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HomeIowaLyon CountyLarchwood

Larchwood, Iowa: commercial real estate data.

Larchwood is a Census city of 1,136 people across 1.04 square miles of land, in Lyon County. Median household income is $67,188, 74.6 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $413,100 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Larchwood

What Larchwood is

  • Census place typecity
  • Land area1.04 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,096 plus or minus 231
  • County holding the largest share of its areaLyon County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Larchwood

How many people live in Larchwood

  • Population1,136 plus or minus 239
  • Median age30.3 plus or minus 6.2
  • Population under 18330 plus or minus 77
  • Share under 1829.0 percent
  • Population 65 and over146 plus or minus 40
  • Share 65 and over12.9 percent
  • Households429
  • Family households284 plus or minus 67
  • Share of households that are families66.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Larchwood

Income and work in Larchwood

  • Median household income$67,188
  • Per capita income$38,405
  • Civilian labor force661 plus or minus 146
  • Employed649 plus or minus 141
  • Unemployed12 plus or minus 13
  • Unemployment rate1.8 percent plus or minus 1.9
  • Adults 25 and over649
  • Adults 25 and over with a high school diploma or higher95.7 percent plus or minus 23.8
  • Adults 25 and over with a bachelor degree or higher28.5 percent plus or minus 5.8
  • Adults 25 and over with a graduate degree12.8 percent plus or minus 5.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Larchwood

Housing in Larchwood

  • Housing units458
  • Occupied units429
  • Vacant units29 plus or minus 25
  • Vacancy rate6.3 percent plus or minus 5.3
  • Owner occupied320 plus or minus 64
  • Renter occupied109 plus or minus 47
  • Ownership rate74.6 percent
  • Median owner-occupied home value$215,600
  • Median gross rent, monthly$867
  • Annual rent as a share of median income15.5 percent
  • Single family units390 plus or minus 79
  • Share single family85.2 percent
  • Units in buildings of two or more59 plus or minus 33
  • Share in buildings of two or more12.9 percent plus or minus 6.8
  • Mobile homes9 plus or minus 12
  • Median year structure built1975

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Larchwood

How Larchwood gets to work

  • Workers 16 and over who commute616 plus or minus 138
  • Commuting under 15 minutes200 plus or minus 58
  • Share commuting under 15 minutes32.5 percent
  • Commuting 30 minutes or more301 plus or minus 93
  • Share commuting 30 minutes or more48.9 percent plus or minus 10.4
  • Drove alone81.5 percent
  • Carpooled11.6 percent plus or minus 6.8
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home4.8 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Larchwood

SBA loans in Larchwood (7(a))

  • Approvals3
  • Gross approval$413,100
  • Average approval$137,700
  • Median approval$135,000
  • Largest approval$233,100
  • Jobs supported8
  • Jobs per approval2.7
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term60 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Larchwood, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Larchwood

SBA loans in Larchwood (504)

  • Approvals9
  • Gross approval$3,326,000
  • Average approval$369,556
  • Median approval$268,000
  • Largest approval$879,000
  • Jobs supported24
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Larchwood, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Larchwood

Flood risk in Larchwood

  • NFIP communityCity of Larchwood
  • NFIP community number190605
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date(NSFHA)

The City of Larchwood participates in the National Flood Insurance Program as community 190605 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lyon County, not Larchwood

Lyon County context, not Larchwood figures

  • Establishments in Lyon County402
  • Covered employment, Lyon County4,794
  • Average annual pay, Lyon County$49,696
  • Housing units permitted, Lyon County63

Every figure in this section is published for Lyon County as a whole and is not a measurement of Larchwood.

All Lyon County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Larchwood questions, answered from the record.

How many people live in Larchwood, Iowa?

1,136, in 429 households. Larchwood city covers 1.04 square miles of land, which is 1,096 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Larchwood in?

Lyon County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Larchwood?

$67,188. The median owner-occupied home is valued at $215,600. Median gross rent is $867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Larchwood businesses?

3 7(a) approvals totaling $413,100 since FY2020, across 1 lenders, median approval $135,000, plus 9 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Larchwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Larchwood borrowers get paid back?

No rate is published for Larchwood. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Larchwood in the National Flood Insurance Program?

Yes. Larchwood appears in the FEMA Community Status Book as Larchwood, city of, community 190605, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Larchwood figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lyon County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Larchwood.

Is zoning published for Larchwood?

No. Nothing on this page presents parcel level zoning.