HomeIndianaWells CountyBluffton
Bluffton, Indiana: commercial real estate data.
Bluffton is a Census city of 10,529 people across 8.53 square miles of land, in Wells County. Median household income is $57,539, 62.0 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $4.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bluffton
What Bluffton is
- Census place typecity
- Land area8.53 sq mi
- Water area0.13 sq mi
- Population per square mile of land1,235
- County holding the largest share of its areaWells County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How many people live in Bluffton
- Population10,529
- Median age38.9
- Population under 182,560
- Share under 1824.3 percent
- Population 65 and over1,864
- Share 65 and over17.7 percent
- Households4,550
- Family households2,453
- Share of households that are families53.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Income and work in Bluffton
- Median household income$57,539
- Per capita income$32,779
- Civilian labor force5,444
- Employed5,294
- Unemployed150 plus or minus 86
- Unemployment rate2.8 percent plus or minus 1.6
- Adults 25 and over7,095
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher17.7 percent
- Adults 25 and over with a graduate degree4.4 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Housing in Bluffton
- Housing units4,807
- Occupied units4,550
- Vacant units257 plus or minus 137
- Vacancy rate5.3 percent plus or minus 2.8
- Owner occupied2,819
- Renter occupied1,731
- Ownership rate62.0 percent
- Median owner-occupied home value$149,600
- Median gross rent, monthly$732 plus or minus $157
- Annual rent as a share of median income15.3 percent plus or minus 3.6
- Single family units3,333
- Share single family69.3 percent
- Units in buildings of two or more1,031 plus or minus 245
- Share in buildings of two or more21.4 percent plus or minus 5.0
- Mobile homes443 plus or minus 165
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How Bluffton gets to work
- Workers 16 and over who commute4,972
- Commuting under 15 minutes2,800
- Share commuting under 15 minutes56.3 percent
- Commuting 30 minutes or more1,246 plus or minus 256
- Share commuting 30 minutes or more25.1 percent
- Drove alone80.2 percent
- Carpooled9.1 percent plus or minus 2.8
- Public transport0.3 percent plus or minus 0.5
- Walked2.2 percent plus or minus 1.3
- Worked from home5.5 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
SBA loans in Bluffton (7(a))
- Approvals16
- Gross approval$4,029,100
- Average approval$251,819
- Median approval$97,400
- Largest approval$1,620,000
- Jobs supported122
- Jobs per approval7.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises12.5 percent
- Distinct lenders8
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Bluffton, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bluffton
SBA loans in Bluffton (504)
- Approvals3
- Gross approval$511,000
- Average approval$170,333
- Median approval$110,000
- Largest approval$315,000
- Jobs supported36
- Loans with a final outcome1
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Bluffton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bluffton
Flood risk in Bluffton
- NFIP communityCity of Bluffton
- NFIP community number180289
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date10/16/14
The City of Bluffton participates in the National Flood Insurance Program as community 180289 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wells County, not Bluffton
Wells County context, not Bluffton figures
- Establishments in Wells County658
- Covered employment, Wells County11,293
- Average annual pay, Wells County$50,048
- Housing units permitted, Wells County73
Every figure in this section is published for Wells County as a whole and is not a measurement of Bluffton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bluffton questions, answered from the record.
How many people live in Bluffton, Indiana?
10,529, in 4,550 households. Bluffton city covers 8.53 square miles of land, which is 1,235 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluffton in?
Wells County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluffton?
$57,539. The median owner-occupied home is valued at $149,600. Median gross rent is $732 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluffton businesses?
16 7(a) approvals totaling $4.0 m since FY2020, across 8 lenders, median approval $97,400, plus 3 504 approvals worth $511,000 since FY2010. These count approvals to borrowers whose address is in Bluffton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluffton borrowers get paid back?
No rate is published for Bluffton. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bluffton in the National Flood Insurance Program?
Yes. Bluffton appears in the FEMA Community Status Book as Bluffton, city of, community 180289, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bluffton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wells County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluffton.
Is zoning published for Bluffton?
No. Nothing on this page presents parcel level zoning.
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