HomeIndianaMadison CountyChesterfield
Chesterfield, Indiana: commercial real estate data.
Chesterfield is a Census town of 2,489 people across 1.37 square miles of land, lying across Madison County and Delaware County. Median household income is $58,824, 72.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $409,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chesterfield
What Chesterfield is
- Census place typetown
- Land area1.37 sq mi
- Water area0 sq mi
- Population per square mile of land1,819
- County holding the largest share of its areaMadison County, 94.8 percent
- Counties this place lies inMadison County 94.8 percent, Delaware County 5.2 percent
Chesterfield crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
How many people live in Chesterfield
- Population2,489
- Median age39.5
- Population under 18497 plus or minus 105
- Share under 1820.0 percent plus or minus 4.2
- Population 65 and over484 plus or minus 105
- Share 65 and over19.4 percent plus or minus 4.2
- Households1,006
- Family households678
- Share of households that are families67.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
Income and work in Chesterfield
- Median household income$58,824
- Per capita income$28,511
- Civilian labor force1,181
- Employed1,041
- Unemployed140 plus or minus 93
- Unemployment rate11.9 percent plus or minus 7.8
- Adults 25 and over1,851
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 4.3
- Adults 25 and over with a graduate degree4.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
Housing in Chesterfield
- Housing units1,088
- Occupied units1,006
- Vacant units82 plus or minus 62
- Vacancy rate7.5 percent plus or minus 5.7
- Owner occupied727
- Renter occupied279 plus or minus 70
- Ownership rate72.3 percent
- Median owner-occupied home value$113,100
- Median gross rent, monthly$964
- Annual rent as a share of median income19.7 percent plus or minus 4.0
- Single family units848
- Share single family77.9 percent
- Units in buildings of two or more148 plus or minus 71
- Share in buildings of two or more13.6 percent plus or minus 6.4
- Mobile homes92 plus or minus 46
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
How Chesterfield gets to work
- Workers 16 and over who commute845
- Commuting under 15 minutes197 plus or minus 71
- Share commuting under 15 minutes23.3 percent plus or minus 7.6
- Commuting 30 minutes or more312 plus or minus 95
- Share commuting 30 minutes or more36.9 percent plus or minus 9.6
- Drove alone70.8 percent
- Carpooled11.8 percent plus or minus 5.4
- Public transport0.1 percent plus or minus 0.2
- Walked1.1 percent plus or minus 1.2
- Worked from home16.3 percent plus or minus 7.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesterfield
SBA loans in Chesterfield (7(a))
- Approvals3
- Gross approval$409,000
- Average approval$136,333
- Median approval$150,000
- Largest approval$150,000
- Jobs supported39
- Jobs per approval13.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term88 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Chesterfield, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesterfield
SBA loans in Chesterfield (504)
- Approvals1
- Gross approval$164,000
- Average approval$164,000
- Median approval$164,000
- Largest approval$164,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Chesterfield, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chesterfield
Flood risk in Chesterfield
- NFIP communityTown of Chesterfield
- NFIP community number180151
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/09/14
The Town of Chesterfield participates in the National Flood Insurance Program as community 180151 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Chesterfield
Madison County context, not Chesterfield figures
- Establishments in Madison County2,353
- Covered employment, Madison County40,192
- Average annual pay, Madison County$49,965
- Housing units permitted, Madison County186
Every figure in this section is published for Madison County as a whole and is not a measurement of Chesterfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chesterfield questions, answered from the record.
How many people live in Chesterfield, Indiana?
2,489, in 1,006 households. Chesterfield town covers 1.37 square miles of land, which is 1,819 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chesterfield in?
Chesterfield lies in more than one. By area it is 94.8 percent in Madison County, 5.2 percent in Delaware County. This page sits under Madison County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Chesterfield?
$58,824. The median owner-occupied home is valued at $113,100. Median gross rent is $964 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chesterfield businesses?
3 7(a) approvals totaling $409,000 since FY2020, across 1 lenders, median approval $150,000, plus 1 504 approvals worth $164,000 since FY2010. These count approvals to borrowers whose address is in Chesterfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chesterfield borrowers get paid back?
No rate is published for Chesterfield. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chesterfield in the National Flood Insurance Program?
Yes. Chesterfield appears in the FEMA Community Status Book as Chesterfield, town of, community 180151, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chesterfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chesterfield.
Is zoning published for Chesterfield?
No. Nothing on this page presents parcel level zoning.