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HomeIndianaWells CountyOssian

Ossian, Indiana: commercial real estate data.

Ossian is a Census town of 3,384 people across 1.90 square miles of land, in Wells County. Median household income is $71,563, 67.0 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $9.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ossian

What Ossian is

  • Census place typetown
  • Land area1.9 sq mi
  • Water area0.01 sq mi
  • Population per square mile of land1,777
  • County holding the largest share of its areaWells County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ossian

How many people live in Ossian

  • Population3,384
  • Median age44.1
  • Population under 18778 plus or minus 204
  • Share under 1823.0 percent plus or minus 6.0
  • Population 65 and over903 plus or minus 204
  • Share 65 and over26.7 percent plus or minus 6.0
  • Households1,530
  • Family households1,000
  • Share of households that are families65.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ossian

Income and work in Ossian

  • Median household income$71,563
  • Per capita income$34,535
  • Civilian labor force1,690
  • Employed1,609
  • Unemployed81 plus or minus 72
  • Unemployment rate4.8 percent plus or minus 4.2
  • Adults 25 and over2,471
  • Adults 25 and over with a high school diploma or higher97.7 percent
  • Adults 25 and over with a bachelor degree or higher29.5 percent plus or minus 8.2
  • Adults 25 and over with a graduate degree5.7 percent plus or minus 3.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ossian

Housing in Ossian

  • Housing units1,614
  • Occupied units1,530
  • Vacant units84 plus or minus 97
  • Vacancy rate5.2 percent plus or minus 6.0
  • Owner occupied1,025
  • Renter occupied505 plus or minus 154
  • Ownership rate67.0 percent
  • Median owner-occupied home value$201,500
  • Median gross rent, monthly$906
  • Annual rent as a share of median income15.2 percent
  • Single family units1,243
  • Share single family77.0 percent
  • Units in buildings of two or more308 plus or minus 154
  • Share in buildings of two or more19.1 percent plus or minus 9.4
  • Mobile homes63 plus or minus 75
  • Median year structure built1983

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ossian

How Ossian gets to work

  • Workers 16 and over who commute1,396
  • Commuting under 15 minutes358 plus or minus 158
  • Share commuting under 15 minutes25.6 percent plus or minus 10.4
  • Commuting 30 minutes or more592 plus or minus 193
  • Share commuting 30 minutes or more42.4 percent plus or minus 11.7
  • Drove alone83.9 percent
  • Carpooled4.6 percent plus or minus 4.8
  • Public transport0.0 percent
  • Walked2.1 percent plus or minus 2.4
  • Worked from home9.4 percent plus or minus 6.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ossian

SBA loans in Ossian (7(a))

  • Approvals14
  • Gross approval$9,940,900
  • Average approval$710,064
  • Median approval$135,000
  • Largest approval$2,574,000
  • Jobs supported58
  • Jobs per approval4.1
  • Loans with a final outcome7
  • Paid in full7
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more14.3 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS8

Counted by borrower city: approvals to borrowers whose address is in Ossian, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ossian

SBA loans in Ossian (504)

  • Approvals1
  • Gross approval$447,000
  • Average approval$447,000
  • Median approval$447,000
  • Largest approval$447,000
  • Jobs supported50
  • Loans with a final outcome1
  • Charged off0
  • Median term120 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Ossian, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ossian

Flood risk in Ossian

  • NFIP communityTown of Ossian
  • NFIP community number180290
  • Participating in the NFIPYes
  • Community Rating System classClass 7
  • Currently effective map date10/16/14(M)

The Town of Ossian participates in the National Flood Insurance Program as community 180290 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Wells County, not Ossian

Wells County context, not Ossian figures

  • Establishments in Wells County658
  • Covered employment, Wells County11,293
  • Average annual pay, Wells County$50,048
  • Housing units permitted, Wells County73

Every figure in this section is published for Wells County as a whole and is not a measurement of Ossian.

All Wells County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ossian questions, answered from the record.

How many people live in Ossian, Indiana?

3,384, in 1,530 households. Ossian town covers 1.90 square miles of land, which is 1,777 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ossian in?

Wells County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ossian?

$71,563. The median owner-occupied home is valued at $201,500. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ossian businesses?

14 7(a) approvals totaling $9.9 m since FY2020, across 5 lenders, median approval $135,000, plus 1 504 approvals worth $447,000 since FY2010. These count approvals to borrowers whose address is in Ossian, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ossian borrowers get paid back?

No rate is published for Ossian. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Ossian in the National Flood Insurance Program?

Yes. Ossian appears in the FEMA Community Status Book as Ossian, town of, community 180290, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ossian figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wells County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ossian.

Is zoning published for Ossian?

No. Nothing on this page presents parcel level zoning.