Orange County, Indiana: commercial real estate data.
Orange County, Indiana had an estimated 19,824 residents on July 1, 2024, down 0.2 percent since the 2020 census base of 19,873, across 398 square miles. County output reached $991.6 m in 2024, 398 establishments operate here, and the SBA record carries 10 7(a) approvals worth $5.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Orange County
How many people live in Orange County
- Population, American Community Survey 2020-202419,767
- Households7,970
- Average household size2.48
- Median household income$65,873
- Median age42.7
- Median gross rent$855 per month
- Median owner-occupied home value$158,700
- Home value to household income2.4 times
- Annual rent as a share of median income15.6 percent
- Adults 25 and over with a bachelor degree or higher16.1 percent
- Adults 25 and over with a graduate degree5.2 percent
- Adults 25 and over13,761
- Population under 184,531
- Share under 1822.9 percent
- Population 65 and over4,111
- Share 65 and over20.8 percent
- Working age population, 18 to 6411,125
- Civilian labor force9,695
- Unemployment rate3.1 percent
- Labor force participation, adults 18 and over63.6 percent
- Rank by population among Indiana counties74th of 92
- Rank by population among US county-equivalents, Puerto Rico included1900th of 3,222
Orange County is the 74th largest of 92 Indiana counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.9 percent against 20.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Orange County
Is Orange County's population growing?
- Population, July 1, 202419,824
- Census 2020 base population19,873
- Population change since the 2020 census base-0.25 percent
- Population change, 2023 to 2024113
- Births, 2024214
- Deaths, 2024254
- Natural change, 2024-40
- Net domestic migration, 2024152
- Net international migration, 20241
- Total net migration, 2024153
- Cumulative net domestic migration, 2021 to 2024215
- Rank by growth among US county-equivalents1940th of 3,144
The county has lost 0.25 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Orange County
Where are people moving to Orange County from?
- Tax returns filed by households arriving395
- People arriving, from those returns760
- Tax returns filed by households leaving408
- Net household movement-13
- Adjusted gross income arriving$16.3 m
- Net adjusted gross income movement$1.4 m
- Average income of an arriving household$41,387
- Average income of a leaving household$36,721
- Largest single originLawrence County (85 households)
- Largest single destinationLawrence County (98 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Lawrence County | 85 | 177 | $3.1 m |
| Dubois County | 36 | 61 | $1.6 m |
| Washington County | 34 | 59 | $2.0 m |
| Crawford County | 25 | 44 | $1.0 m |
Households arriving report $4,666 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Lawrence County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Orange County
What is the Orange County economy?
- County GDP, 2024$991.6 m
- County GDP, 2023$909.7 m
- GDP change, 2023 to 20249.0 percent
- GDP change over five years55.9 percent
- Rank by GDP among the Indiana areas BEA publishes69th of 92
- Rank by GDP among the US county areas BEA publishes1854th of 3,127
- GDP per resident$50,162
Output grew 9.0 percent in the latest year and 55.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Orange County
Employment by industry in Orange County
- Covered employment, annual average7,372
- Establishments reporting400
- Average annual pay$45,076
- Average weekly wage$867
- Accommodation and food services, employment2,211
- Accommodation and food services, average annual pay$34,050
- Manufacturing, employment995
- Manufacturing, average annual pay$46,831
- Construction, employment838
- Construction, average annual pay$74,409
- Retail trade, employment606
- Retail trade, average annual pay$30,916
- Other services, except public administration, employment156
- Wholesale trade, employment134
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 2,211 | 48 | $34,050 |
| Manufacturing | 995 | 21 | $46,831 |
| Construction | 838 | 43 | $74,409 |
| Retail trade | 606 | 49 | $30,916 |
| Other services, except public administration | 156 | 32 | $37,342 |
| Wholesale trade | 134 | 12 | $55,365 |
| Arts, entertainment and recreation | 116 | 9 | $27,315 |
| Finance and insurance | 90 | 22 | $61,090 |
Accommodation and food services is the largest private sector at 2,211 jobs, 30.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Orange County
How many businesses are in Orange County?
