Washington County, Indiana: commercial real estate data.
Washington County, Indiana had an estimated 28,345 residents on July 1, 2024, up 0.7 percent since the 2020 census base of 28,161, across 514 square miles. County output reached $999.6 m in 2024, 449 establishments operate here, and the SBA record carries 9 7(a) approvals worth $5.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Washington County
How many people live in Washington County
- Population, American Community Survey 2020-202428,212
- Households11,229
- Average household size2.51
- Median household income$64,641
- Median age41.5
- Median gross rent$780 per month
- Median owner-occupied home value$172,200
- Home value to household income2.7 times
- Annual rent as a share of median income14.5 percent
- Adults 25 and over with a bachelor degree or higher14.5 percent
- Adults 25 and over with a graduate degree3.9 percent
- Adults 25 and over19,759
- Population under 186,429
- Share under 1822.8 percent
- Population 65 and over5,234
- Share 65 and over18.6 percent
- Working age population, 18 to 6416,549
- Civilian labor force13,852
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over63.6 percent
- Rank by population among Indiana counties57th of 92
- Rank by population among US county-equivalents, Puerto Rico included1534th of 3,222
Washington County is the 57th largest of 92 Indiana counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.8 percent against 18.6 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Washington County
Is Washington County's population growing?
- Population, July 1, 202428,345
- Census 2020 base population28,161
- Population change since the 2020 census base0.65 percent
- Population change, 2023 to 2024156
- Births, 2024306
- Deaths, 2024399
- Natural change, 2024-93
- Net domestic migration, 2024239
- Net international migration, 202416
- Total net migration, 2024255
- Cumulative net domestic migration, 2021 to 2024388
- Rank by growth among US county-equivalents1601st of 3,144
The county has grown 0.65 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Washington County
Where are people moving to Washington County from?
- Tax returns filed by households arriving675
- People arriving, from those returns1,313
- Tax returns filed by households leaving617
- Net household movement58
- Adjusted gross income arriving$32.1 m
- Net adjusted gross income movement$4.5 m
- Average income of an arriving household$47,621
- Average income of a leaving household$44,843
- Largest single originClark County (125 households)
- Largest single destinationClark County (115 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clark County | 125 | 271 | $6.4 m |
| Floyd County | 63 | 109 | $2.9 m |
| Harrison County | 45 | 104 | $1.9 m |
| Scott County | 44 | 78 | $2.3 m |
| Orange County | 42 | 73 | $1.2 m |
| Jefferson County | 39 | 63 | $2.1 m |
| Jackson County | 36 | 57 | $1.9 m |
| Lawrence County | 24 | 49 | $781,000 |
Households arriving report $2,778 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Clark County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Washington County
What is the Washington County economy?
- County GDP, 2024$999.6 m
- County GDP, 2023$922.1 m
- GDP change, 2023 to 20248.4 percent
- GDP change over five years53.2 percent
- Rank by GDP among the Indiana areas BEA publishes67th of 92
- Rank by GDP among the US county areas BEA publishes1841st of 3,127
- GDP per resident$35,432
Output grew 8.4 percent in the latest year and 53.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Washington County
Employment by industry in Washington County
- Covered employment, annual average5,753
- Establishments reporting488
- Average annual pay$43,972
- Average weekly wage$846
- Manufacturing, employment1,208
- Manufacturing, average annual pay$56,553
- Retail trade, employment1,039
- Retail trade, average annual pay$35,087
- Accommodation and food services, employment486
- Accommodation and food services, average annual pay$18,204
- Construction, employment324
- Construction, average annual pay$54,488
- Other services, except public administration, employment178
- Finance and insurance, employment134
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,208 | 30 | $56,553 |
| Retail trade | 1,039 | 66 | $35,087 |
| Accommodation and food services | 486 | 38 | $18,204 |
| Construction | 324 | 67 | $54,488 |
| Other services, except public administration | 178 | 34 | $31,900 |
| Finance and insurance | 134 | 26 | $59,423 |
| Wholesale trade | 90 | 25 | $51,768 |
| Real estate and rental and leasing | 76 | 15 | $37,666 |
Manufacturing is the largest private sector at 1,208 jobs, 21.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Washington County
How many businesses are in Washington County?
