HomeIowaTama CountyTraer
Traer, Iowa: commercial real estate data.
Traer is a Census city of 1,519 people across 1.29 square miles of land, in Tama County. Median household income is $76,406, 76.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $424,600 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Traer
What Traer is
- Census place typecity
- Land area1.29 sq mi
- Water area0 sq mi
- Population per square mile of land1,178
- County holding the largest share of its areaTama County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
How many people live in Traer
- Population1,519
- Median age46.5
- Population under 18263 plus or minus 65
- Share under 1817.3 percent plus or minus 3.8
- Population 65 and over331
- Share 65 and over21.8 percent
- Households681
- Family households372
- Share of households that are families54.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
Income and work in Traer
- Median household income$76,406
- Per capita income$39,266
- Civilian labor force853
- Employed823
- Unemployed30 plus or minus 19
- Unemployment rate3.5 percent plus or minus 2.2
- Adults 25 and over1,152
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher32.3 percent
- Adults 25 and over with a graduate degree7.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
Housing in Traer
- Housing units731
- Occupied units681
- Vacant units50 plus or minus 40
- Vacancy rate6.8 percent plus or minus 5.4
- Owner occupied522
- Renter occupied159 plus or minus 40
- Ownership rate76.7 percent
- Median owner-occupied home value$151,900
- Median gross rent, monthly$971
- Annual rent as a share of median income15.3 percent
- Single family units649
- Share single family88.8 percent
- Units in buildings of two or more70 plus or minus 27
- Share in buildings of two or more9.6 percent plus or minus 3.5
- Mobile homes12 plus or minus 16
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
How Traer gets to work
- Workers 16 and over who commute757
- Commuting under 15 minutes326 plus or minus 87
- Share commuting under 15 minutes43.1 percent plus or minus 8.9
- Commuting 30 minutes or more320 plus or minus 75
- Share commuting 30 minutes or more42.3 percent
- Drove alone80.4 percent
- Carpooled8.6 percent plus or minus 4.0
- Public transport0.0 percent
- Walked3.0 percent plus or minus 2.2
- Worked from home6.8 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
SBA loans in Traer (7(a))
- Approvals2
- Gross approval$424,600
- Average approval$212,300
- Median approval$212,300
- Largest approval$221,000
- Jobs supported11
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Traer, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Traer
SBA loans in Traer (504)
- Approvals4
- Gross approval$325,000
- Average approval$81,250
- Median approval$81,000
- Largest approval$96,000
- Jobs supported16
- Loans with a final outcome2
- Charged off0
- Median term180 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Traer, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Traer
Flood risk in Traer
- NFIP communityCity of Traer
- NFIP community number190668
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/07/21(M)
The City of Traer participates in the National Flood Insurance Program as community 190668 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Tama County, not Traer
Tama County context, not Traer figures
- Establishments in Tama County282
- Covered employment, Tama County5,356
- Average annual pay, Tama County$48,774
- Housing units permitted, Tama County12
Every figure in this section is published for Tama County as a whole and is not a measurement of Traer.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Traer questions, answered from the record.
How many people live in Traer, Iowa?
1,519, in 681 households. Traer city covers 1.29 square miles of land, which is 1,178 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Traer in?
Tama County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Traer?
$76,406. The median owner-occupied home is valued at $151,900. Median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Traer businesses?
2 7(a) approvals totaling $424,600 since FY2020, across 2 lenders, median approval $212,300, plus 4 504 approvals worth $325,000 since FY2010. These count approvals to borrowers whose address is in Traer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Traer borrowers get paid back?
No rate is published for Traer. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Traer in the National Flood Insurance Program?
Yes. Traer appears in the FEMA Community Status Book as Traer, city of, community 190668, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Traer figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tama County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Traer.
Is zoning published for Traer?
No. Nothing on this page presents parcel level zoning.