HomeIndianaJohnson CountyFranklin
Franklin, Indiana: commercial real estate data.
Franklin is a Census city of 26,168 people across 15.66 square miles of land, in Johnson County. Median household income is $82,380, 65.7 percent of occupied homes are owned, and the SBA record carries 66 7(a) approvals to borrowers here worth $26.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Franklin
What Franklin is
- Census place typecity
- Land area15.66 sq mi
- Water area0 sq mi
- Population per square mile of land1,671
- County holding the largest share of its areaJohnson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Franklin
How many people live in Franklin
- Population26,168
- Median age34.5
- Population under 186,471
- Share under 1824.7 percent
- Population 65 and over4,055
- Share 65 and over15.5 percent
- Households9,590
- Family households6,305
- Share of households that are families65.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Franklin
Income and work in Franklin
- Median household income$82,380
- Per capita income$37,366
- Civilian labor force13,296
- Employed12,782
- Unemployed514 plus or minus 202
- Unemployment rate3.9 percent plus or minus 1.5
- Adults 25 and over16,929
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher27.8 percent
- Adults 25 and over with a graduate degree8.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Franklin
Housing in Franklin
- Housing units10,275
- Occupied units9,590
- Vacant units685 plus or minus 201
- Vacancy rate6.7 percent plus or minus 1.9
- Owner occupied6,302
- Renter occupied3,288
- Ownership rate65.7 percent
- Median owner-occupied home value$231,500
- Median gross rent, monthly$1,186
- Annual rent as a share of median income17.3 percent
- Single family units8,213
- Share single family79.9 percent
- Units in buildings of two or more1,686 plus or minus 381
- Share in buildings of two or more16.4 percent plus or minus 3.7
- Mobile homes376 plus or minus 147
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Franklin
How Franklin gets to work
- Workers 16 and over who commute11,259
- Commuting under 15 minutes4,666
- Share commuting under 15 minutes41.4 percent
- Commuting 30 minutes or more4,110
- Share commuting 30 minutes or more36.5 percent
- Drove alone77.2 percent
- Carpooled9.1 percent plus or minus 2.5
- Public transport0.2 percent plus or minus 0.4
- Walked0.8 percent plus or minus 0.4
- Worked from home11.5 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Franklin
SBA loans in Franklin (7(a))
- Approvals66
- Gross approval$26,329,200
- Average approval$398,927
- Median approval$125,000
- Ninetieth percentile approval$1,049,800
- Largest approval$3,900,000
- Jobs supported459
- Jobs per approval7.0
- Loans with a final outcome16
- Paid in full13
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more24.2 percent
- Share to franchises9.1 percent
- Distinct lenders20
- Distinct industries by NAICS33
Counted by borrower city: approvals to borrowers whose address is in Franklin, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin
SBA loans in Franklin (504)
- Approvals16
- Gross approval$12,556,000
- Average approval$784,750
- Median approval$434,000
- Largest approval$5,500,000
- Jobs supported294
- Loans with a final outcome10
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Franklin, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin
Flood risk in Franklin
- NFIP communityCity of Franklin
- NFIP community number180114
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/29/21
The City of Franklin participates in the National Flood Insurance Program as community 180114 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Johnson County, not Franklin
Johnson County context, not Franklin figures
- Establishments in Johnson County3,779
- Covered employment, Johnson County65,487
- Average annual pay, Johnson County$50,444
- Housing units permitted, Johnson County1,134
Every figure in this section is published for Johnson County as a whole and is not a measurement of Franklin.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Franklin questions, answered from the record.
How many people live in Franklin, Indiana?
26,168, in 9,590 households. Franklin city covers 15.66 square miles of land, which is 1,671 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Franklin in?
Johnson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Franklin?
$82,380. The median owner-occupied home is valued at $231,500. Median gross rent is $1,186 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Franklin businesses?
66 7(a) approvals totaling $26.3 m since FY2020, across 20 lenders, median approval $125,000, plus 16 504 approvals worth $12.6 m since FY2010. These count approvals to borrowers whose address is in Franklin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Franklin borrowers get paid back?
No rate is published for Franklin. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Franklin in the National Flood Insurance Program?
Yes. Franklin appears in the FEMA Community Status Book as Franklin, city of, community 180114, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Franklin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Johnson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Franklin.
Is zoning published for Franklin?
No. Nothing on this page presents parcel level zoning.
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