HomeIowaCerro Gordo CountyMason City city
Mason City city, Iowa: commercial real estate data.
Mason City city is a Census city of 27,050 people across 28.22 square miles of land, in Cerro Gordo County. Median household income is $64,804, 65.5 percent of occupied homes are owned, and the SBA record carries 41 7(a) approvals to borrowers here worth $10.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mason City
What Mason City is
- Census place typecity
- Land area28.22 sq mi
- Water area0.3 sq mi
- Population per square mile of land959
- County holding the largest share of its areaCerro Gordo County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
How many people live in Mason City
- Population27,050
- Median age42.5
- Population under 185,523
- Share under 1820.4 percent
- Population 65 and over6,215
- Share 65 and over23.0 percent
- Households12,698
- Family households7,182
- Share of households that are families56.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
Income and work in Mason City
- Median household income$64,804
- Per capita income$37,494
- Civilian labor force14,105
- Employed13,708
- Unemployed397 plus or minus 168
- Unemployment rate2.8 percent plus or minus 1.2
- Adults 25 and over19,296
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree7.3 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
Housing in Mason City
- Housing units14,240
- Occupied units12,698
- Vacant units1,542 plus or minus 334
- Vacancy rate10.8 percent plus or minus 2.3
- Owner occupied8,323
- Renter occupied4,375
- Ownership rate65.5 percent
- Median owner-occupied home value$142,000
- Median gross rent, monthly$882
- Annual rent as a share of median income16.3 percent
- Single family units11,232
- Share single family78.9 percent
- Units in buildings of two or more2,788
- Share in buildings of two or more19.6 percent
- Mobile homes220 plus or minus 113
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
How Mason City gets to work
- Workers 16 and over who commute12,888
- Commuting under 15 minutes8,637
- Share commuting under 15 minutes67.0 percent
- Commuting 30 minutes or more1,230 plus or minus 282
- Share commuting 30 minutes or more9.5 percent plus or minus 2.2
- Drove alone81.0 percent
- Carpooled8.6 percent plus or minus 3.0
- Public transport0.9 percent plus or minus 0.6
- Walked4.2 percent plus or minus 1.6
- Worked from home4.3 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mason City
SBA loans in Mason City (7(a))
- Approvals41
- Gross approval$10,880,400
- Average approval$265,376
- Median approval$148,000
- Ninetieth percentile approval$705,000
- Largest approval$1,396,800
- Jobs supported292
- Jobs per approval7.1
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.8 percent
- Share to franchises17.1 percent
- Distinct lenders11
- Distinct industries by NAICS28
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mason City
SBA loans in Mason City (504)
- Approvals18
- Gross approval$12,999,000
- Average approval$722,167
- Median approval$443,000
- Largest approval$3,151,000
- Jobs supported161
- Loans with a final outcome7
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cerro Gordo County, not Mason City
Cerro Gordo County context, not Mason City figures
These are Cerro Gordo County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mason City measurements.
- Establishments in Cerro Gordo County1,357
- Employment at those establishments, Cerro Gordo County20,024
- Covered employment, Cerro Gordo County23,531
- Average annual pay, Cerro Gordo County$54,949
- Average weekly wage, Cerro Gordo County$1,057
- Housing units permitted, Cerro Gordo County52
- Of those, single family, Cerro Gordo County30
- County product, 2024, Cerro Gordo County$3,729,490,000
- County product change over the prior year, Cerro Gordo County3.6 percent
- Average income of an arriving household, Cerro Gordo County$67,400
Every figure in this section is published for Cerro Gordo County as a whole and is not a measurement of Mason City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mason City questions, answered from the record.
How many people live in Mason City, Iowa?
27,050, in 12,698 households. Mason City city covers 28.22 square miles of land, which is 959 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mason City in?
Cerro Gordo County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mason City?
$64,804. The median owner-occupied home is valued at $142,000. Median gross rent is $882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mason City businesses?
41 7(a) approvals totalling $10.9 m, across 11 lenders, median approval $148,000, plus 18 504 approvals worth $13.0 m. These count approvals to borrowers whose address is in Mason City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mason City borrowers get paid back?
No rate is published for Mason City. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mason City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cerro Gordo County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mason City.
Is zoning published for Mason City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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