HomeIndianaMadison CountyPendleton
Pendleton, Indiana: commercial real estate data.
Pendleton is a Census town of 5,321 people across 13.51 square miles of land, in Madison County. Median household income is $86,806, 73.5 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $5.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pendleton
What Pendleton is
- Census place typetown
- Land area13.51 sq mi
- Water area0.09 sq mi
- Population per square mile of land394
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pendleton
How many people live in Pendleton
- Population5,321
- Median age38.8
- Population under 181,338
- Share under 1825.1 percent
- Population 65 and over1,016
- Share 65 and over19.1 percent
- Households2,060
- Family households1,339
- Share of households that are families65.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pendleton
Income and work in Pendleton
- Median household income$86,806
- Per capita income$45,872
- Civilian labor force2,833
- Employed2,686
- Unemployed147 plus or minus 88
- Unemployment rate5.2 percent plus or minus 3.1
- Adults 25 and over3,405
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher33.6 percent
- Adults 25 and over with a graduate degree11.9 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pendleton
Housing in Pendleton
- Housing units2,240
- Occupied units2,060
- Vacant units180 plus or minus 111
- Vacancy rate8.0 percent plus or minus 4.9
- Owner occupied1,514
- Renter occupied546 plus or minus 141
- Ownership rate73.5 percent
- Median owner-occupied home value$248,200
- Median gross rent, monthly$1,209
- Annual rent as a share of median income16.7 percent
- Single family units1,693
- Share single family75.6 percent
- Units in buildings of two or more391 plus or minus 158
- Share in buildings of two or more17.5 percent plus or minus 6.9
- Mobile homes156 plus or minus 76
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pendleton
How Pendleton gets to work
- Workers 16 and over who commute2,181
- Commuting under 15 minutes634 plus or minus 202
- Share commuting under 15 minutes29.1 percent plus or minus 8.8
- Commuting 30 minutes or more746 plus or minus 179
- Share commuting 30 minutes or more34.2 percent plus or minus 7.4
- Drove alone72.1 percent
- Carpooled6.2 percent plus or minus 3.5
- Public transport0.0 percent
- Walked3.6 percent plus or minus 2.2
- Worked from home17.8 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pendleton
SBA loans in Pendleton (7(a))
- Approvals16
- Gross approval$5,884,500
- Average approval$367,781
- Median approval$237,500
- Largest approval$2,082,400
- Jobs supported180
- Jobs per approval11.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises18.8 percent
- Distinct lenders10
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Pendleton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pendleton
SBA loans in Pendleton (504)
- Approvals6
- Gross approval$6,967,000
- Average approval$1,161,167
- Median approval$969,500
- Largest approval$2,886,000
- Jobs supported71
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Pendleton, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pendleton
Flood risk in Pendleton
- NFIP communityTown of Pendleton
- NFIP community number180156
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/09/14
The Town of Pendleton participates in the National Flood Insurance Program as community 180156 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Pendleton
Madison County context, not Pendleton figures
- Establishments in Madison County2,353
- Covered employment, Madison County40,192
- Average annual pay, Madison County$49,965
- Housing units permitted, Madison County186
Every figure in this section is published for Madison County as a whole and is not a measurement of Pendleton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pendleton questions, answered from the record.
How many people live in Pendleton, Indiana?
5,321, in 2,060 households. Pendleton town covers 13.51 square miles of land, which is 394 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pendleton in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pendleton?
$86,806. The median owner-occupied home is valued at $248,200. Median gross rent is $1,209 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pendleton businesses?
16 7(a) approvals totaling $5.9 m since FY2020, across 10 lenders, median approval $237,500, plus 6 504 approvals worth $7.0 m since FY2010. These count approvals to borrowers whose address is in Pendleton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pendleton borrowers get paid back?
No rate is published for Pendleton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pendleton in the National Flood Insurance Program?
Yes. Pendleton appears in the FEMA Community Status Book as Pendleton, town of, community 180156, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pendleton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pendleton.
Is zoning published for Pendleton?
No. Nothing on this page presents parcel level zoning.