HomeIowaWapello CountyOttumwa city
Ottumwa city, Iowa: commercial real estate data.
Ottumwa city is a Census city of 25,430 people across 16.06 square miles of land, in Wapello County. Median household income is $61,103, 61.7 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $11.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ottumwa
What Ottumwa is
- Census place typecity
- Land area16.06 sq mi
- Water area0.67 sq mi
- Population per square mile of land1,583
- County holding the largest share of its areaWapello County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottumwa
How many people live in Ottumwa
- Population25,430
- Median age36.7
- Population under 186,269
- Share under 1824.7 percent
- Population 65 and over4,107
- Share 65 and over16.2 percent
- Households9,980
- Family households6,164
- Share of households that are families61.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottumwa
Income and work in Ottumwa
- Median household income$61,103
- Per capita income$30,586
- Civilian labor force12,506
- Employed11,928
- Unemployed578 plus or minus 178
- Unemployment rate4.6 percent plus or minus 1.4
- Adults 25 and over16,736
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher20.8 percent
- Adults 25 and over with a graduate degree8.3 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottumwa
Housing in Ottumwa
- Housing units11,395
- Occupied units9,980
- Vacant units1,415
- Vacancy rate12.4 percent
- Owner occupied6,161
- Renter occupied3,819
- Ownership rate61.7 percent
- Median owner-occupied home value$106,300
- Median gross rent, monthly$921
- Annual rent as a share of median income18.1 percent
- Single family units8,571
- Share single family75.2 percent
- Units in buildings of two or more2,473
- Share in buildings of two or more21.7 percent
- Mobile homes351 plus or minus 143
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottumwa
How Ottumwa gets to work
- Workers 16 and over who commute10,990
- Commuting under 15 minutes6,474
- Share commuting under 15 minutes58.9 percent
- Commuting 30 minutes or more2,213
- Share commuting 30 minutes or more20.1 percent
- Drove alone77.1 percent
- Carpooled14.1 percent
- Public transport1.2 percent plus or minus 0.8
- Walked1.1 percent plus or minus 0.7
- Worked from home4.3 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottumwa
SBA loans in Ottumwa (7(a))
- Approvals26
- Gross approval$11,442,800
- Average approval$440,108
- Median approval$175,000
- Ninetieth percentile approval$1,329,300
- Largest approval$2,670,000
- Jobs supported171
- Jobs per approval6.6
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.2 percent
- Share to franchises7.7 percent
- Distinct lenders12
- Distinct industries by NAICS18
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ottumwa
SBA loans in Ottumwa (504)
- Approvals5
- Gross approval$2,194,000
- Average approval$438,800
- Median approval$361,000
- Largest approval$842,000
- Jobs supported35
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wapello County, not Ottumwa
Wapello County context, not Ottumwa figures
These are Wapello County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ottumwa measurements.
- Establishments in Wapello County699
- Employment at those establishments, Wapello County12,594
- Covered employment, Wapello County15,384
- Average annual pay, Wapello County$53,071
- Average weekly wage, Wapello County$1,021
- Housing units permitted, Wapello County45
- Of those, single family, Wapello County39
- County product, 2024, Wapello County$2,159,794,000
- County product change over the prior year, Wapello County0.0 percent
- Average income of an arriving household, Wapello County$42,988
Every figure in this section is published for Wapello County as a whole and is not a measurement of Ottumwa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ottumwa questions, answered from the record.
How many people live in Ottumwa, Iowa?
25,430, in 9,980 households. Ottumwa city covers 16.06 square miles of land, which is 1,583 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ottumwa in?
Wapello County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ottumwa?
$61,103. The median owner-occupied home is valued at $106,300. Median gross rent is $921 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ottumwa businesses?
26 7(a) approvals totalling $11.4 m, across 12 lenders, median approval $175,000, plus 5 504 approvals worth $2.2 m. These count approvals to borrowers whose address is in Ottumwa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ottumwa borrowers get paid back?
No rate is published for Ottumwa. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ottumwa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wapello County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ottumwa.
Is zoning published for Ottumwa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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