HomeIowaHancock CountyGarner
Garner, Iowa: commercial real estate data.
Garner is a Census city of 3,049 people across 2.13 square miles of land, in Hancock County. Median household income is $70,726, 80.2 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garner
What Garner is
- Census place typecity
- Land area2.13 sq mi
- Water area0 sq mi
- Population per square mile of land1,435
- County holding the largest share of its areaHancock County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
How many people live in Garner
- Population3,049
- Median age47.0
- Population under 18574 plus or minus 144
- Share under 1818.8 percent plus or minus 4.7
- Population 65 and over916
- Share 65 and over30.0 percent
- Households1,381
- Family households911
- Share of households that are families66.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
Income and work in Garner
- Median household income$70,726
- Per capita income$36,545
- Civilian labor force1,441
- Employed1,413
- Unemployed28 plus or minus 32
- Unemployment rate1.9 percent plus or minus 2.2
- Adults 25 and over2,267
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent plus or minus 5.3
- Adults 25 and over with a graduate degree6.1 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
Housing in Garner
- Housing units1,411
- Occupied units1,381
- Vacant units30 plus or minus 44
- Vacancy rate2.1 percent plus or minus 3.1
- Owner occupied1,108
- Renter occupied273 plus or minus 92
- Ownership rate80.2 percent
- Median owner-occupied home value$186,300
- Median gross rent, monthly$740
- Annual rent as a share of median income12.6 percent
- Single family units1,153
- Share single family81.7 percent
- Units in buildings of two or more211 plus or minus 86
- Share in buildings of two or more15.0 percent plus or minus 6.0
- Mobile homes47 plus or minus 42
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
How Garner gets to work
- Workers 16 and over who commute1,300
- Commuting under 15 minutes914
- Share commuting under 15 minutes70.3 percent
- Commuting 30 minutes or more189 plus or minus 109
- Share commuting 30 minutes or more14.5 percent plus or minus 8.2
- Drove alone79.5 percent
- Carpooled12.8 percent plus or minus 6.4
- Public transport0.0 percent
- Walked2.8 percent plus or minus 3.2
- Worked from home5.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garner
SBA loans in Garner (7(a))
- Approvals6
- Gross approval$1,133,700
- Average approval$188,950
- Median approval$165,750
- Largest approval$425,000
- Jobs supported13
- Jobs per approval2.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term83 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Garner, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garner
SBA loans in Garner (504)
- Approvals5
- Gross approval$1,034,000
- Average approval$206,800
- Median approval$207,000
- Largest approval$350,000
- Jobs supported26
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Garner, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garner
Flood risk in Garner
- NFIP communityCity of Garner
- NFIP community number190581
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/04/18(M)
The City of Garner participates in the National Flood Insurance Program as community 190581 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hancock County, not Garner
Hancock County context, not Garner figures
- Establishments in Hancock County302
- Covered employment, Hancock County5,982
- Average annual pay, Hancock County$59,900
- Housing units permitted, Hancock County13
Every figure in this section is published for Hancock County as a whole and is not a measurement of Garner.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garner questions, answered from the record.
How many people live in Garner, Iowa?
3,049, in 1,381 households. Garner city covers 2.13 square miles of land, which is 1,435 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garner in?
Hancock County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garner?
$70,726. The median owner-occupied home is valued at $186,300. Median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garner businesses?
6 7(a) approvals totaling $1.1 m since FY2020, across 2 lenders, median approval $165,750, plus 5 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Garner, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garner borrowers get paid back?
No rate is published for Garner. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garner in the National Flood Insurance Program?
Yes. Garner appears in the FEMA Community Status Book as Garner, city of, community 190581, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garner figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hancock County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garner.
Is zoning published for Garner?
No. Nothing on this page presents parcel level zoning.
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