HomeIowaTama CountyTraer city
Traer city, Iowa: commercial real estate data.
Traer city is a Census city of 1,519 people across 1.29 square miles of land, in Tama County. Median household income is $76,406, 76.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $424,600.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Traer
What Traer is
- Census place typecity
- Land area1.29 sq mi
- Water area0 sq mi
- Population per square mile of land1,178
- County holding the largest share of its areaTama County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
How many people live in Traer
- Population1,519
- Median age46.5
- Population under 18263 plus or minus 65
- Share under 1817.3 percent plus or minus 3.8
- Population 65 and over331
- Share 65 and over21.8 percent
- Households681
- Family households372
- Share of households that are families54.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
Income and work in Traer
- Median household income$76,406
- Per capita income$39,266
- Civilian labor force853
- Employed823
- Unemployed30 plus or minus 19
- Unemployment rate3.5 percent plus or minus 2.2
- Adults 25 and over1,152
- Adults 25 and over with a high school diploma or higher94.8 percent
- Adults 25 and over with a bachelor degree or higher32.3 percent
- Adults 25 and over with a graduate degree7.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
Housing in Traer
- Housing units731
- Occupied units681
- Vacant units50 plus or minus 40
- Vacancy rate6.8 percent plus or minus 5.4
- Owner occupied522
- Renter occupied159 plus or minus 40
- Ownership rate76.7 percent
- Median owner-occupied home value$151,900
- Median gross rent, monthly$971
- Annual rent as a share of median income15.3 percent
- Single family units649
- Share single family88.8 percent
- Units in buildings of two or more70 plus or minus 27
- Share in buildings of two or more9.6 percent plus or minus 3.5
- Mobile homes12 plus or minus 16
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
How Traer gets to work
- Workers 16 and over who commute757
- Commuting under 15 minutes326 plus or minus 87
- Share commuting under 15 minutes43.1 percent plus or minus 8.9
- Commuting 30 minutes or more320 plus or minus 75
- Share commuting 30 minutes or more42.3 percent
- Drove alone80.4 percent
- Carpooled8.6 percent plus or minus 4.0
- Public transport0.0 percent
- Walked3.0 percent plus or minus 2.2
- Worked from home6.8 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Traer
SBA loans in Traer (7(a))
- Approvals2
- Gross approval$424,600
- Average approval$212,300
- Median approval$221,000
- Ninetieth percentile approval$221,000
- Largest approval$221,000
- Jobs supported11
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Traer
SBA loans in Traer (504)
- Approvals4
- Gross approval$325,000
- Average approval$81,250
- Median approval$89,000
- Largest approval$96,000
- Jobs supported16
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tama County, not Traer
Tama County context, not Traer figures
These are Tama County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Traer measurements.
- Establishments in Tama County282
- Employment at those establishments, Tama County3,565
- Covered employment, Tama County5,356
- Average annual pay, Tama County$48,774
- Average weekly wage, Tama County$938
- Housing units permitted, Tama County12
- Of those, single family, Tama County12
- County product, 2024, Tama County$847,858,000
- County product change over the prior year, Tama County-3.6 percent
- Average income of an arriving household, Tama County$48,810
Every figure in this section is published for Tama County as a whole and is not a measurement of Traer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Traer questions, answered from the record.
How many people live in Traer, Iowa?
1,519, in 681 households. Traer city covers 1.29 square miles of land, which is 1,178 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Traer in?
Tama County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Traer?
$76,406. The median owner-occupied home is valued at $151,900. Median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Traer businesses?
2 7(a) approvals totalling $424,600, across 2 lenders, median approval $221,000, plus 4 504 approvals worth $325,000. These count approvals to borrowers whose address is in Traer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Traer borrowers get paid back?
No rate is published for Traer. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Traer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tama County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Traer.
Is zoning published for Traer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.