HomeIowaDickinson CountyOkoboji
Okoboji, Iowa: commercial real estate data.
Okoboji is a Census city of 969 people across 1.76 square miles of land, in Dickinson County. Median household income is $73,000, 67.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $372,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Okoboji
What Okoboji is
- Census place typecity
- Land area1.76 sq mi
- Water area0 sq mi
- Population per square mile of land552 plus or minus 112
- County holding the largest share of its areaDickinson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
How many people live in Okoboji
- Population969 plus or minus 196
- Median age51.3
- Population under 18180 plus or minus 71
- Share under 1818.6 percent plus or minus 6.3
- Population 65 and over343 plus or minus 73
- Share 65 and over35.4 percent
- Households542 plus or minus 142
- Family households237 plus or minus 59
- Share of households that are families43.7 percent plus or minus 15.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
Income and work in Okoboji
- Median household income$73,000
- Per capita income$58,971 plus or minus $15,941
- Civilian labor force497 plus or minus 132
- Employed489 plus or minus 131
- Unemployed8 plus or minus 9
- Unemployment rate1.6 percent plus or minus 1.8
- Adults 25 and over760 plus or minus 156
- Adults 25 and over with a high school diploma or higher97.9 percent plus or minus 28.0
- Adults 25 and over with a bachelor degree or higher48.3 percent plus or minus 12.9
- Adults 25 and over with a graduate degree13.7 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
Housing in Okoboji
- Housing units1,368
- Occupied units542 plus or minus 142
- Vacant units826
- Vacancy rate60.4 percent
- Owner occupied366 plus or minus 79
- Renter occupied176 plus or minus 103
- Ownership rate67.5 percent plus or minus 22.9
- Median owner-occupied home value$299,300 plus or minus $208,785
- Median gross rent, monthly$942
- Annual rent as a share of median income15.5 percent
- Single family units664
- Share single family48.5 percent
- Units in buildings of two or more544 plus or minus 135
- Share in buildings of two or more39.8 percent plus or minus 8.6
- Mobile homes160 plus or minus 57
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
How Okoboji gets to work
- Workers 16 and over who commute361 plus or minus 95
- Commuting under 15 minutes217 plus or minus 62
- Share commuting under 15 minutes60.1 percent
- Commuting 30 minutes or more53 plus or minus 32
- Share commuting 30 minutes or more14.7 percent plus or minus 8.0
- Drove alone73.3 percent plus or minus 28.1
- Carpooled2.3 percent plus or minus 2.9
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.0
- Worked from home23.5 percent plus or minus 17.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
SBA loans in Okoboji (7(a))
- Approvals2
- Gross approval$372,000
- Average approval$186,000
- Median approval$186,000
- Largest approval$275,000
- Jobs supported16
- Jobs per approval8.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term41 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Okoboji, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Okoboji
SBA loans in Okoboji (504)
- Approvals5
- Gross approval$3,301,000
- Average approval$660,200
- Median approval$584,000
- Largest approval$1,504,000
- Jobs supported46
- Loans with a final outcome4
- Charged off1
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Okoboji, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Okoboji
Flood risk in Okoboji
- NFIP communityCity of Okoboji
- NFIP community number190788
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date09/29/22
The City of Okoboji does not participate in the National Flood Insurance Program as community 190788 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Dickinson County, not Okoboji
Dickinson County context, not Okoboji figures
- Establishments in Dickinson County784
- Covered employment, Dickinson County10,008
- Average annual pay, Dickinson County$46,626
- Housing units permitted, Dickinson County292
Every figure in this section is published for Dickinson County as a whole and is not a measurement of Okoboji.
All Dickinson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Okoboji questions, answered from the record.
How many people live in Okoboji, Iowa?
969, in 542 households. Okoboji city covers 1.76 square miles of land, which is 552 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Okoboji in?
Dickinson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Okoboji?
$73,000. The median owner-occupied home is valued at $299,300. Median gross rent is $942 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Okoboji businesses?
2 7(a) approvals totaling $372,000 since FY2020, across 2 lenders, median approval $186,000, plus 5 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Okoboji, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Okoboji borrowers get paid back?
No rate is published for Okoboji. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Okoboji in the National Flood Insurance Program?
No, it is listed but not participating. Okoboji appears in the FEMA Community Status Book as Okoboji, city of, community 190788, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Okoboji figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dickinson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Okoboji.
Is zoning published for Okoboji?
No. Nothing on this page presents parcel level zoning.
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