HomeIndianaShelby CountyShelbyville
Shelbyville, Indiana: commercial real estate data.
Shelbyville is a Census city of 20,296 people across 13.69 square miles of land, in Shelby County. Median household income is $55,602, 55.2 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $13.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shelbyville
What Shelbyville is
- Census place typecity
- Land area13.69 sq mi
- Water area0.27 sq mi
- Population per square mile of land1,482
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How many people live in Shelbyville
- Population20,296
- Median age36.3
- Population under 184,862
- Share under 1824.0 percent
- Population 65 and over3,369
- Share 65 and over16.6 percent
- Households8,718
- Family households5,100
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Income and work in Shelbyville
- Median household income$55,602
- Per capita income$31,275
- Civilian labor force9,847
- Employed9,646
- Unemployed201 plus or minus 94
- Unemployment rate2.0 percent plus or minus 0.9
- Adults 25 and over14,083
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree7.4 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Housing in Shelbyville
- Housing units9,496
- Occupied units8,718
- Vacant units778 plus or minus 232
- Vacancy rate8.2 percent plus or minus 2.4
- Owner occupied4,809
- Renter occupied3,909
- Ownership rate55.2 percent
- Median owner-occupied home value$174,700
- Median gross rent, monthly$995
- Annual rent as a share of median income21.5 percent
- Single family units6,404
- Share single family67.4 percent
- Units in buildings of two or more2,531
- Share in buildings of two or more26.7 percent
- Mobile homes561 plus or minus 215
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How Shelbyville gets to work
- Workers 16 and over who commute8,837
- Commuting under 15 minutes3,889
- Share commuting under 15 minutes44.0 percent
- Commuting 30 minutes or more2,861
- Share commuting 30 minutes or more32.4 percent
- Drove alone79.9 percent
- Carpooled8.6 percent plus or minus 2.1
- Public transport0.0 percent
- Walked3.3 percent plus or minus 1.9
- Worked from home6.3 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
SBA loans in Shelbyville (7(a))
- Approvals29
- Gross approval$13,015,600
- Average approval$448,814
- Median approval$150,000
- Ninetieth percentile approval$1,214,600
- Largest approval$2,770,000
- Jobs supported147
- Jobs per approval5.1
- Loans with a final outcome8
- Paid in full7
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more17.2 percent
- Share to franchises10.3 percent
- Distinct lenders15
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Shelbyville, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shelbyville
SBA loans in Shelbyville (504)
- Approvals6
- Gross approval$2,387,000
- Average approval$397,833
- Median approval$355,000
- Largest approval$808,000
- Jobs supported52
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Shelbyville, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Shelbyville
Flood risk in Shelbyville
- NFIP communityCity of Shelbyville
- NFIP community number180236
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/20/24
The City of Shelbyville participates in the National Flood Insurance Program as community 180236 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Shelby County, not Shelbyville
Shelby County context, not Shelbyville figures
- Establishments in Shelby County951
- Covered employment, Shelby County18,915
- Average annual pay, Shelby County$56,974
- Housing units permitted, Shelby County284
Every figure in this section is published for Shelby County as a whole and is not a measurement of Shelbyville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shelbyville questions, answered from the record.
How many people live in Shelbyville, Indiana?
20,296, in 8,718 households. Shelbyville city covers 13.69 square miles of land, which is 1,482 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelbyville in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelbyville?
$55,602. The median owner-occupied home is valued at $174,700. Median gross rent is $995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelbyville businesses?
29 7(a) approvals totaling $13.0 m since FY2020, across 15 lenders, median approval $150,000, plus 6 504 approvals worth $2.4 m since FY2010. These count approvals to borrowers whose address is in Shelbyville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelbyville borrowers get paid back?
No rate is published for Shelbyville. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shelbyville in the National Flood Insurance Program?
Yes. Shelbyville appears in the FEMA Community Status Book as Shelbyville, city of, community 180236, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shelbyville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelbyville.
Is zoning published for Shelbyville?
No. Nothing on this page presents parcel level zoning.