Muscatine County, Iowa: commercial real estate data.
Muscatine County, Iowa had an estimated 42,132 residents on July 1, 2024, down 2.6 percent since the 2020 census base of 43,249, across 437 square miles. County output reached $3.24 bn in 2024, 949 establishments operate here, and the SBA record carries 22 7(a) approvals worth $9.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Muscatine County
How many people live in Muscatine County
- Population, American Community Survey 2020-202442,559
- Households17,345
- Average household size2.45
- Median household income$69,396
- Median age39.6
- Median gross rent$971 per month
- Median owner-occupied home value$182,100
- Home value to household income2.6 times
- Annual rent as a share of median income16.8 percent
- Adults 25 and over with a bachelor degree or higher23.1 percent
- Adults 25 and over with a graduate degree7.2 percent
- Adults 25 and over28,892
- Population under 1810,171
- Share under 1823.9 percent
- Population 65 and over7,691
- Share 65 and over18.1 percent
- Working age population, 18 to 6424,697
- Civilian labor force21,746
- Unemployment rate3.2 percent
- Labor force participation, adults 18 and over67.1 percent
- Rank by population among Iowa counties14th of 99
- Rank by population among US county-equivalents, Puerto Rico included1156th of 3,222
Muscatine County is the 14th largest of 99 Iowa counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.9 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Muscatine County
Is Muscatine County's population growing?
- Population, July 1, 202442,132
- Census 2020 base population43,249
- Population change since the 2020 census base-2.58 percent
- Population change, 2023 to 2024-184
- Births, 2024438
- Deaths, 2024484
- Natural change, 2024-46
- Net domestic migration, 2024-283
- Net international migration, 2024142
- Total net migration, 2024-141
- Cumulative net domestic migration, 2021 to 2024-1,348
- Rank by growth among US county-equivalents2655th of 3,144
The county has lost 2.58 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Muscatine County
Where are people moving to Muscatine County from?
- Tax returns filed by households arriving854
- People arriving, from those returns1,519
- Tax returns filed by households leaving961
- Net household movement-107
- Adjusted gross income arriving$44.2 m
- Net adjusted gross income movement$-15.9 m
- Average income of an arriving household$51,758
- Average income of a leaving household$62,556
- Largest single originScott County (154 households)
- Largest single destinationJohnson County (124 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Scott County | 154 | 268 | $8.2 m |
| Johnson County | 84 | 151 | $4.2 m |
| Louisa County | 78 | 162 | $3.5 m |
| Cedar County | 64 | 124 | $4.1 m |
| Rock Island County | 41 | 76 | $2.0 m |
| Linn County | 39 | 79 | $1.9 m |
Households arriving report $10,798 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Scott County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Muscatine County
What is the Muscatine County economy?
- County GDP, 2024$3.24 bn
- County GDP, 2023$3.13 bn
- GDP change, 2023 to 20243.4 percent
- GDP change over five years22.4 percent
- Rank by GDP among the Iowa areas BEA publishes13th of 99
- Rank by GDP among the US county areas BEA publishes928th of 3,127
- GDP per resident$76,179
Output grew 3.4 percent in the latest year and 22.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Muscatine County
Employment by industry in Muscatine County
- Covered employment, annual average21,234
- Establishments reporting1,233
- Average annual pay$63,594
- Average weekly wage$1,223
- Manufacturing, employment6,989
- Manufacturing, average annual pay$83,975
- Retail trade, employment1,969
- Retail trade, average annual pay$32,694
- Health care and social assistance, employment1,744
- Health care and social assistance, average annual pay$43,659
- Administrative and support and waste management services, employment1,334
- Administrative and support and waste management services, average annual pay$45,443
- Accommodation and food services, employment1,298
- Transportation and warehousing, employment951
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 6,989 | 88 | $83,975 |
| Retail trade | 1,969 | 125 | $32,694 |
| Health care and social assistance | 1,744 | 166 | $43,659 |
| Administrative and support and waste management services | 1,334 | 76 | $45,443 |
| Accommodation and food services | 1,298 | 98 | $17,427 |
| Transportation and warehousing | 951 | 65 | $62,324 |
| Professional, scientific and technical services | 804 | 96 | $87,070 |
| Construction | 699 | 103 | $61,180 |
Manufacturing is the largest private sector at 6,989 jobs, 32.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Muscatine County
How many businesses are in Muscatine County?
