HomeIowaSioux CountyRock Valley city
Rock Valley city, Iowa: commercial real estate data.
Rock Valley city is a Census city of 4,059 people across 4.46 square miles of land, in Sioux County. Median household income is $76,250, 51.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.7 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rock Valley
What Rock Valley is
- Census place typecity
- Land area4.46 sq mi
- Water area0.05 sq mi
- Population per square mile of land910
- County holding the largest share of its areaSioux County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Valley
How many people live in Rock Valley
- Population4,059
- Median age35.1
- Population under 181,168 plus or minus 236
- Share under 1828.8 percent plus or minus 5.8
- Population 65 and over775 plus or minus 189
- Share 65 and over19.1 percent plus or minus 4.6
- Households1,452
- Family households989
- Share of households that are families68.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Valley
Income and work in Rock Valley
- Median household income$76,250
- Per capita income$31,083
- Civilian labor force2,109
- Employed2,100
- Unemployed9 plus or minus 16
- Unemployment rate0.4 percent plus or minus 0.8
- Adults 25 and over2,335
- Adults 25 and over with a high school diploma or higher82.4 percent
- Adults 25 and over with a bachelor degree or higher16.6 percent plus or minus 6.2
- Adults 25 and over with a graduate degree2.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Valley
Housing in Rock Valley
- Housing units1,466
- Occupied units1,452
- Vacant units14 plus or minus 23
- Vacancy rate1.0 percent plus or minus 1.6
- Owner occupied742 plus or minus 185
- Renter occupied710
- Ownership rate51.1 percent plus or minus 11.6
- Median owner-occupied home value$231,200
- Median gross rent, monthly$1,142
- Annual rent as a share of median income18.0 percent
- Single family units1,014
- Share single family69.2 percent
- Units in buildings of two or more402 plus or minus 159
- Share in buildings of two or more27.4 percent plus or minus 10.5
- Mobile homes50 plus or minus 56
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Valley
How Rock Valley gets to work
- Workers 16 and over who commute1,966
- Commuting under 15 minutes1,182 plus or minus 252
- Share commuting under 15 minutes60.1 percent
- Commuting 30 minutes or more178 plus or minus 104
- Share commuting 30 minutes or more9.1 percent plus or minus 5.2
- Drove alone79.2 percent
- Carpooled7.2 percent plus or minus 4.5
- Public transport0.9 percent plus or minus 1.4
- Walked1.7 percent plus or minus 1.8
- Worked from home6.3 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Valley
SBA loans in Rock Valley (7(a))
- Approvals2
- Gross approval$1,689,000
- Average approval$844,500
- Median approval$1,608,000
- Ninetieth percentile approval$1,608,000
- Largest approval$1,608,000
- Jobs supported16
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rock Valley
SBA loans in Rock Valley (504)
- Approvals9
- Gross approval$5,083,000
- Average approval$564,778
- Median approval$475,000
- Largest approval$1,144,000
- Jobs supported185
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sioux County, not Rock Valley
Sioux County context, not Rock Valley figures
These are Sioux County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rock Valley measurements.
- Establishments in Sioux County1,345
- Employment at those establishments, Sioux County20,910
- Covered employment, Sioux County22,957
- Average annual pay, Sioux County$55,762
- Average weekly wage, Sioux County$1,072
- Housing units permitted, Sioux County251
- Of those, single family, Sioux County146
- County product, 2024, Sioux County$3,920,054,000
- County product change over the prior year, Sioux County19.2 percent
- Average income of an arriving household, Sioux County$56,406
Every figure in this section is published for Sioux County as a whole and is not a measurement of Rock Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rock Valley questions, answered from the record.
How many people live in Rock Valley, Iowa?
4,059, in 1,452 households. Rock Valley city covers 4.46 square miles of land, which is 910 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rock Valley in?
Sioux County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rock Valley?
$76,250. The median owner-occupied home is valued at $231,200. Median gross rent is $1,142 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rock Valley businesses?
2 7(a) approvals totalling $1.7 m, across 2 lenders, median approval $1,608,000, plus 9 504 approvals worth $5.1 m. These count approvals to borrowers whose address is in Rock Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rock Valley borrowers get paid back?
No rate is published for Rock Valley. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Rock Valley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sioux County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rock Valley.
Is zoning published for Rock Valley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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