HomeIowaClarke CountyOsceola city
Osceola city, Iowa: commercial real estate data.
Osceola city is a Census city of 5,523 people across 7.97 square miles of land, in Clarke County. Median household income is $68,284, 61.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $525,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Osceola
What Osceola is
- Census place typecity
- Land area7.97 sq mi
- Water area0.33 sq mi
- Population per square mile of land693
- County holding the largest share of its areaClarke County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How many people live in Osceola
- Population5,523
- Median age37.6
- Population under 181,252 plus or minus 350
- Share under 1822.7 percent plus or minus 6.3
- Population 65 and over1,025 plus or minus 214
- Share 65 and over18.6 percent plus or minus 3.9
- Households2,581
- Family households1,649
- Share of households that are families63.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Income and work in Osceola
- Median household income$68,284
- Per capita income$38,928
- Civilian labor force3,015
- Employed2,835
- Unemployed180 plus or minus 178
- Unemployment rate6.0 percent plus or minus 5.9
- Adults 25 and over3,671
- Adults 25 and over with a high school diploma or higher84.5 percent
- Adults 25 and over with a bachelor degree or higher14.0 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.5 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
Housing in Osceola
- Housing units2,947
- Occupied units2,581
- Vacant units366 plus or minus 191
- Vacancy rate12.4 percent plus or minus 6.5
- Owner occupied1,596
- Renter occupied985 plus or minus 248
- Ownership rate61.8 percent
- Median owner-occupied home value$146,300 plus or minus $35,008
- Median gross rent, monthly$943
- Annual rent as a share of median income16.6 percent
- Single family units1,970
- Share single family66.8 percent
- Units in buildings of two or more811 plus or minus 265
- Share in buildings of two or more27.5 percent plus or minus 8.9
- Mobile homes139 plus or minus 113
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
How Osceola gets to work
- Workers 16 and over who commute2,581
- Commuting under 15 minutes1,643 plus or minus 383
- Share commuting under 15 minutes63.7 percent plus or minus 13.5
- Commuting 30 minutes or more875 plus or minus 238
- Share commuting 30 minutes or more33.9 percent plus or minus 8.6
- Drove alone83.6 percent
- Carpooled9.4 percent plus or minus 6.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Osceola
SBA loans in Osceola (7(a))
- Approvals3
- Gross approval$525,000
- Average approval$175,000
- Median approval$100,000
- Ninetieth percentile approval$375,000
- Largest approval$375,000
- Jobs supported99
- Jobs per approval33.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osceola
SBA loans in Osceola (504)
- Approvals1
- Gross approval$341,000
- Average approval$341,000
- Median approval$341,000
- Largest approval$341,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clarke County, not Osceola
Clarke County context, not Osceola figures
These are Clarke County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Osceola measurements.
- Establishments in Clarke County188
- Employment at those establishments, Clarke County3,560
- Covered employment, Clarke County4,701
- Average annual pay, Clarke County$49,976
- Average weekly wage, Clarke County$961
- Housing units permitted, Clarke County125
- Of those, single family, Clarke County125
- County product, 2024, Clarke County$638,873,000
- County product change over the prior year, Clarke County10.8 percent
- Average income of an arriving household, Clarke County$49,166
Every figure in this section is published for Clarke County as a whole and is not a measurement of Osceola. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Osceola questions, answered from the record.
How many people live in Osceola, Iowa?
5,523, in 2,581 households. Osceola city covers 7.97 square miles of land, which is 693 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Osceola in?
Clarke County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Osceola?
$68,284. The median owner-occupied home is valued at $146,300. Median gross rent is $943 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Osceola businesses?
3 7(a) approvals totalling $525,000, across 3 lenders, median approval $100,000, plus 1 504 approvals worth $341,000. These count approvals to borrowers whose address is in Osceola, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Osceola borrowers get paid back?
No rate is published for Osceola. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Osceola figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clarke County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Osceola.
Is zoning published for Osceola?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.