Scott County, Iowa: commercial real estate data.
Scott County, Iowa had an estimated 175,601 residents on July 1, 2024, up 0.5 percent since the 2020 census base of 174,681, across 458 square miles. County output reached $13.29 bn in 2024, 4,525 establishments operate here, and the SBA record carries 136 7(a) approvals worth $58.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Scott County
How many people live in Scott County
- Population, American Community Survey 2020-2024174,608
- Households73,132
- Average household size2.39
- Median household income$78,277
- Median age39.4
- Median gross rent$1,005 per month
- Median owner-occupied home value$222,000
- Home value to household income2.8 times
- Annual rent as a share of median income15.4 percent
- Adults 25 and over with a bachelor degree or higher36.6 percent
- Adults 25 and over with a graduate degree14.0 percent
- Adults 25 and over119,426
- Population under 1840,411
- Share under 1823.1 percent
- Population 65 and over30,617
- Share 65 and over17.5 percent
- Working age population, 18 to 64103,580
- Civilian labor force91,023
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over67.8 percent
- Rank by population among Iowa counties3rd of 99
- Rank by population among US county-equivalents, Puerto Rico included394th of 3,222
Scott County is the 3rd largest of 99 Iowa counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Scott County
Is Scott County's population growing?
- Population, July 1, 2024175,601
- Census 2020 base population174,681
- Population change since the 2020 census base0.53 percent
- Population change, 2023 to 20241,012
- Births, 20241,897
- Deaths, 20241,620
- Natural change, 2024277
- Net domestic migration, 2024163
- Net international migration, 2024568
- Total net migration, 2024731
- Cumulative net domestic migration, 2021 to 2024-1,083
- Rank by growth among US county-equivalents1643rd of 3,144
The county has grown 0.53 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Scott County
Where are people moving to Scott County from?
- Tax returns filed by households arriving4,129
- People arriving, from those returns7,229
- Tax returns filed by households leaving4,322
- Net household movement-193
- Adjusted gross income arriving$282.4 m
- Net adjusted gross income movement$-35.4 m
- Average income of an arriving household$68,386
- Average income of a leaving household$73,514
- Largest single originRock Island County (967 households)
- Largest single destinationRock Island County (813 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Rock Island County | 967 | 1,749 | $57.7 m |
| Clinton County | 203 | 349 | $9.6 m |
| Johnson County | 122 | 172 | $7.4 m |
| Muscatine County | 122 | 213 | $8.6 m |
| Cook County | 119 | 203 | $7.6 m |
| Henry County | 101 | 171 | $9.6 m |
| Polk County | 89 | 148 | $5.6 m |
| Linn County | 84 | 128 | $3.8 m |
Households arriving report $5,128 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Rock Island County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Scott County
What is the Scott County economy?
- County GDP, 2024$13.29 bn
- County GDP, 2023$12.68 bn
- GDP change, 2023 to 20244.8 percent
- GDP change over five years34.3 percent
- Rank by GDP among the Iowa areas BEA publishes3rd of 99
- Rank by GDP among the US county areas BEA publishes354th of 3,127
- GDP per resident$76,117
Output grew 4.8 percent in the latest year and 34.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Scott County
Employment by industry in Scott County
- Covered employment, annual average90,947
- Establishments reporting6,239
- Average annual pay$61,138
- Average weekly wage$1,176
- Health care and social assistance, employment13,146
- Health care and social assistance, average annual pay$58,948
- Manufacturing, employment11,636
- Manufacturing, average annual pay$82,321
- Retail trade, employment11,592
- Retail trade, average annual pay$38,230
- Accommodation and food services, employment9,573
- Accommodation and food services, average annual pay$22,822
- Construction, employment6,595
- Administrative and support and waste management services, employment4,598
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 13,146 | 894 | $58,948 |
| Manufacturing | 11,636 | 210 | $82,321 |
| Retail trade | 11,592 | 662 | $38,230 |
| Accommodation and food services | 9,573 | 485 | $22,822 |
| Construction | 6,595 | 500 | $82,157 |
| Administrative and support and waste management services | 4,598 | 413 | $49,564 |
| Wholesale trade | 4,329 | 474 | $86,533 |
| Management of companies and enterprises | 3,252 | 123 | $117,890 |
Health care and social assistance is the largest private sector at 13,146 jobs, 14.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Scott County
How many businesses are in Scott County?
- Establishments, all industries4,525
- Employment at those establishments86,426
- Annual payroll$4.56 bn
- Establishments per 1,000 residents25.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Scott County
Building permits in Scott County
- Housing units authorized by permit, 2024785
- Declared construction value permitted$156.2 m
- Single family units authorized310
- Multifamily units authorized475
- Multifamily share of units60.5 percent
- Average declared value per unit$199,014
- Units authorized per 1,000 households10.7
Multifamily is 60.5 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Scott County
SBA loans in Scott County (7(a) and 504)
- 7(a) approvals recorded136
- 7(a) gross approval dollars$58.3 m
- Average 7(a) approval$428,343
- Median 7(a) approval$180,050
- 10th percentile approval$30,000
- 90th percentile approval$1,144,350
- Largest single approval$3,876,000
- Jobs reported supported, 7(a)1,689
- Jobs per approval12.4
- Distinct 7(a) lenders active46
- Distinct industries receiving approvals74
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer10.3 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter112
- Franchise loans27
- Franchise share of approvals19.9 percent
- Leading industry by approval countFitness and Recreational Sports Centers (10)
- Most active lenderU.S. Bank, National Association (22)
- 504 approvals recorded79
- 504 gross approval dollars$49.3 m
- Average 504 approval$623,873
- Median 504 approval$340,000
- Distinct CDCs active6
- 504 jobs per approval8.4
- 504 jobs per million dollars approved13.5
- Most active CDCSmall Business Growth Corporation (38)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$107.5 m
The average approval of $428,343 sits well above the median of $180,050, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 10.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA loan default and charge-off rates in Scott County
Do SBA loans in Scott County get paid back?
