HomeIowaPolk CountyPolk City city
Polk City city, Iowa: commercial real estate data.
Polk City city is a Census city of 6,037 people across 5.56 square miles of land, in Polk County. Median household income is $164,389, 89.1 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $5.3 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Polk City
What Polk City is
- Census place typecity
- Land area5.56 sq mi
- Water area0.24 sq mi
- Population per square mile of land1,087
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
How many people live in Polk City
- Population6,037
- Median age39.1
- Population under 181,681
- Share under 1827.8 percent
- Population 65 and over874 plus or minus 240
- Share 65 and over14.5 percent plus or minus 4.0
- Households2,184
- Family households1,773
- Share of households that are families81.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
Income and work in Polk City
- Median household income$164,389
- Per capita income$56,351
- Civilian labor force3,300
- Employed3,195
- Unemployed105 plus or minus 93
- Unemployment rate3.2 percent plus or minus 2.8
- Adults 25 and over4,096
- Adults 25 and over with a high school diploma or higher98.4 percent
- Adults 25 and over with a bachelor degree or higher44.2 percent
- Adults 25 and over with a graduate degree18.1 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
Housing in Polk City
- Housing units2,231
- Occupied units2,184
- Vacant units47 plus or minus 73
- Vacancy rate2.1 percent plus or minus 3.3
- Owner occupied1,947
- Renter occupied237 plus or minus 143
- Ownership rate89.1 percent
- Median owner-occupied home value$414,800
- Median gross rent, monthly$782 plus or minus $177
- Annual rent as a share of median income5.7 percent plus or minus 1.5
- Single family units2,082
- Share single family93.3 percent
- Units in buildings of two or more149 plus or minus 142
- Share in buildings of two or more6.7 percent plus or minus 6.4
- Mobile homes0
- Median year structure built2004
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
How Polk City gets to work
- Workers 16 and over who commute2,480
- Commuting under 15 minutes425 plus or minus 204
- Share commuting under 15 minutes17.1 percent plus or minus 7.7
- Commuting 30 minutes or more905 plus or minus 273
- Share commuting 30 minutes or more36.5 percent plus or minus 9.2
- Drove alone75.0 percent
- Carpooled2.6 percent plus or minus 2.4
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.6
- Worked from home21.9 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Polk City
SBA loans in Polk City (7(a))
- Approvals12
- Gross approval$5,283,300
- Average approval$440,275
- Median approval$158,900
- Ninetieth percentile approval$775,700
- Largest approval$2,447,700
- Jobs supported242
- Jobs per approval20.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises33.3 percent
- Distinct lenders7
- Distinct industries by NAICS8
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Polk City
SBA loans in Polk City (504)
- Approvals3
- Gross approval$1,786,000
- Average approval$595,333
- Median approval$650,000
- Largest approval$963,000
- Jobs supported43
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Polk County, not Polk City
Polk County context, not Polk City figures
These are Polk County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Polk City measurements.
- Establishments in Polk County13,890
- Employment at those establishments, Polk County295,413
- Covered employment, Polk County317,845
- Average annual pay, Polk County$72,557
- Average weekly wage, Polk County$1,395
- Housing units permitted, Polk County2,949
- Of those, single family, Polk County2,295
- County product, 2024, Polk County$63,823,028,000
- County product change over the prior year, Polk County7.2 percent
- Average income of an arriving household, Polk County$63,088
Every figure in this section is published for Polk County as a whole and is not a measurement of Polk City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Polk City questions, answered from the record.
How many people live in Polk City, Iowa?
6,037, in 2,184 households. Polk City city covers 5.56 square miles of land, which is 1,087 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Polk City in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Polk City?
$164,389. The median owner-occupied home is valued at $414,800. Median gross rent is $782 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Polk City businesses?
12 7(a) approvals totalling $5.3 m, across 7 lenders, median approval $158,900, plus 3 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Polk City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Polk City borrowers get paid back?
No rate is published for Polk City. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Polk City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Polk City.
Is zoning published for Polk City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.