HomeIowaBremer CountyWaverly
Waverly, Iowa: commercial real estate data.
Waverly is a Census city of 10,494 people across 11.26 square miles of land, in Bremer County. Median household income is $80,284, 69.0 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waverly
What Waverly is
- Census place typecity
- Land area11.26 sq mi
- Water area0.5 sq mi
- Population per square mile of land932
- County holding the largest share of its areaBremer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How many people live in Waverly
- Population10,494
- Median age32.8
- Population under 182,163
- Share under 1820.6 percent
- Population 65 and over1,954
- Share 65 and over18.6 percent
- Households3,856
- Family households2,377
- Share of households that are families61.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Income and work in Waverly
- Median household income$80,284
- Per capita income$43,064
- Civilian labor force5,612
- Employed5,418
- Unemployed194 plus or minus 80
- Unemployment rate3.5 percent plus or minus 1.4
- Adults 25 and over6,233
- Adults 25 and over with a high school diploma or higher95.0 percent
- Adults 25 and over with a bachelor degree or higher44.1 percent
- Adults 25 and over with a graduate degree18.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
Housing in Waverly
- Housing units4,111
- Occupied units3,856
- Vacant units255 plus or minus 115
- Vacancy rate6.2 percent plus or minus 2.8
- Owner occupied2,659
- Renter occupied1,197
- Ownership rate69.0 percent
- Median owner-occupied home value$223,300
- Median gross rent, monthly$1,057
- Annual rent as a share of median income15.8 percent
- Single family units2,925
- Share single family71.2 percent
- Units in buildings of two or more1,091 plus or minus 239
- Share in buildings of two or more26.5 percent plus or minus 5.7
- Mobile homes95 plus or minus 49
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
How Waverly gets to work
- Workers 16 and over who commute4,710
- Commuting under 15 minutes2,558
- Share commuting under 15 minutes54.3 percent
- Commuting 30 minutes or more981
- Share commuting 30 minutes or more20.8 percent
- Drove alone68.2 percent
- Carpooled10.0 percent plus or minus 4.1
- Public transport0.0 percent
- Walked10.7 percent plus or minus 2.2
- Worked from home10.6 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waverly
SBA loans in Waverly (7(a))
- Approvals18
- Gross approval$3,682,300
- Average approval$204,572
- Median approval$105,100
- Largest approval$899,100
- Jobs supported89
- Jobs per approval4.9
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.8 percent
- Share to franchises5.6 percent
- Distinct lenders7
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Waverly, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waverly
SBA loans in Waverly (504)
- Approvals6
- Gross approval$1,463,000
- Average approval$243,833
- Median approval$249,500
- Largest approval$396,000
- Jobs supported50
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Waverly, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Waverly
Flood risk in Waverly
- NFIP communityCity of Waverly
- NFIP community number190030
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/29/21
The City of Waverly participates in the National Flood Insurance Program as community 190030 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bremer County, not Waverly
Bremer County context, not Waverly figures
- Establishments in Bremer County552
- Covered employment, Bremer County9,685
- Average annual pay, Bremer County$52,555
- Housing units permitted, Bremer County37
Every figure in this section is published for Bremer County as a whole and is not a measurement of Waverly.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waverly questions, answered from the record.
How many people live in Waverly, Iowa?
10,494, in 3,856 households. Waverly city covers 11.26 square miles of land, which is 932 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waverly in?
Bremer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waverly?
$80,284. The median owner-occupied home is valued at $223,300. Median gross rent is $1,057 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waverly businesses?
18 7(a) approvals totaling $3.7 m since FY2020, across 7 lenders, median approval $105,100, plus 6 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Waverly, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waverly borrowers get paid back?
No rate is published for Waverly. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Waverly in the National Flood Insurance Program?
Yes. Waverly appears in the FEMA Community Status Book as Waverly, city of, community 190030, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Waverly figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bremer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waverly.
Is zoning published for Waverly?
No. Nothing on this page presents parcel level zoning.
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