HomeIowaMills CountyPacific Junction
Pacific Junction, Iowa: commercial real estate data.
Pacific Junction is a Census city of 150 people across 0.76 square miles of land, in Mills County. 93.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $127,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Pacific Junction through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 150 with a margin of error of plus or minus 125, which is 83.3 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Pacific Junction
What Pacific Junction is
- Census place typecity
- Land area0.76 sq mi
- Water area0 sq mi
- Population per square mile of land198 plus or minus 165
- County holding the largest share of its areaMills County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Junction
How many people live in Pacific Junction
- Population150 plus or minus 125
- Median age29.8 plus or minus 37.1
- Population under 1818 plus or minus 28
- Share under 1812.0 percent plus or minus 15.6
- Population 65 and over14 plus or minus 15
- Share 65 and over9.3 percent plus or minus 5.8
- Households48 plus or minus 32
- Family households36 plus or minus 30
- Share of households that are families75.0 percent plus or minus 37.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Junction
Income and work in Pacific Junction
- Per capita income$24,024 plus or minus $5,212
- Civilian labor force55 plus or minus 52
- Employed55 plus or minus 52
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over89 plus or minus 60
- Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 85.6
- Adults 25 and over with a bachelor degree or higher5.6 percent plus or minus 12.0
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Junction
Housing in Pacific Junction
- Housing units67 plus or minus 35
- Occupied units48 plus or minus 32
- Vacant units19 plus or minus 13
- Vacancy rate28.4 percent plus or minus 12.5
- Owner occupied45 plus or minus 31
- Renter occupied3 plus or minus 5
- Ownership rate93.8 percent
- Median owner-occupied home value$149,100
- Single family units61 plus or minus 36
- Share single family91.0 percent plus or minus 26.3
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes5 plus or minus 6
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Junction
How Pacific Junction gets to work
- Workers 16 and over who commute52 plus or minus 51
- Commuting under 15 minutes3 plus or minus 11
- Share commuting under 15 minutes5.8 percent plus or minus 20.7
- Commuting 30 minutes or more48 plus or minus 52
- Share commuting 30 minutes or more92.3 percent plus or minus 41.3
- Drove alone88.9 percent plus or minus 35.3
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked5.6 percent plus or minus 7.6
- Worked from home3.7 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pacific Junction
SBA loans in Pacific Junction (7(a))
- Approvals1
- Gross approval$127,700
- Average approval$127,700
- Median approval$127,700
- Largest approval$127,700
- Jobs supported4
- Jobs per approval4.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Pacific Junction, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pacific Junction
SBA loans in Pacific Junction (504)
- Approvals1
- Gross approval$1,432,000
- Average approval$1,432,000
- Median approval$1,432,000
- Largest approval$1,432,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Pacific Junction, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pacific Junction
Flood risk in Pacific Junction
- NFIP communityCity of Pacific Junction
- NFIP community number190206
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/20
The City of Pacific Junction participates in the National Flood Insurance Program as community 190206 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Mills County, not Pacific Junction
Mills County context, not Pacific Junction figures
- Establishments in Mills County331
- Covered employment, Mills County3,361
- Average annual pay, Mills County$55,050
- Housing units permitted, Mills County40
Every figure in this section is published for Mills County as a whole and is not a measurement of Pacific Junction.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pacific Junction questions, answered from the record.
How many people live in Pacific Junction, Iowa?
150, in 48 households. Pacific Junction city covers 0.76 square miles of land, which is 198 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pacific Junction in?
Mills County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Pacific Junction businesses?
1 7(a) approvals totaling $127,700 since FY2020, across 1 lenders, median approval $127,700, plus 1 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Pacific Junction, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pacific Junction borrowers get paid back?
No rate is published for Pacific Junction. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pacific Junction in the National Flood Insurance Program?
Yes. Pacific Junction appears in the FEMA Community Status Book as Pacific Junction, city of, community 190206, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pacific Junction figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mills County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pacific Junction.
Is zoning published for Pacific Junction?
No. Nothing on this page presents parcel level zoning.
Nearby