HomeIowaCerro Gordo CountyMason City
Mason City, Iowa: commercial real estate data.
Mason City is a Census city of 27,050 people across 28.22 square miles of land, in Cerro Gordo County. Median household income is $64,804, 65.5 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $10.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mason City
What Mason City is
- Census place typecity
- Land area28.22 sq mi
- Water area0.3 sq mi
- Population per square mile of land959
- County holding the largest share of its areaCerro Gordo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
How many people live in Mason City
- Population27,050
- Median age42.5
- Population under 185,523
- Share under 1820.4 percent
- Population 65 and over6,215
- Share 65 and over23.0 percent
- Households12,698
- Family households7,182
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
Income and work in Mason City
- Median household income$64,804
- Per capita income$37,494
- Civilian labor force14,105
- Employed13,708
- Unemployed397 plus or minus 168
- Unemployment rate2.8 percent plus or minus 1.2
- Adults 25 and over19,296
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree7.3 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
Housing in Mason City
- Housing units14,240
- Occupied units12,698
- Vacant units1,542 plus or minus 334
- Vacancy rate10.8 percent plus or minus 2.3
- Owner occupied8,323
- Renter occupied4,375
- Ownership rate65.5 percent
- Median owner-occupied home value$142,000
- Median gross rent, monthly$882
- Annual rent as a share of median income16.3 percent
- Single family units11,232
- Share single family78.9 percent
- Units in buildings of two or more2,788
- Share in buildings of two or more19.6 percent
- Mobile homes220 plus or minus 113
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
How Mason City gets to work
- Workers 16 and over who commute12,888
- Commuting under 15 minutes8,637
- Share commuting under 15 minutes67.0 percent
- Commuting 30 minutes or more1,230 plus or minus 282
- Share commuting 30 minutes or more9.5 percent plus or minus 2.2
- Drove alone81.0 percent
- Carpooled8.6 percent plus or minus 3.0
- Public transport0.9 percent plus or minus 0.6
- Walked4.2 percent plus or minus 1.6
- Worked from home4.3 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
SBA loans in Mason City (7(a))
- Approvals41
- Gross approval$10,880,400
- Average approval$265,376
- Median approval$148,000
- Ninetieth percentile approval$705,000
- Largest approval$1,396,800
- Jobs supported292
- Jobs per approval7.1
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.8 percent
- Share to franchises17.1 percent
- Distinct lenders11
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Mason City, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mason City
SBA loans in Mason City (504)
- Approvals18
- Gross approval$12,999,000
- Average approval$722,167
- Median approval$407,000
- Largest approval$3,151,000
- Jobs supported161
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Mason City, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mason City
Flood risk in Mason City
- NFIP communityCity of Mason City
- NFIP community number190060
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/15/22
The City of Mason City participates in the National Flood Insurance Program as community 190060 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cerro Gordo County, not Mason City
Cerro Gordo County context, not Mason City figures
- Establishments in Cerro Gordo County1,357
- Covered employment, Cerro Gordo County23,531
- Average annual pay, Cerro Gordo County$54,949
- Housing units permitted, Cerro Gordo County52
Every figure in this section is published for Cerro Gordo County as a whole and is not a measurement of Mason City.
All Cerro Gordo County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mason City questions, answered from the record.
How many people live in Mason City, Iowa?
27,050, in 12,698 households. Mason City city covers 28.22 square miles of land, which is 959 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mason City in?
Cerro Gordo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mason City?
$64,804. The median owner-occupied home is valued at $142,000. Median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mason City businesses?
41 7(a) approvals totaling $10.9 m since FY2020, across 11 lenders, median approval $148,000, plus 18 504 approvals worth $13.0 m since FY2010. These count approvals to borrowers whose address is in Mason City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mason City borrowers get paid back?
No rate is published for Mason City. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mason City in the National Flood Insurance Program?
Yes. Mason City appears in the FEMA Community Status Book as Mason City, city of, community 190060, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mason City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cerro Gordo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mason City.
Is zoning published for Mason City?
No. Nothing on this page presents parcel level zoning.
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