HomeIowaDickinson CountyOkoboji city
Okoboji city, Iowa: commercial real estate data.
Okoboji city is a Census city of 969 people across 1.76 square miles of land, in Dickinson County. Median household income is $73,000, 67.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $372,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Okoboji
What Okoboji is
- Census place typecity
- Land area1.76 sq mi
- Water area0 sq mi
- Population per square mile of land552 plus or minus 112
- County holding the largest share of its areaDickinson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
How many people live in Okoboji
- Population969 plus or minus 196
- Median age51.3
- Population under 18180 plus or minus 71
- Share under 1818.6 percent plus or minus 6.3
- Population 65 and over343 plus or minus 73
- Share 65 and over35.4 percent
- Households542 plus or minus 142
- Family households237 plus or minus 59
- Share of households that are families43.7 percent plus or minus 15.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
Income and work in Okoboji
- Median household income$73,000
- Per capita income$58,971 plus or minus $15,941
- Civilian labor force497 plus or minus 132
- Employed489 plus or minus 131
- Unemployed8 plus or minus 9
- Unemployment rate1.6 percent plus or minus 1.8
- Adults 25 and over760 plus or minus 156
- Adults 25 and over with a high school diploma or higher97.9 percent plus or minus 28.0
- Adults 25 and over with a bachelor degree or higher48.3 percent plus or minus 12.9
- Adults 25 and over with a graduate degree13.7 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
Housing in Okoboji
- Housing units1,368
- Occupied units542 plus or minus 142
- Vacant units826
- Vacancy rate60.4 percent
- Owner occupied366 plus or minus 79
- Renter occupied176 plus or minus 103
- Ownership rate67.5 percent plus or minus 22.9
- Median owner-occupied home value$299,300 plus or minus $208,785
- Median gross rent, monthly$942
- Annual rent as a share of median income15.5 percent
- Single family units664
- Share single family48.5 percent
- Units in buildings of two or more544 plus or minus 135
- Share in buildings of two or more39.8 percent plus or minus 8.6
- Mobile homes160 plus or minus 57
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
How Okoboji gets to work
- Workers 16 and over who commute361 plus or minus 95
- Commuting under 15 minutes217 plus or minus 62
- Share commuting under 15 minutes60.1 percent
- Commuting 30 minutes or more53 plus or minus 32
- Share commuting 30 minutes or more14.7 percent plus or minus 8.0
- Drove alone73.3 percent plus or minus 28.1
- Carpooled2.3 percent plus or minus 2.9
- Public transport0.0 percent
- Walked0.6 percent plus or minus 1.0
- Worked from home23.5 percent plus or minus 17.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Okoboji
SBA loans in Okoboji (7(a))
- Approvals2
- Gross approval$372,000
- Average approval$186,000
- Median approval$275,000
- Ninetieth percentile approval$275,000
- Largest approval$275,000
- Jobs supported16
- Jobs per approval8.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Okoboji
SBA loans in Okoboji (504)
- Approvals5
- Gross approval$3,301,000
- Average approval$660,200
- Median approval$584,000
- Largest approval$1,504,000
- Jobs supported46
- Loans with a final outcome4
- Charged off1
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Dickinson County, not Okoboji
Dickinson County context, not Okoboji figures
These are Dickinson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Okoboji measurements.
- Establishments in Dickinson County784
- Employment at those establishments, Dickinson County7,749
- Covered employment, Dickinson County10,008
- Average annual pay, Dickinson County$46,626
- Average weekly wage, Dickinson County$897
- Housing units permitted, Dickinson County292
- Of those, single family, Dickinson County261
- County product, 2024, Dickinson County$1,529,229,000
- County product change over the prior year, Dickinson County9.6 percent
- Average income of an arriving household, Dickinson County$99,324
Every figure in this section is published for Dickinson County as a whole and is not a measurement of Okoboji. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Okoboji questions, answered from the record.
How many people live in Okoboji, Iowa?
969, in 542 households. Okoboji city covers 1.76 square miles of land, which is 552 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Okoboji in?
Dickinson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Okoboji?
$73,000. The median owner-occupied home is valued at $299,300. Median gross rent is $942 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Okoboji businesses?
2 7(a) approvals totalling $372,000, across 2 lenders, median approval $275,000, plus 5 504 approvals worth $3.3 m. These count approvals to borrowers whose address is in Okoboji, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Okoboji borrowers get paid back?
No rate is published for Okoboji. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Okoboji figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dickinson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Okoboji.
Is zoning published for Okoboji?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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