- Establishments, all industries398
- Employment at those establishments8,500
- Annual payroll$426.0 m
- Establishments per 1,000 residents20.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Orange County
Building permits in Orange County
- Housing units authorized by permit, 202458
- Declared construction value permitted$10.3 m
- Single family units authorized12
- Multifamily units authorized46
- Multifamily share of units79.3 percent
- Average declared value per unit$177,457
- Units authorized per 1,000 households7.3
Multifamily is 79.3 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Orange County
SBA loans in Orange County (7(a) and 504)
- 7(a) approvals recorded10
- 7(a) gross approval dollars$5.1 m
- Average 7(a) approval$511,080
- Median 7(a) approval$289,500
- Largest single approval$1,435,900
- Jobs reported supported, 7(a)74
- Jobs per approval7.4
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals20.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$265,000
- Average 504 approval$265,000
- Median 504 approval$265,000
- Distinct CDCs active1
- 504 jobs per approval1.0
- 504 jobs per million dollars approved3.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.4 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Orange County
SBA loan default and charge-off rates in Orange County
Do SBA loans in Orange County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure7
- Status: Committed, not yet disbursed2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
SBA lending by place in Orange County
- Borrower cities with recorded lending4
- French Lick, approvals5
- Paoli, approvals3
- Hardinsburg, approvals1
- Orleans, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| French Lick | 5 | $3,985,400 |
| Paoli | 3 | $916,000 |
| Hardinsburg | 1 | $159,400 |
| Orleans | 1 | $50,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Orange County
How large is Orange County?
- Land area398 sq mi
- Rank by land area among Indiana counties45th of 92
- Width, east to west20.3 mi
- Height, north to south20.3 mi
- Geographies sharing a boundary5
- Residents per square mile of land50
- Establishments per square mile1.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Orange County
Flood risk in Orange County
- Participation of the county's own NFIP community Orange County, unincorporated areasParticipating, community 180480
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Orange County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Orange County (community 180480), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Orange County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Orange County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Orange County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202419,767
- Households7,970
- Average household size2.48
- Median household income$65,873
- Median age42.7
Common questions
Orange County questions, answered from the record.
How many people live in Orange County, Indiana?
The Census Bureau estimates 19,824 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 19,767, in 7,970 households, ranking 74th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Orange County's population growing?
The population has fallen 0.25 percent since the 2020 census base of 19,873, to 19,824 on July 1, 2024. In 2024 there were 214 births against 254 deaths, with net migration of 153. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Orange County?
$65,873. The median owner-occupied home is valued at $158,700, which is 2.4 times income, and median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Orange County?
398 establishments, employing 8,500 people with an annual payroll of $426.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Orange County?
Accommodation and food services is the largest private sector at 2,211 jobs, 30.0 percent of covered employment. Covered employment averages 7,372 jobs at an average annual pay of $45,076, or $867 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Orange County?
10 7(a) approvals totaling $5.1 m since FY2020, across 9 lenders, with a median approval of $289,500, plus 1 504 approvals worth $265,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Orange County?
58 housing units were authorized by permit in 2024, with a declared construction value of $10.3 m. Multifamily was 79.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Orange County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Orange County come from?
The largest single origin is Lawrence County, with 85 households. Arriving households report an average income of $41,387 against $36,721 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Orange County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Orange County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Orange County
Cities and places in Orange.
5 Census places lie wholly or partly in Orange County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Paoli | town | 3,125 | 3 | Wholly in this county |
| Orleans | town | 2,235 | 1 | Wholly in this county |
| French Lick | town | 1,828 | 5 | Wholly in this county |
| West Baden Springs | town | 543 | None recorded | Wholly in this county |
| Prospect | CDP | 96 | None recorded | Wholly in this county |
A further 1 of the county's 10 SBA 7(a) approvals are to borrowers in cities that match no Census place in Orange County, the largest being Hardinsburg (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby