Appanoose County, Iowa: commercial real estate data.
Appanoose County, Iowa had an estimated 12,106 residents on July 1, 2024, down 1.7 percent since the 2020 census base of 12,311, across 497 square miles. County output reached $518.5 m in 2024, 302 establishments operate here, and the SBA record carries 29 7(a) approvals worth $7.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Appanoose County
How many people live in Appanoose County
- Population, American Community Survey 2020-202412,184
- Households5,199
- Average household size2.34
- Median household income$54,934
- Median age43.5
- Median gross rent$784 per month
- Median owner-occupied home value$124,200
- Home value to household income2.3 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher20.5 percent
- Adults 25 and over with a graduate degree4.1 percent
- Adults 25 and over8,606
- Population under 182,626
- Share under 1821.6 percent
- Population 65 and over2,882
- Share 65 and over23.7 percent
- Working age population, 18 to 646,676
- Civilian labor force5,557
- Unemployment rate3.9 percent
- Labor force participation, adults 18 and over58.1 percent
- Rank by population among Iowa counties61st of 99
- Rank by population among US county-equivalents, Puerto Rico included2341st of 3,222
Appanoose County is the 61st largest of 99 Iowa counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 23.7 percent against 21.6 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Appanoose County
Is Appanoose County's population growing?
- Population, July 1, 202412,106
- Census 2020 base population12,311
- Population change since the 2020 census base-1.67 percent
- Population change, 2023 to 2024-23
- Births, 2024133
- Deaths, 2024194
- Natural change, 2024-61
- Net domestic migration, 202416
- Net international migration, 202421
- Total net migration, 202437
- Cumulative net domestic migration, 2021 to 202466
- Rank by growth among US county-equivalents2408th of 3,144
The county has lost 1.67 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Appanoose County
Where are people moving to Appanoose County from?
- Tax returns filed by households arriving260
- People arriving, from those returns557
- Tax returns filed by households leaving249
- Net household movement11
- Adjusted gross income arriving$16.1 m
- Net adjusted gross income movement$3.4 m
- Average income of an arriving household$61,762
- Average income of a leaving household$50,819
- Largest single originMonroe County (26 households)
- Largest single destinationPolk County (23 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Monroe County | 26 | 47 | $1.2 m |
| Polk County | 20 | 37 | $1.9 m |
Households arriving report $10,943 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Monroe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Appanoose County
What is the Appanoose County economy?
- County GDP, 2024$518.5 m
- County GDP, 2023$509.1 m
- GDP change, 2023 to 20241.8 percent
- GDP change over five years19.5 percent
- Rank by GDP among the Iowa areas BEA publishes86th of 99
- Rank by GDP among the US county areas BEA publishes2384th of 3,127
- GDP per resident$42,555
Output grew 1.8 percent in the latest year and 19.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Appanoose County
Employment by industry in Appanoose County
- Covered employment, annual average4,614
- Establishments reporting410
- Average annual pay$46,114
- Average weekly wage$887
- Manufacturing, employment899
- Manufacturing, average annual pay$57,707
- Retail trade, employment627
- Retail trade, average annual pay$30,549
- Accommodation and food services, employment425
- Accommodation and food services, average annual pay$18,477
- Transportation and warehousing, employment281
- Transportation and warehousing, average annual pay$48,994
- Utilities, employment154
- Administrative and support and waste management services, employment139
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 899 | 22 | $57,707 |
| Retail trade | 627 | 46 | $30,549 |
| Accommodation and food services | 425 | 29 | $18,477 |
| Transportation and warehousing | 281 | 20 | $48,994 |
| Utilities | 154 | 7 | $75,726 |
| Administrative and support and waste management services | 139 | 19 | $35,619 |
| Construction | 118 | 24 | $53,032 |
| Finance and insurance | 108 | 24 | $59,958 |
Manufacturing is the largest private sector at 899 jobs, 19.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Appanoose County
How many businesses are in Appanoose County?
- Establishments, all industries302
- Employment at those establishments3,731
- Annual payroll$158.9 m
- Establishments per 1,000 residents24.8
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Appanoose County
Building permits in Appanoose County
- Housing units authorized by permit, 20247
- Declared construction value permitted$1.4 m
- Single family units authorized7
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$195,238
- Units authorized per 1,000 households1.3
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Appanoose County
SBA loans in Appanoose County (7(a) and 504)
- 7(a) approvals recorded29
- 7(a) gross approval dollars$7.2 m
- Average 7(a) approval$246,810
- Median 7(a) approval$64,700
- 10th percentile approval$33,360
- 90th percentile approval$424,400
- Largest single approval$3,000,000
- Jobs reported supported, 7(a)180
- Jobs per approval6.2
- Distinct 7(a) lenders active7
- Distinct industries receiving approvals18
- Median 7(a) term84 months
- Share of loans on real estate terms, 240 months or longer31.0 percent
- Loans on real estate terms9
- Loans on working capital terms, 120 months or shorter19
- Franchise loans0
- Franchise share of approvals0.0 percent
- Leading industry by approval countLandscaping Services (5)
- Most active lenderCommunity 1st CU (19)
The average approval of $246,810 sits well above the median of $64,700, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 31.0 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Appanoose County
SBA loan default and charge-off rates in Appanoose County
Do SBA loans in Appanoose County get paid back?
- Loans with a final outcome recorded7
- Paid in full7
- Charged off0
- Status: Exempt from disclosure17
- Status: Cancelled4
- Status: Paid in full7
- Status: Committed, not yet disbursed1
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Appanoose County
SBA lending by place in Appanoose County
- Borrower cities with recorded lending4
- Centerville, approvals21
- Exline, approvals3
- Moravia, approvals3
- Unionville, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Centerville | 21 | $6,541,400 |
| Exline | 3 | $280,500 |
| Moravia | 3 | $144,900 |
| Unionville | 2 | $190,700 |
Centerville accounts for 21 approvals against 3 in Exline. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Appanoose County
How large is Appanoose County?
- Land area497 sq mi
- Rank by land area among Iowa counties73rd of 99
- Width, east to west24.1 mi
- Height, north to south21.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land25
- Establishments per square mile0.61
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Appanoose County
Flood risk in Appanoose County
- Participation of the county's own NFIP community Appanoose County, unincorporated areasParticipating, community 190843
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP7
- NFIP participation rate77.8 percent
- Communities carrying a CRS class0
- Radon levels in Appanoose County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Appanoose County (community 190843), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Appanoose County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 77.8 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Appanoose County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Appanoose County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202412,184
- Households5,199
- Average household size2.34
- Median household income$54,934
- Median age43.5
Common questions
Appanoose County questions, answered from the record.
How many people live in Appanoose County, Iowa?
The Census Bureau estimates 12,106 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 12,184, in 5,199 households, ranking 61st of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Appanoose County's population growing?
The population has fallen 1.67 percent since the 2020 census base of 12,311, to 12,106 on July 1, 2024. In 2024 there were 133 births against 194 deaths, with net migration of 37. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Appanoose County?
$54,934. The median owner-occupied home is valued at $124,200, which is 2.3 times income, and median gross rent is $784 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Appanoose County?
302 establishments, employing 3,731 people with an annual payroll of $158.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Appanoose County?
Manufacturing is the largest private sector at 899 jobs, 19.5 percent of covered employment. Covered employment averages 4,614 jobs at an average annual pay of $46,114, or $887 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Appanoose County?
29 7(a) approvals totaling $7.2 m since FY2020, across 7 lenders, with a median approval of $64,700. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Appanoose County?
7 housing units were authorized by permit in 2024, with a declared construction value of $1.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Appanoose County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Appanoose County come from?
The largest single origin is Monroe County, with 26 households. Arriving households report an average income of $61,762 against $50,819 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Appanoose County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Appanoose County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Appanoose County
Cities and places in Appanoose.
11 Census places lie wholly or partly in Appanoose County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Centerville | city | 5,372 | 21 | Wholly in this county |
| Moravia | city | 624 | 3 | Wholly in this county |
| Moulton | city | 498 | None recorded | Wholly in this county |
| Cincinnati | city | 229 | None recorded | Wholly in this county |
| Mystic | city | 216 | None recorded | Wholly in this county |
| Unionville | city | 78 | 2 | Wholly in this county |
| Exline | city | 73 | 3 | Wholly in this county |
| Numa | city | 58 | None recorded | Wholly in this county |
| Plano | city | 39 | None recorded | Wholly in this county |
| Rathbun | city | 30 | None recorded | Wholly in this county |
| Udell | city | 13 | None recorded | Wholly in this county |
Nearby