- Establishments, all industries449
- Employment at those establishments4,789
- Annual payroll$208.8 m
- Establishments per 1,000 residents15.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Washington County
Building permits in Washington County
- Housing units authorized by permit, 202423
- Declared construction value permitted$7.3 m
- Single family units authorized23
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$316,087
- Units authorized per 1,000 households2.0
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Washington County
SBA loans in Washington County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$5.0 m
- Average 7(a) approval$555,000
- Median 7(a) approval$300,000
- Largest single approval$2,600,000
- Jobs reported supported, 7(a)77
- Jobs per approval8.6
- Distinct 7(a) lenders active9
- Distinct industries receiving approvals9
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter6
- Franchise loans1
- Franchise share of approvals11.1 percent
- 504 approvals recorded6
- 504 gross approval dollars$3.1 m
- Average 504 approval$519,833
- Median 504 approval$241,500
- Distinct CDCs active1
- 504 jobs per approval7.0
- 504 jobs per million dollars approved13.5
- Most active CDCPremier Capital Corporation (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$8.1 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Washington County
SBA loan default and charge-off rates in Washington County
Do SBA loans in Washington County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure7
- Status: Cancelled2
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
SBA lending by place in Washington County
- Borrower cities with recorded lending3
- Salem, approvals5
- Pekin, approvals3
- Hardinsburg, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Salem | 5 | $4,305,000 |
| Pekin | 3 | $390,000 |
| Hardinsburg | 1 | $300,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Washington County
How large is Washington County?
- Land area514 sq mi
- Rank by land area among Indiana counties7th of 92
- Width, east to west24.9 mi
- Height, north to south25.2 mi
- Geographies sharing a boundary8
- Residents per square mile of land55
- Establishments per square mile0.87
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Washington County
Flood risk in Washington County
- Participation of the county's own NFIP community Washington County, unincorporated areasParticipating, community 180446
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP2
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Washington County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Washington County (community 180446), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Washington County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Washington County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Washington County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202428,212
- Households11,229
- Average household size2.51
- Median household income$64,641
- Median age41.5
Common questions
Washington County questions, answered from the record.
How many people live in Washington County, Indiana?
The Census Bureau estimates 28,345 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 28,212, in 11,229 households, ranking 57th of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Washington County's population growing?
The population has grown 0.65 percent since the 2020 census base of 28,161, to 28,345 on July 1, 2024. In 2024 there were 306 births against 399 deaths, with net migration of 255. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Washington County?
$64,641. The median owner-occupied home is valued at $172,200, which is 2.7 times income, and median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Washington County?
449 establishments, employing 4,789 people with an annual payroll of $208.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Washington County?
Manufacturing is the largest private sector at 1,208 jobs, 21.0 percent of covered employment. Covered employment averages 5,753 jobs at an average annual pay of $43,972, or $846 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Washington County?
9 7(a) approvals totaling $5.0 m since FY2020, across 9 lenders, with a median approval of $300,000, plus 6 504 approvals worth $3.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Washington County?
23 housing units were authorized by permit in 2024, with a declared construction value of $7.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Washington County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Washington County come from?
The largest single origin is Clark County, with 125 households. Arriving households report an average income of $47,621 against $44,843 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Washington County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Washington County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Washington County
Cities and places in Washington.
10 Census places lie wholly or partly in Washington County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Salem | city | 6,489 | 5 | Wholly in this county |
| New Pekin | town | 1,372 | None recorded | Wholly in this county |
| Campbellsburg | town | 635 | None recorded | Wholly in this county |
| Martinsburg | CDP | 233 | None recorded | Wholly in this county |
| Little York | town | 208 | None recorded | Wholly in this county |
| Hardinsburg | CDP | 164 | 1 | Wholly in this county |
| Canton | CDP | 148 | None recorded | Wholly in this county |
| Saltillo | town | 117 | None recorded | Wholly in this county |
| Livonia | town | 95 | None recorded | Wholly in this county |
| Fredericksburg | CDP | 48 | None recorded | Wholly in this county |
A further 3 of the county's 9 SBA 7(a) approvals are to borrowers in cities that match no Census place in Washington County, the largest being Pekin (3). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby