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HomeIowaSac CountySac City

Sac City, Iowa: commercial real estate data.

Sac City is a Census city of 1,885 people across 4.90 square miles of land, in Sac County. Median household income is $57,139, 65.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sac City

What Sac City is

  • Census place typecity
  • Land area4.9 sq mi
  • Water area0.07 sq mi
  • Population per square mile of land385
  • County holding the largest share of its areaSac County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sac City

How many people live in Sac City

  • Population1,885
  • Median age46.9
  • Population under 18343 plus or minus 73
  • Share under 1818.2 percent
  • Population 65 and over499
  • Share 65 and over26.5 percent
  • Households947
  • Family households454
  • Share of households that are families47.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sac City

Income and work in Sac City

  • Median household income$57,139 plus or minus $15,225
  • Per capita income$41,522
  • Civilian labor force1,020
  • Employed995
  • Unemployed25 plus or minus 28
  • Unemployment rate2.5 percent plus or minus 2.7
  • Adults 25 and over1,481
  • Adults 25 and over with a high school diploma or higher90.1 percent
  • Adults 25 and over with a bachelor degree or higher23.9 percent plus or minus 5.1
  • Adults 25 and over with a graduate degree4.8 percent plus or minus 2.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sac City

Housing in Sac City

  • Housing units1,058
  • Occupied units947
  • Vacant units111 plus or minus 59
  • Vacancy rate10.5 percent plus or minus 5.5
  • Owner occupied621
  • Renter occupied326 plus or minus 92
  • Ownership rate65.6 percent
  • Median owner-occupied home value$136,000
  • Median gross rent, monthly$669 plus or minus $261
  • Annual rent as a share of median income14.0 percent plus or minus 6.6
  • Single family units790
  • Share single family74.7 percent
  • Units in buildings of two or more261 plus or minus 83
  • Share in buildings of two or more24.7 percent plus or minus 7.4
  • Mobile homes7 plus or minus 11
  • Median year structure built1962

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sac City

How Sac City gets to work

  • Workers 16 and over who commute931
  • Commuting under 15 minutes562
  • Share commuting under 15 minutes60.4 percent
  • Commuting 30 minutes or more257 plus or minus 81
  • Share commuting 30 minutes or more27.6 percent plus or minus 8.0
  • Drove alone86.1 percent
  • Carpooled6.8 percent plus or minus 4.1
  • Public transport0.0 percent
  • Walked2.7 percent plus or minus 3.3
  • Worked from home4.4 percent plus or minus 2.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sac City

SBA loans in Sac City (7(a))

  • Approvals2
  • Gross approval$1,940,000
  • Average approval$970,000
  • Median approval$970,000
  • Largest approval$1,535,000
  • Jobs supported12
  • Jobs per approval6.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term186 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

Counted by borrower city: approvals to borrowers whose address is in Sac City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sac City

SBA loans in Sac City (504)

  • Approvals1
  • Gross approval$494,000
  • Average approval$494,000
  • Median approval$494,000
  • Largest approval$494,000
  • Jobs supported26
  • Loans with a final outcome0
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Sac City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Sac City

Flood risk in Sac City

  • NFIP communityCity of Sac City
  • NFIP community number190238
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/01/22(M)

The City of Sac City participates in the National Flood Insurance Program as community 190238 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Sac County, not Sac City

Sac County context, not Sac City figures

  • Establishments in Sac County321
  • Covered employment, Sac County2,969
  • Average annual pay, Sac County$50,518
  • Housing units permitted, Sac County13

Every figure in this section is published for Sac County as a whole and is not a measurement of Sac City.

All Sac County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sac City questions, answered from the record.

How many people live in Sac City, Iowa?

1,885, in 947 households. Sac City city covers 4.90 square miles of land, which is 385 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sac City in?

Sac County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Sac City?

$57,139. The median owner-occupied home is valued at $136,000. Median gross rent is $669 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sac City businesses?

2 7(a) approvals totaling $1.9 m since FY2020, across 2 lenders, median approval $970,000, plus 1 504 approvals worth $494,000 since FY2010. These count approvals to borrowers whose address is in Sac City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sac City borrowers get paid back?

No rate is published for Sac City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sac City in the National Flood Insurance Program?

Yes. Sac City appears in the FEMA Community Status Book as Sac City, city of, community 190238, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sac City figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sac County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sac City.

Is zoning published for Sac City?

No. Nothing on this page presents parcel level zoning.