HomeIowaHancock CountyGarner city
Garner city, Iowa: commercial real estate data.
Garner city is a Census city of 3,049 people across 2.13 square miles of land, in Hancock County. Median household income is $70,726, 80.2 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.1 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Garner
What Garner is
- Census place typecity
- Land area2.13 sq mi
- Water area0 sq mi
- Population per square mile of land1,435
- County holding the largest share of its areaHancock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
How many people live in Garner
- Population3,049
- Median age47.0
- Population under 18574 plus or minus 144
- Share under 1818.8 percent plus or minus 4.7
- Population 65 and over916
- Share 65 and over30.0 percent
- Households1,381
- Family households911
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
Income and work in Garner
- Median household income$70,726
- Per capita income$36,545
- Civilian labor force1,441
- Employed1,413
- Unemployed28 plus or minus 32
- Unemployment rate1.9 percent plus or minus 2.2
- Adults 25 and over2,267
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent plus or minus 5.3
- Adults 25 and over with a graduate degree6.1 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
Housing in Garner
- Housing units1,411
- Occupied units1,381
- Vacant units30 plus or minus 44
- Vacancy rate2.1 percent plus or minus 3.1
- Owner occupied1,108
- Renter occupied273 plus or minus 92
- Ownership rate80.2 percent
- Median owner-occupied home value$186,300
- Median gross rent, monthly$740
- Annual rent as a share of median income12.6 percent
- Single family units1,153
- Share single family81.7 percent
- Units in buildings of two or more211 plus or minus 86
- Share in buildings of two or more15.0 percent plus or minus 6.0
- Mobile homes47 plus or minus 42
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
How Garner gets to work
- Workers 16 and over who commute1,300
- Commuting under 15 minutes914
- Share commuting under 15 minutes70.3 percent
- Commuting 30 minutes or more189 plus or minus 109
- Share commuting 30 minutes or more14.5 percent plus or minus 8.2
- Drove alone79.5 percent
- Carpooled12.8 percent plus or minus 6.4
- Public transport0.0 percent
- Walked2.8 percent plus or minus 3.2
- Worked from home5.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
SBA loans in Garner (7(a))
- Approvals6
- Gross approval$1,133,700
- Average approval$188,950
- Median approval$250,000
- Ninetieth percentile approval$425,000
- Largest approval$425,000
- Jobs supported13
- Jobs per approval2.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term88 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garner
SBA loans in Garner (504)
- Approvals5
- Gross approval$1,034,000
- Average approval$206,800
- Median approval$207,000
- Largest approval$350,000
- Jobs supported26
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hancock County, not Garner
Hancock County context, not Garner figures
These are Hancock County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Garner measurements.
- Establishments in Hancock County302
- Employment at those establishments, Hancock County3,643
- Covered employment, Hancock County5,982
- Average annual pay, Hancock County$59,900
- Average weekly wage, Hancock County$1,152
- Housing units permitted, Hancock County13
- Of those, single family, Hancock County7
- County product, 2024, Hancock County$1,204,021,000
- County product change over the prior year, Hancock County5.1 percent
- Average income of an arriving household, Hancock County$48,569
Every figure in this section is published for Hancock County as a whole and is not a measurement of Garner. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Garner questions, answered from the record.
How many people live in Garner, Iowa?
3,049, in 1,381 households. Garner city covers 2.13 square miles of land, which is 1,435 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garner in?
Hancock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garner?
$70,726. The median owner-occupied home is valued at $186,300. Median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garner businesses?
6 7(a) approvals totalling $1.1 m, across 2 lenders, median approval $250,000, plus 5 504 approvals worth $1.0 m. These count approvals to borrowers whose address is in Garner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garner borrowers get paid back?
No rate is published for Garner. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Garner figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garner.
Is zoning published for Garner?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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