Scott County, Indiana: commercial real estate data.
Scott County, Indiana had an estimated 24,751 residents on July 1, 2024, up 1.5 percent since the 2020 census base of 24,385, across 190 square miles. County output reached $948.8 m in 2024, 401 establishments operate here, and the SBA record carries 9 7(a) approvals worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Scott County
How many people live in Scott County
- Population, American Community Survey 2020-202424,526
- Households9,848
- Average household size2.49
- Median household income$56,352
- Median age40.8
- Median gross rent$822 per month
- Median owner-occupied home value$158,400
- Home value to household income2.8 times
- Annual rent as a share of median income17.5 percent
- Adults 25 and over with a bachelor degree or higher12.7 percent
- Adults 25 and over with a graduate degree4.7 percent
- Adults 25 and over16,977
- Population under 185,702
- Share under 1823.2 percent
- Population 65 and over4,187
- Share 65 and over17.1 percent
- Working age population, 18 to 6414,637
- Civilian labor force11,494
- Unemployment rate3.3 percent
- Labor force participation, adults 18 and over61.1 percent
- Rank by population among Indiana counties63rd of 92
- Rank by population among US county-equivalents, Puerto Rico included1680th of 3,222
Scott County is the 63rd largest of 92 Indiana counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 17.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Scott County
Is Scott County's population growing?
- Population, July 1, 202424,751
- Census 2020 base population24,385
- Population change since the 2020 census base1.50 percent
- Population change, 2023 to 2024126
- Births, 2024241
- Deaths, 2024339
- Natural change, 2024-98
- Net domestic migration, 2024209
- Net international migration, 202415
- Total net migration, 2024224
- Cumulative net domestic migration, 2021 to 2024881
- Rank by growth among US county-equivalents1334th of 3,144
The county has grown 1.50 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Scott County
Where are people moving to Scott County from?
- Tax returns filed by households arriving734
- People arriving, from those returns1,459
- Tax returns filed by households leaving582
- Net household movement152
- Adjusted gross income arriving$32.2 m
- Net adjusted gross income movement$6.3 m
- Average income of an arriving household$43,860
- Average income of a leaving household$44,486
- Largest single originClark County (174 households)
- Largest single destinationClark County (144 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clark County | 174 | 368 | $8.3 m |
| Jackson County | 74 | 138 | $3.4 m |
| Washington County | 60 | 138 | $2.0 m |
| Jefferson County | 47 | 80 | $1.8 m |
| Floyd County | 42 | 77 | $1.7 m |
| Jefferson County | 32 | 48 | $1.1 m |
| Bartholomew County | 23 | 40 | $1.0 m |
| Jennings County | 21 | 48 | $1.1 m |
Households arriving report $626 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Clark County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Scott County
What is the Scott County economy?
- County GDP, 2024$948.8 m
- County GDP, 2023$903.9 m
- GDP change, 2023 to 20245.0 percent
- GDP change over five years28.9 percent
- Rank by GDP among the Indiana areas BEA publishes72nd of 92
- Rank by GDP among the US county areas BEA publishes1886th of 3,127
- GDP per resident$38,687
Output grew 5.0 percent in the latest year and 28.9 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Scott County
Employment by industry in Scott County
- Covered employment, annual average8,042
- Establishments reporting429
- Average annual pay$46,317
- Average weekly wage$891
- Manufacturing, employment2,563
- Manufacturing, average annual pay$66,867
- Retail trade, employment1,019
- Retail trade, average annual pay$30,957
- Accommodation and food services, employment927
- Accommodation and food services, average annual pay$20,271
- Other services, except public administration, employment198
- Other services, except public administration, average annual pay$44,752
- Construction, employment166
- Administrative and support and waste management services, employment156
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 2,563 | 26 | $66,867 |
| Retail trade | 1,019 | 80 | $30,957 |
| Accommodation and food services | 927 | 39 | $20,271 |
| Other services, except public administration | 198 | 30 | $44,752 |
| Construction | 166 | 28 | $47,533 |
| Administrative and support and waste management services | 156 | 26 | $33,470 |
| Finance and insurance | 124 | 25 | $68,438 |
| Professional, scientific and technical services | 105 | 27 | $51,741 |
Manufacturing is the largest private sector at 2,563 jobs, 31.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Scott County
How many businesses are in Scott County?