- Loans with a final outcome recorded28
- Paid in full28
- Charged off0
- Status: Paid in full28
- Status: Cancelled16
- Status: Exempt from disclosure84
- Status: Committed, not yet disbursed8
Only 28 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
SBA lending by place in Scott County
- Borrower cities with recorded lending9
- Davenport, approvals74
- Bettendorf, approvals44
- Eldridge, approvals8
- Walcott, approvals4
- Long Grove, approvals2
- Park View, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Davenport | 74 | $32,626,800 |
| Bettendorf | 44 | $17,170,900 |
| Eldridge | 8 | $7,209,800 |
| Walcott | 4 | $450,000 |
| Long Grove | 2 | $101,000 |
| Park View | 1 | $269,100 |
| Blue Grass | 1 | $222,000 |
| Le Claire | 1 | $135,000 |
| 1 other borrower city | 1 | $70,000 |
Davenport accounts for 74 approvals against 44 in Bettendorf. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Scott County
How large is Scott County?
- Land area458 sq mi
- Rank by land area among Iowa counties77th of 99
- Width, east to west30.2 mi
- Height, north to south22.3 mi
- Geographies sharing a boundary4
- Residents per square mile of land381
- Establishments per square mile9.88
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Scott County
Flood risk in Scott County
- Participation of the county's own NFIP community Scott County, unincorporated areasParticipating, community 190239
- Communities in the county in the NFIP Community Status Book15
- Of those, participating in the NFIP13
- NFIP participation rate86.7 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class1
- Radon levels in Scott County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Scott County (community 190239), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Scott County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 86.7 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Scott County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Scott County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024174,608
- Households73,132
- Average household size2.39
- Median household income$78,277
- Median age39.4
Common questions
Scott County questions, answered from the record.
How many people live in Scott County, Iowa?
The Census Bureau estimates 175,601 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 174,608, in 73,132 households, ranking 3rd of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Scott County's population growing?
The population has grown 0.53 percent since the 2020 census base of 174,681, to 175,601 on July 1, 2024. In 2024 there were 1,897 births against 1,620 deaths, with net migration of 731. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Scott County?
$78,277. The median owner-occupied home is valued at $222,000, which is 2.8 times income, and median gross rent is $1,005 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Scott County?
4,525 establishments, employing 86,426 people with an annual payroll of $4.56 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Scott County?
Health care and social assistance is the largest private sector at 13,146 jobs, 14.5 percent of covered employment. Covered employment averages 90,947 jobs at an average annual pay of $61,138, or $1,176 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Scott County?
136 7(a) approvals totaling $58.3 m since FY2020, across 46 lenders, with a median approval of $180,050, plus 79 504 approvals worth $49.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Scott County?
785 housing units were authorized by permit in 2024, with a declared construction value of $156.2 m. Multifamily was 60.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Scott County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Scott County come from?
The largest single origin is Rock Island County, with 967 households. Arriving households report an average income of $68,386 against $73,514 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Scott County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Scott County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Scott County
Cities and places in Scott.
21 Census places lie wholly or partly in Scott County. 20 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Davenport | city | 100,913 | 74 | Wholly in this county |
| Bettendorf | city | 39,647 | 44 | Wholly in this county |
| Eldridge | city | 6,818 | 8 | Wholly in this county |
| Le Claire | city | 4,735 | 1 | Wholly in this county |
| Park View | CDP | 2,437 | 1 | Wholly in this county |
| Blue Grass | city | 1,972 | 1 | 90.3 percent here, 9.7 percent Muscatine County |
| Durant | city | 1,946 | None recorded | 9.8 percent here, 85.1 percent Cedar County, 5.2 percent Muscatine County |
| Walcott | city | 1,725 | 4 | 97.0 percent here, 3.0 percent Muscatine County |
| Buffalo | city | 1,097 | None recorded | Wholly in this county |
| Princeton | city | 794 | 1 | Wholly in this county |
| Long Grove | city | 793 | 2 | Wholly in this county |
| McCausland | city | 397 | None recorded | Wholly in this county |
| Riverdale | city | 396 | None recorded | Wholly in this county |
| Donahue | city | 390 | None recorded | Wholly in this county |
| Maysville | city | 220 | None recorded | Wholly in this county |
| Dixon | city | 190 | None recorded | Wholly in this county |
| Panorama Park | city | 145 | None recorded | Wholly in this county |
| New Liberty | city | 141 | None recorded | Wholly in this county |
| Argo | CDP | 28 | None recorded | Wholly in this county |
| Big Rock | CDP | 6 | None recorded | 78.7 percent here, 21.3 percent Clinton County |
| Plainview | CDP | 0 | None recorded | Wholly in this county |
Nearby