HomeIowaClarke CountyOsceola
Osceola, Iowa: commercial real estate data.
Osceola is a Census city of 5,523 people across 7.97 square miles of land, in Clarke County. Median household income is $68,284, 61.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $525,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osceola
What Osceola is
- Census place typecity
- Land area7.97 sq mi
- Water area0.33 sq mi
- Population per square mile of land693
- County holding the largest share of its areaClarke County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How many people live in Osceola
- Population5,523
- Median age37.6
- Population under 181,252 plus or minus 350
- Share under 1822.7 percent plus or minus 6.3
- Population 65 and over1,025 plus or minus 214
- Share 65 and over18.6 percent plus or minus 3.9
- Households2,581
- Family households1,649
- Share of households that are families63.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Income and work in Osceola
- Median household income$68,284
- Per capita income$38,928
- Civilian labor force3,015
- Employed2,835
- Unemployed180 plus or minus 178
- Unemployment rate6.0 percent plus or minus 5.9
- Adults 25 and over3,671
- Adults 25 and over with a high school diploma or higher84.5 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.5 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Housing in Osceola
- Housing units2,947
- Occupied units2,581
- Vacant units366 plus or minus 191
- Vacancy rate12.4 percent plus or minus 6.5
- Owner occupied1,596
- Renter occupied985 plus or minus 248
- Ownership rate61.8 percent
- Median owner-occupied home value$146,300 plus or minus $35,008
- Median gross rent, monthly$943
- Annual rent as a share of median income16.6 percent
- Single family units1,970
- Share single family66.8 percent
- Units in buildings of two or more811 plus or minus 265
- Share in buildings of two or more27.5 percent plus or minus 8.9
- Mobile homes139 plus or minus 113
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How Osceola gets to work
- Workers 16 and over who commute2,581
- Commuting under 15 minutes1,643 plus or minus 383
- Share commuting under 15 minutes63.7 percent plus or minus 13.5
- Commuting 30 minutes or more875 plus or minus 238
- Share commuting 30 minutes or more33.9 percent plus or minus 8.6
- Drove alone83.6 percent
- Carpooled9.4 percent plus or minus 6.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
SBA loans in Osceola (7(a))
- Approvals3
- Gross approval$525,000
- Average approval$175,000
- Median approval$100,000
- Largest approval$375,000
- Jobs supported99
- Jobs per approval33.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Osceola, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osceola
SBA loans in Osceola (504)
- Approvals1
- Gross approval$341,000
- Average approval$341,000
- Median approval$341,000
- Largest approval$341,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Osceola, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Osceola
Flood risk in Osceola
- NFIP communityCity of Osceola
- NFIP community number190637
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date02/16/18
The City of Osceola does not participate in the National Flood Insurance Program as community 190637 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Clarke County, not Osceola
Clarke County context, not Osceola figures
- Establishments in Clarke County188
- Covered employment, Clarke County4,701
- Average annual pay, Clarke County$49,976
- Housing units permitted, Clarke County125
Every figure in this section is published for Clarke County as a whole and is not a measurement of Osceola.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Osceola questions, answered from the record.
How many people live in Osceola, Iowa?
5,523, in 2,581 households. Osceola city covers 7.97 square miles of land, which is 693 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osceola in?
Clarke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osceola?
$68,284. The median owner-occupied home is valued at $146,300. Median gross rent is $943 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osceola businesses?
3 7(a) approvals totaling $525,000 since FY2020, across 3 lenders, median approval $100,000, plus 1 504 approvals worth $341,000 since FY2010. These count approvals to borrowers whose address is in Osceola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osceola borrowers get paid back?
No rate is published for Osceola. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Osceola in the National Flood Insurance Program?
No, it is listed but not participating. Osceola appears in the FEMA Community Status Book as Osceola, city of, community 190637, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Osceola figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clarke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osceola.
Is zoning published for Osceola?
No. Nothing on this page presents parcel level zoning.