- Establishments, all industries401
- Employment at those establishments6,580
- Annual payroll$269.5 m
- Establishments per 1,000 residents16.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Scott County
Building permits in Scott County
- Housing units authorized by permit, 202473
- Declared construction value permitted$19.5 m
- Single family units authorized73
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$266,935
- Units authorized per 1,000 households7.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Scott County
SBA loans in Scott County (7(a) and 504)
- 7(a) approvals recorded9
- 7(a) gross approval dollars$3.4 m
- Average 7(a) approval$381,544
- Median 7(a) approval$427,500
- Largest single approval$777,000
- Jobs reported supported, 7(a)75
- Jobs per approval8.3
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals8
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer33.3 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter6
- Franchise loans2
- Franchise share of approvals22.2 percent
- 504 approvals recorded1
- 504 gross approval dollars$159,000
- Average 504 approval$159,000
- Median 504 approval$159,000
- Distinct CDCs active1
- 504 jobs per approval6.0
- 504 jobs per million dollars approved37.7
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.6 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA loan default and charge-off rates in Scott County
Do SBA loans in Scott County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure7
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA lending by place in Scott County
- Borrower cities with recorded lending3
- Scottsburg, approvals6
- Lexington, approvals2
- Madison, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Scottsburg | 6 | $2,156,400 |
| Lexington | 2 | $1,027,500 |
| Madison | 1 | $250,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
How large is Scott County?
- Land area190 sq mi
- Rank by land area among Indiana counties88th of 92
- Width, east to west17.2 mi
- Height, north to south17.5 mi
- Geographies sharing a boundary5
- Residents per square mile of land129
- Establishments per square mile2.11
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Scott County
Flood risk in Scott County
- Participation of the county's own NFIP community Scott County, unincorporated areasParticipating, community 180474
- Communities in the county in the NFIP Community Status Book3
- Of those, participating in the NFIP3
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Scott County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Scott County (community 180474), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Scott County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Scott County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Scott County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202424,526
- Households9,848
- Average household size2.49
- Median household income$56,352
- Median age40.8
Common questions
Scott County questions, answered from the record.
How many people live in Scott County, Indiana?
The Census Bureau estimates 24,751 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 24,526, in 9,848 households, ranking 63rd of 92 Indiana counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Scott County's population growing?
The population has grown 1.50 percent since the 2020 census base of 24,385, to 24,751 on July 1, 2024. In 2024 there were 241 births against 339 deaths, with net migration of 224. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Scott County?
$56,352. The median owner-occupied home is valued at $158,400, which is 2.8 times income, and median gross rent is $822 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Scott County?
401 establishments, employing 6,580 people with an annual payroll of $269.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Scott County?
Manufacturing is the largest private sector at 2,563 jobs, 31.9 percent of covered employment. Covered employment averages 8,042 jobs at an average annual pay of $46,317, or $891 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Scott County?
9 7(a) approvals totaling $3.4 m since FY2020, across 8 lenders, with a median approval of $427,500, plus 1 504 approvals worth $159,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Scott County?
73 housing units were authorized by permit in 2024, with a declared construction value of $19.5 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Scott County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Scott County come from?
The largest single origin is Clark County, with 174 households. Arriving households report an average income of $43,860 against $44,486 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Scott County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Scott County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Scott County
Cities and places in Scott.
3 Census places lie wholly or partly in Scott County. All 3 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Scottsburg | city | 7,362 | 6 | Wholly in this county |
| Austin | city | 3,818 | None recorded | Wholly in this county |
| Blocher | CDP | 0 | None recorded | Wholly in this county |
A further 3 of the county's 9 SBA 7(a) approvals are to borrowers in cities that match no Census place in Scott County, the largest being Lexington (2), Madison (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby