnson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Johnson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Johnson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024166,315
- Households62,554
- Average household size2.66
- Median household income$90,454
- Median age38.0
Common questions
Johnson County questions, answered from the record.
How many people live in Johnson County, Indiana?
The Census Bureau estimates 170,614 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 166,315, in 62,554 households, ranking 11th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Johnson County's population growing?
The population has grown 5.46 percent since the 2020 census base of 161,780, to 170,614 on July 1, 2024. In 2024 there were 1,957 births against 1,545 deaths, with net migration of 1,897. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Johnson County?
$90,454. The median owner-occupied home is valued at $284,600, which is 3.1 times income, and median gross rent is $1,271 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Johnson County?
3,779 establishments, employing 60,256 people with an annual payroll of $2.88 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Johnson County?
Transportation and warehousing is the largest private sector at 9,054 jobs, 13.8 percent of covered employment. Covered employment averages 65,487 jobs at an average annual pay of $50,444, or $970 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Johnson County?
326 7(a) approvals totaling $97.3 m since FY2020, across 51 lenders, with a median approval of $100,000, plus 70 504 approvals worth $50.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Johnson County get paid back?
Of the 67 loans that have reached a final outcome, 61 were paid in full and 6 charged off, a charge-off rate of 9.0 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Johnson County?
1,134 housing units were authorized by permit in 2024, with a declared construction value of $426.8 m. Multifamily was 5.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Johnson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Johnson County come from?
The largest single origin is Marion County, with 2,875 households. Arriving households report an average income of $61,132 against $62,181 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Johnson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Johnson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Johnson County
Cities and places in Johnson.
11 Census places lie wholly or partly in Johnson County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Greenwood | city | 66,029 | 195 | Wholly in this county |
| Franklin | city | 26,168 | 65 | Wholly in this county |
| Bargersville | town | 10,752 | 21 | Wholly in this county |
| New Whiteland | town | 5,704 | 2 | Wholly in this county |
| Whiteland | town | 5,173 | 31 | Wholly in this county |
| Edinburgh | town | 4,381 | None recorded | 53.5 percent here, 27.9 percent Bartholomew County, 18.5 percent Shelby County |
| Trafalgar | town | 1,469 | 7 | Wholly in this county |
| Prince's Lakes | town | 1,188 | None recorded | Wholly in this county |
| Nineveh | CDP | 559 | 2 | Wholly in this county |
| Amity | CDP | 317 | None recorded | Wholly in this county |
| Needham | CDP | 0 | 1 | Wholly in this county |
A further 2 of the county's 326 SBA 7(a) approvals are to borrowers in cities that match no Census place in Johnson County, the largest being Plainfield (1), Carmel (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby