HomeIowaRinggold CountyMount Ayr
Mount Ayr, Iowa: commercial real estate data.
Mount Ayr is a Census city of 1,816 people across 2.70 square miles of land, in Ringgold County. Median household income is $74,167, 68.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $271,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Ayr
What Mount Ayr is
- Census place typecity
- Land area2.7 sq mi
- Water area0.02 sq mi
- Population per square mile of land673
- County holding the largest share of its areaRinggold County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Ayr
How many people live in Mount Ayr
- Population1,816
- Median age38.8
- Population under 18514
- Share under 1828.3 percent
- Population 65 and over434
- Share 65 and over23.9 percent
- Households684
- Family households444
- Share of households that are families64.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Ayr
Income and work in Mount Ayr
- Median household income$74,167
- Per capita income$34,754
- Civilian labor force815
- Employed782
- Unemployed33 plus or minus 26
- Unemployment rate4.0 percent plus or minus 3.1
- Adults 25 and over1,129
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent plus or minus 4.9
- Adults 25 and over with a graduate degree7.7 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Ayr
Housing in Mount Ayr
- Housing units805
- Occupied units684
- Vacant units121 plus or minus 48
- Vacancy rate15.0 percent plus or minus 5.7
- Owner occupied468
- Renter occupied216 plus or minus 60
- Ownership rate68.4 percent
- Median owner-occupied home value$152,000
- Median gross rent, monthly$707
- Annual rent as a share of median income11.4 percent
- Single family units667
- Share single family82.9 percent
- Units in buildings of two or more104 plus or minus 46
- Share in buildings of two or more12.9 percent plus or minus 5.5
- Mobile homes34 plus or minus 25
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Ayr
How Mount Ayr gets to work
- Workers 16 and over who commute735
- Commuting under 15 minutes497 plus or minus 104
- Share commuting under 15 minutes67.6 percent
- Commuting 30 minutes or more167 plus or minus 50
- Share commuting 30 minutes or more22.7 percent plus or minus 5.7
- Drove alone79.1 percent
- Carpooled9.9 percent plus or minus 5.0
- Public transport0.0 percent
- Walked2.5 percent plus or minus 2.5
- Worked from home8.1 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Ayr
SBA loans in Mount Ayr (7(a))
- Approvals6
- Gross approval$271,600
- Average approval$45,267
- Median approval$21,500
- Largest approval$150,000
- Jobs supported15
- Jobs per approval2.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Mount Ayr, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Ayr
Flood risk in Mount Ayr
- NFIP communityCity of Mount Ayr
- NFIP community number195185
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/15(M)
The City of Mount Ayr participates in the National Flood Insurance Program as community 195185 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Ringgold County, not Mount Ayr
Ringgold County context, not Mount Ayr figures
- Establishments in Ringgold County131
- Covered employment, Ringgold County1,394
- Average annual pay, Ringgold County$46,230
- Housing units permitted, Ringgold County3
Every figure in this section is published for Ringgold County as a whole and is not a measurement of Mount Ayr.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Ayr questions, answered from the record.
How many people live in Mount Ayr, Iowa?
1,816, in 684 households. Mount Ayr city covers 2.70 square miles of land, which is 673 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Ayr in?
Ringgold County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Ayr?
$74,167. The median owner-occupied home is valued at $152,000. Median gross rent is $707 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Ayr businesses?
6 7(a) approvals totaling $271,600 since FY2020, across 3 lenders, median approval $21,500. These count approvals to borrowers whose address is in Mount Ayr, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Ayr borrowers get paid back?
No rate is published for Mount Ayr. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Ayr in the National Flood Insurance Program?
Yes. Mount Ayr appears in the FEMA Community Status Book as Mount Ayr, city of, community 195185, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Ayr figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Ringgold County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Ayr.
Is zoning published for Mount Ayr?
No. Nothing on this page presents parcel level zoning.
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