HomeIowaBenton CountyShellsburg
Shellsburg, Iowa: commercial real estate data.
Shellsburg is a Census city of 868 people across 0.79 square miles of land, in Benton County. Median household income is $70,179, 87.3 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $474,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shellsburg
What Shellsburg is
- Census place typecity
- Land area0.79 sq mi
- Water area0 sq mi
- Population per square mile of land1,092
- County holding the largest share of its areaBenton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shellsburg
How many people live in Shellsburg
- Population868
- Median age40.4 plus or minus 10.0
- Population under 18179 plus or minus 51
- Share under 1820.6 percent plus or minus 4.4
- Population 65 and over171 plus or minus 56
- Share 65 and over19.7 percent plus or minus 5.3
- Households324
- Family households212 plus or minus 47
- Share of households that are families65.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shellsburg
Income and work in Shellsburg
- Median household income$70,179
- Per capita income$34,557
- Civilian labor force429 plus or minus 102
- Employed423 plus or minus 103
- Unemployed6 plus or minus 6
- Unemployment rate1.4 percent plus or minus 1.4
- Adults 25 and over597
- Adults 25 and over with a high school diploma or higher92.0 percent plus or minus 23.4
- Adults 25 and over with a bachelor degree or higher12.6 percent plus or minus 4.4
- Adults 25 and over with a graduate degree4.0 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shellsburg
Housing in Shellsburg
- Housing units419
- Occupied units324
- Vacant units95 plus or minus 51
- Vacancy rate22.7 percent plus or minus 11.3
- Owner occupied283
- Renter occupied41 plus or minus 25
- Ownership rate87.3 percent
- Median owner-occupied home value$175,800
- Median gross rent, monthly$967
- Annual rent as a share of median income16.5 percent plus or minus 3.7
- Single family units322
- Share single family76.8 percent plus or minus 21.3
- Units in buildings of two or more97 plus or minus 52
- Share in buildings of two or more23.2 percent plus or minus 11.5
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shellsburg
How Shellsburg gets to work
- Workers 16 and over who commute378 plus or minus 97
- Commuting under 15 minutes40 plus or minus 26
- Share commuting under 15 minutes10.6 percent plus or minus 6.3
- Commuting 30 minutes or more142 plus or minus 73
- Share commuting 30 minutes or more37.6 percent plus or minus 16.6
- Drove alone66.0 percent
- Carpooled22.9 percent plus or minus 15.1
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.9
- Worked from home10.6 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shellsburg
SBA loans in Shellsburg (7(a))
- Approvals3
- Gross approval$474,000
- Average approval$158,000
- Median approval$100,000
- Largest approval$323,000
- Jobs supported13
- Jobs per approval4.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Shellsburg, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shellsburg
Flood risk in Shellsburg
- NFIP communityCity of Shellsburg
- NFIP community number190319
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/20/19(M)
The City of Shellsburg participates in the National Flood Insurance Program as community 190319 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Benton County, not Shellsburg
Benton County context, not Shellsburg figures
- Establishments in Benton County535
- Covered employment, Benton County6,069
- Average annual pay, Benton County$54,216
- Housing units permitted, Benton County43
Every figure in this section is published for Benton County as a whole and is not a measurement of Shellsburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shellsburg questions, answered from the record.
How many people live in Shellsburg, Iowa?
868, in 324 households. Shellsburg city covers 0.79 square miles of land, which is 1,092 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shellsburg in?
Benton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shellsburg?
$70,179. The median owner-occupied home is valued at $175,800. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shellsburg businesses?
3 7(a) approvals totaling $474,000 since FY2020, across 2 lenders, median approval $100,000. These count approvals to borrowers whose address is in Shellsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shellsburg borrowers get paid back?
No rate is published for Shellsburg. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shellsburg in the National Flood Insurance Program?
Yes. Shellsburg appears in the FEMA Community Status Book as Shellsburg, city of, community 190319, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shellsburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Benton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shellsburg.
Is zoning published for Shellsburg?
No. Nothing on this page presents parcel level zoning.
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