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HomeIowaMonroe CountyAlbia

Albia, Iowa: commercial real estate data.

Albia is a Census city of 3,663 people across 3.25 square miles of land, in Monroe County. Median household income is $70,455, 73.4 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $4.2 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Albia

What Albia is

  • Census place typecity
  • Land area3.25 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,126
  • County holding the largest share of its areaMonroe County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Albia

How many people live in Albia

  • Population3,663
  • Median age38.1
  • Population under 18887
  • Share under 1824.2 percent
  • Population 65 and over812
  • Share 65 and over22.2 percent
  • Households1,558
  • Family households963
  • Share of households that are families61.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Albia

Income and work in Albia

  • Median household income$70,455 plus or minus $16,333
  • Per capita income$32,153
  • Civilian labor force1,664
  • Employed1,579
  • Unemployed85 plus or minus 54
  • Unemployment rate5.1 percent plus or minus 3.2
  • Adults 25 and over2,505
  • Adults 25 and over with a high school diploma or higher96.8 percent
  • Adults 25 and over with a bachelor degree or higher24.7 percent plus or minus 7.5
  • Adults 25 and over with a graduate degree8.8 percent plus or minus 4.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Albia

Housing in Albia

  • Housing units1,828
  • Occupied units1,558
  • Vacant units270 plus or minus 112
  • Vacancy rate14.8 percent plus or minus 6.0
  • Owner occupied1,143
  • Renter occupied415 plus or minus 133
  • Ownership rate73.4 percent
  • Median owner-occupied home value$130,300 plus or minus $27,099
  • Median gross rent, monthly$915 plus or minus $246
  • Annual rent as a share of median income15.6 percent plus or minus 5.5
  • Single family units1,406
  • Share single family76.9 percent
  • Units in buildings of two or more345 plus or minus 127
  • Share in buildings of two or more18.9 percent plus or minus 6.8
  • Mobile homes77 plus or minus 68
  • Median year structure built1962

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Albia

How Albia gets to work

  • Workers 16 and over who commute1,469
  • Commuting under 15 minutes647 plus or minus 185
  • Share commuting under 15 minutes44.0 percent plus or minus 11.6
  • Commuting 30 minutes or more756 plus or minus 207
  • Share commuting 30 minutes or more51.5 percent plus or minus 12.9
  • Drove alone75.3 percent
  • Carpooled11.4 percent plus or minus 8.8
  • Public transport0.0 percent
  • Walked4.3 percent plus or minus 3.6
  • Worked from home9.0 percent plus or minus 5.1

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Albia

SBA loans in Albia (7(a))

  • Approvals9
  • Gross approval$4,211,500
  • Average approval$467,944
  • Median approval$220,000
  • Largest approval$2,675,000
  • Jobs supported185
  • Jobs per approval20.6
  • Loans with a final outcome6
  • Paid in full6
  • Charged off0
  • Median term84 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS5

Counted by borrower city: approvals to borrowers whose address is in Albia, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Albia

SBA loans in Albia (504)

  • Approvals1
  • Gross approval$901,000
  • Average approval$901,000
  • Median approval$901,000
  • Largest approval$901,000
  • Jobs supported55
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Albia, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Albia

Flood risk in Albia

  • NFIP communityCity of Albia
  • NFIP community number190541
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date(NSFHA)

The City of Albia participates in the National Flood Insurance Program as community 190541 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Monroe County, not Albia

Monroe County context, not Albia figures

  • Establishments in Monroe County183
  • Covered employment, Monroe County3,718
  • Average annual pay, Monroe County$66,659
  • Housing units permitted, Monroe County8

Every figure in this section is published for Monroe County as a whole and is not a measurement of Albia.

All Monroe County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Albia questions, answered from the record.

How many people live in Albia, Iowa?

3,663, in 1,558 households. Albia city covers 3.25 square miles of land, which is 1,126 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Albia in?

Monroe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Albia?

$70,455. The median owner-occupied home is valued at $130,300. Median gross rent is $915 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Albia businesses?

9 7(a) approvals totaling $4.2 m since FY2020, across 3 lenders, median approval $220,000, plus 1 504 approvals worth $901,000 since FY2010. These count approvals to borrowers whose address is in Albia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Albia borrowers get paid back?

No rate is published for Albia. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Albia in the National Flood Insurance Program?

Yes. Albia appears in the FEMA Community Status Book as Albia, city of, community 190541, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Albia figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Monroe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albia.

Is zoning published for Albia?

No. Nothing on this page presents parcel level zoning.