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HomeIowaMahaska CountyOskaloosa city

Oskaloosa city, Iowa: commercial real estate data.

Oskaloosa city is a Census city of 11,504 people across 8.06 square miles of land, in Mahaska County. Median household income is $64,004, 60.8 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $2.4 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Oskaloosa

What Oskaloosa is

  • Census place typecity
  • Land area8.06 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,428
  • County holding the largest share of its areaMahaska County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oskaloosa

How many people live in Oskaloosa

  • Population11,504
  • Median age37.6
  • Population under 182,521
  • Share under 1821.9 percent
  • Population 65 and over2,347
  • Share 65 and over20.4 percent
  • Households4,590
  • Family households2,751
  • Share of households that are families59.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oskaloosa

Income and work in Oskaloosa

  • Median household income$64,004
  • Per capita income$35,751
  • Civilian labor force5,929
  • Employed5,647
  • Unemployed282 plus or minus 107
  • Unemployment rate4.8 percent plus or minus 1.8
  • Adults 25 and over7,610
  • Adults 25 and over with a high school diploma or higher93.2 percent
  • Adults 25 and over with a bachelor degree or higher25.4 percent
  • Adults 25 and over with a graduate degree6.6 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oskaloosa

Housing in Oskaloosa

  • Housing units5,162
  • Occupied units4,590
  • Vacant units572 plus or minus 167
  • Vacancy rate11.1 percent plus or minus 3.2
  • Owner occupied2,791
  • Renter occupied1,799
  • Ownership rate60.8 percent
  • Median owner-occupied home value$153,300
  • Median gross rent, monthly$831
  • Annual rent as a share of median income15.6 percent
  • Single family units3,751
  • Share single family72.7 percent
  • Units in buildings of two or more1,246 plus or minus 298
  • Share in buildings of two or more24.1 percent plus or minus 5.7
  • Mobile homes165 plus or minus 79
  • Median year structure built1966

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oskaloosa

How Oskaloosa gets to work

  • Workers 16 and over who commute5,223
  • Commuting under 15 minutes2,896
  • Share commuting under 15 minutes55.4 percent
  • Commuting 30 minutes or more847 plus or minus 185
  • Share commuting 30 minutes or more16.2 percent plus or minus 3.5
  • Drove alone79.4 percent
  • Carpooled9.4 percent plus or minus 3.1
  • Public transport0.1 percent plus or minus 0.2
  • Walked4.2 percent plus or minus 2.3
  • Worked from home6.5 percent plus or minus 2.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oskaloosa

SBA loans in Oskaloosa (7(a))

  • Approvals11
  • Gross approval$2,356,200
  • Average approval$214,200
  • Median approval$100,000
  • Ninetieth percentile approval$500,000
  • Largest approval$573,000
  • Jobs supported65
  • Jobs per approval5.9
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term84 months
  • Share on real estate terms of 20 years or more9.1 percent
  • Share to franchises0.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS7

A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Oskaloosa

SBA loans in Oskaloosa (504)

  • Approvals6
  • Gross approval$1,070,000
  • Average approval$178,333
  • Median approval$186,000
  • Largest approval$308,000
  • Jobs supported24
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Mahaska County, not Oskaloosa

Mahaska County context, not Oskaloosa figures

These are Mahaska County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oskaloosa measurements.

  • Establishments in Mahaska County538
  • Employment at those establishments, Mahaska County7,582
  • Covered employment, Mahaska County7,887
  • Average annual pay, Mahaska County$55,503
  • Average weekly wage, Mahaska County$1,067
  • Housing units permitted, Mahaska County16
  • Of those, single family, Mahaska County12
  • County product, 2024, Mahaska County$1,192,082,000
  • County product change over the prior year, Mahaska County4.3 percent
  • Average income of an arriving household, Mahaska County$52,900

Every figure in this section is published for Mahaska County as a whole and is not a measurement of Oskaloosa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Oskaloosa questions, answered from the record.

How many people live in Oskaloosa, Iowa?

11,504, in 4,590 households. Oskaloosa city covers 8.06 square miles of land, which is 1,428 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Oskaloosa in?

Mahaska County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Oskaloosa?

$64,004. The median owner-occupied home is valued at $153,300. Median gross rent is $831 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Oskaloosa businesses?

11 7(a) approvals totalling $2.4 m, across 6 lenders, median approval $100,000, plus 6 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Oskaloosa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Oskaloosa borrowers get paid back?

No rate is published for Oskaloosa. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Oskaloosa figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mahaska County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oskaloosa.

Is zoning published for Oskaloosa?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.