HomeIowaHumboldt CountyHumboldt city
Humboldt city, Iowa: commercial real estate data.
Humboldt city is a Census city of 4,771 people across 4.65 square miles of land, in Humboldt County. Median household income is $74,500, 69.2 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $5.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Humboldt
What Humboldt is
- Census place typecity
- Land area4.65 sq mi
- Water area0.15 sq mi
- Population per square mile of land1,026
- County holding the largest share of its areaHumboldt County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Humboldt
How many people live in Humboldt
- Population4,771
- Median age39.6
- Population under 181,204
- Share under 1825.2 percent
- Population 65 and over1,089
- Share 65 and over22.8 percent
- Households2,026
- Family households1,384
- Share of households that are families68.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Humboldt
Income and work in Humboldt
- Median household income$74,500
- Per capita income$43,025
- Civilian labor force2,180
- Employed2,009
- Unemployed171 plus or minus 100
- Unemployment rate7.8 percent plus or minus 4.6
- Adults 25 and over3,229
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent
- Adults 25 and over with a graduate degree5.5 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Humboldt
Housing in Humboldt
- Housing units2,135
- Occupied units2,026
- Vacant units109 plus or minus 73
- Vacancy rate5.1 percent plus or minus 3.4
- Owner occupied1,402
- Renter occupied624
- Ownership rate69.2 percent
- Median owner-occupied home value$173,600
- Median gross rent, monthly$740
- Annual rent as a share of median income11.9 percent
- Single family units1,591
- Share single family74.5 percent
- Units in buildings of two or more534 plus or minus 139
- Share in buildings of two or more25.0 percent plus or minus 6.4
- Mobile homes10 plus or minus 16
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Humboldt
How Humboldt gets to work
- Workers 16 and over who commute1,743
- Commuting under 15 minutes1,015
- Share commuting under 15 minutes58.2 percent
- Commuting 30 minutes or more294 plus or minus 103
- Share commuting 30 minutes or more16.9 percent plus or minus 5.7
- Drove alone80.1 percent
- Carpooled5.4 percent plus or minus 3.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home12.6 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Humboldt
SBA loans in Humboldt (7(a))
- Approvals9
- Gross approval$5,367,400
- Average approval$596,378
- Median approval$300,000
- Ninetieth percentile approval$1,500,000
- Largest approval$1,500,000
- Jobs supported79
- Jobs per approval8.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humboldt
SBA loans in Humboldt (504)
- Approvals6
- Gross approval$5,150,000
- Average approval$858,333
- Median approval$972,000
- Largest approval$1,255,000
- Jobs supported33
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Humboldt County, not Humboldt
Humboldt County context, not Humboldt figures
These are Humboldt County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Humboldt measurements.
- Establishments in Humboldt County305
- Employment at those establishments, Humboldt County3,111
- Covered employment, Humboldt County3,810
- Average annual pay, Humboldt County$52,721
- Average weekly wage, Humboldt County$1,014
- Housing units permitted, Humboldt County5
- Of those, single family, Humboldt County5
- County product, 2024, Humboldt County$598,190,000
- County product change over the prior year, Humboldt County1.7 percent
- Average income of an arriving household, Humboldt County$55,260
Every figure in this section is published for Humboldt County as a whole and is not a measurement of Humboldt. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Humboldt questions, answered from the record.
How many people live in Humboldt, Iowa?
4,771, in 2,026 households. Humboldt city covers 4.65 square miles of land, which is 1,026 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Humboldt in?
Humboldt County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Humboldt?
$74,500. The median owner-occupied home is valued at $173,600. Median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Humboldt businesses?
9 7(a) approvals totalling $5.4 m, across 5 lenders, median approval $300,000, plus 6 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Humboldt, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Humboldt borrowers get paid back?
No rate is published for Humboldt. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Humboldt figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Humboldt County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Humboldt.
Is zoning published for Humboldt?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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