- Establishments, all industries949
- Employment at those establishments19,519
- Annual payroll$1.19 bn
- Establishments per 1,000 residents22.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Muscatine County
Building permits in Muscatine County
- Housing units authorized by permit, 202477
- Declared construction value permitted$16.4 m
- Single family units authorized30
- Multifamily units authorized47
- Multifamily share of units61.0 percent
- Average declared value per unit$212,660
- Units authorized per 1,000 households4.4
Multifamily is 61.0 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Muscatine County
SBA loans in Muscatine County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$9.7 m
- Average 7(a) approval$442,568
- Median 7(a) approval$150,000
- 10th percentile approval$41,000
- 90th percentile approval$598,050
- Largest single approval$3,200,000
- Jobs reported supported, 7(a)392
- Jobs per approval17.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals20
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer9.1 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter16
- Franchise loans2
- Franchise share of approvals9.1 percent
- Most active lenderCBI Bank and Trust (8)
- 504 approvals recorded13
- 504 gross approval dollars$7.8 m
- Average 504 approval$596,154
- Median 504 approval$434,000
- Distinct CDCs active4
- 504 jobs per approval7.2
- 504 jobs per million dollars approved12.0
- Most active CDCSmall Business Growth Corporation (8)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$17.5 m
The average approval of $442,568 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 9.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Muscatine County
SBA loan default and charge-off rates in Muscatine County
Do SBA loans in Muscatine County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure16
- Status: Cancelled3
- Status: Committed, not yet disbursed2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muscatine County
SBA lending by place in Muscatine County
- Borrower cities with recorded lending6
- Muscatine, approvals17
- Blue Grass, approvals1
- Moscow, approvals1
- Waterloo, approvals1
- Wilton, approvals1
- Conesville, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Muscatine | 17 | $8,641,500 |
| Blue Grass | 1 | $612,000 |
| Moscow | 1 | $299,000 |
| Waterloo | 1 | $74,000 |
| Wilton | 1 | $70,000 |
| Conesville | 1 | $40,000 |
Muscatine accounts for 17 approvals against 1 in Blue Grass. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Muscatine County
How large is Muscatine County?
- Land area437 sq mi
- Rank by land area among Iowa counties80th of 99
- Width, east to west30.4 mi
- Height, north to south18.3 mi
- Geographies sharing a boundary6
- Residents per square mile of land97
- Establishments per square mile2.17
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Muscatine County
Flood risk in Muscatine County
- Participation of the county's own NFIP community Muscatine County, unincorporated areasParticipating, community 190836
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Muscatine County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Muscatine County (community 190836), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Muscatine County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Muscatine County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Muscatine County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202442,559
- Households17,345
- Average household size2.45
- Median household income$69,396
- Median age39.6
Common questions
Muscatine County questions, answered from the record.
How many people live in Muscatine County, Iowa?
The Census Bureau estimates 42,132 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 42,559, in 17,345 households, ranking 14th of 99 Iowa counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Muscatine County's population growing?
The population has fallen 2.58 percent since the 2020 census base of 43,249, to 42,132 on July 1, 2024. In 2024 there were 438 births against 484 deaths, with net migration of -141. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Muscatine County?
$69,396. The median owner-occupied home is valued at $182,100, which is 2.6 times income, and median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Muscatine County?
949 establishments, employing 19,519 people with an annual payroll of $1.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Muscatine County?
Manufacturing is the largest private sector at 6,989 jobs, 32.9 percent of covered employment. Covered employment averages 21,234 jobs at an average annual pay of $63,594, or $1,223 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Muscatine County?
22 7(a) approvals totaling $9.7 m since FY2020, across 8 lenders, with a median approval of $150,000, plus 13 504 approvals worth $7.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Muscatine County?
77 housing units were authorized by permit in 2024, with a declared construction value of $16.4 m. Multifamily was 61.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Muscatine County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Muscatine County come from?
The largest single origin is Scott County, with 154 households. Arriving households report an average income of $51,758 against $62,556 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Muscatine County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Muscatine County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Muscatine County
Cities and places in Muscatine.
15 Census places lie wholly or partly in Muscatine County. All 15 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Muscatine | city | 23,489 | 17 | Wholly in this county |
| West Liberty | city | 3,776 | None recorded | Wholly in this county |
| Wilton | city | 2,920 | 1 | Wholly in this county |
| Blue Grass | city | 1,972 | 1 | 9.7 percent here, 90.3 percent Scott County |
| Durant | city | 1,946 | None recorded | 5.2 percent here, 85.1 percent Cedar County, 9.8 percent Scott County |
| Kent Estates | CDP | 1,848 | None recorded | Wholly in this county |
| Walcott | city | 1,725 | None recorded | 3.0 percent here, 97.0 percent Scott County |
| Fruitland | city | 1,049 | None recorded | Wholly in this county |
| Moscow | CDP | 614 | 1 | Wholly in this county |
| Conesville | city | 439 | 1 | Wholly in this county |
| Nichols | city | 373 | None recorded | Wholly in this county |
| Atalissa | city | 253 | None recorded | Wholly in this county |
| Montpelier | CDP | 209 | None recorded | Wholly in this county |
| Stockton | city | 170 | None recorded | Wholly in this county |
| Fairport | CDP | 109 | None recorded | Wholly in this county |
A further 1 of the county's 22 SBA 7(a) approvals are to borrowers in cities that match no Census place in Muscatine County, the largest being Waterloo (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby